Since Costco rolled out Apple Pay to all their stores, I’ve used my US Bank Altitude Reserve card to earn 3X points every time I shop there. That’s because this card earns triple points on mobile payments and travel purchases.
Each point is worth 1.5 cents toward travel (which you can redeem in real-time after they post!), so that’s like getting a 4.5% return on every shopping trip (3 X 1.5). With prices already low, this is an easy way to save even more.
Plus, you can stack coupons through Ibotta for cashback when you buy certain items.
The card has a $400 annual fee, which easily pays for itself. The bigger issue is getting it in the first place – you need to have a “relationship” to even apply.
But there’s an easy and free workaround if you want to open this card.
Here’s how to do it!