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Tag Archives for thankyou.

Only Days Left for Citi ThankYou Premier’s Incredible 60,000 Point Bonus (Easy $800 for Travel)

If you haven’t jumped on this offer yet, time’s almost up. Citi will pull the chance to earn 60,000 Citi ThankYou points with the Citi ThankYou Premier card on October 11th, 2018. Each point is worth 1.25 cents toward travel (including airfare, hotel stays, cruises, and excursions), which makes this offer easily worth $800 after meeting the minimum spending requirement.

Even better, the annual fee is waived the first year. So you can see if you like the card for 12 full months before paying. Even then, Citi is excellent about retention offers for bonus points upon card renewal. I get them regularly.

This is also one of the few cards to earn 3X points on gas (and travel).

citi thankyou premier

Citi ThankYou points helped me get to Prague. 60K is the best offer there’s been for the ThankYou Premier

I wish I could get this offer. You’re not eligible if you’ve opened or closed another ThankYou card in the last 24 months. Otherwise, there would be zero hesitation. This is the highest offer ever for this card.

Citi ThankYou Premier Bonus = $800

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For Advanced Players: The Citi ThankYou Premier 60,000 Point Offer Is Easily Worth $900

Dang, I just checked my credit file, and it looks like I closed my last Citi ThankYou Premier card in June 2017. I still have my Citi Prestige card open (and can’t wait to see how they refresh it this month).

According to Citi’s rules, I’m not eligible to earn another bonus on a ThankYou card because I’ve opened OR closed a ThankYou card within the last 24 months. But man, if you’re eligible to apply for this offer, there is absolutely no reason you shouldn’t hop all over it – especially if you’re over 5/24.

I have some FOMO about this offer. Because this offer is an easy $900 toward travel.

citi thankyou premier 60000

I use Citi ThankYou points all the time – including for flights to Belgium to stroll the gorgeous river that runs through Bruges

Here’s my expert analysis. 🧐

Dat Citi ThankYou Premier 60,000 point offer tho

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It Lives! 3X ThankYou Points on Plastiq Payments With Citi AT&T Access More Card

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I suspected this might be the case!

My statement closed last night and I just got the PDF. I can confirm all my rent payments made through Plastiq on my last Citi AT&T Access More statement earned 3X Citi ThankYou points. Even the ones made after July 22nd.

citi plastiq 3X

3X is alive and well

The only things that didn’t earn 3X coded as utility payments… which Citi has always said will earn 1X anyway.

The other payments are coding as “Misc Government Services.”

My test payment from August 1st earned 3X and coded this way

I’m not sure what this means, but it looks like 3X is alive and well!

Citi Plastiq 3X is still around

Reader Amar confirmed on August 8th that his mortgage payment earned 3X as well.

Further, I made a rent, mortgage, and HOA payment – all earned 3X.

Interestingly, a student loan payment I made on my new Citi Diamond Preferred also coded as “Misc Government Services.”

 

Effin’ Mohela, man

I made the payment this way to avoid paying interest until 2019. But that it coded the same way leads me to believe some student loan payments will earn 3X as well. Previously, these payments coded as “Education” (which makes sense).

Somewhere along the line, the coding changed. And while I’d say to keep an eye on it, it seems 3X is good to go – for now at least.

Just wanted to share the newest data point. Let me know if it works for you, too!

A Ray of Hope for Plastiq 3X With Citi AT&T Access More Card?

I just made my last round of rent, mortgage, and HOA payments through Plastiq with my Citi AT&T Access More card because Citi is removing those transactions from earning 3X starting next week.

But as I reviewed the transactions, I noticed they weren’t coding as rent like they had before. Instead, they’re coding as “Misc Government Services.” That gave me pause because of the language in Citi’s T&Cs:

Plastiq 3X With Citi AT&T Access More Card

Quoth Citi

But upon further review, I earned 3X in this very same category as early as this month. Which makes me wonder… will 3X live on for rent and mortgage payments with the Citi AT&T Access More card?

A history of Plastiq 3X With Citi AT&T Access More Card

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Flight Review: Brussels Airlines Business Class JFK-BRU

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Back in August 2016, I booked round-trip Business Class flights from JFK to Brussels on Brussels Airlines using ~37,000 Etihad miles (transferred 1:1 from Citi ThankYou points). That was an incredible value. Now it’s 44,000 Etihad miles each way, which is still a cheap price for Business Class to Europe. But not nearly as awesome, obvi.

I took the flights in May 2017 – a full 9 months after booking. It’s the farthest in advance I’ve ever booked a trip. So I was looking forward to it for a long time.

Brussels Airlines Business Class

Our bird to Brussels

As the date neared, I firmed up my intra-European itinerary. And booked positioning flights to and from New York.

Here’s a look at what Business Class on Brussels Airlines looks like.

Brussels Airlines Business Class seat

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Gasp! Citi AT&T Access More Will No Longer Earn 3X for Rent & Mortgage Payments

I am in a slough of despond. Following this morning’s depressing news that you can no longer use Visa cards for Plastiq rent and mortgage payments, I received the following email from Citi:

citi at&t access more

Crying

As of July 22nd, 2017, “rental and real estate” payments will only earn 1 point per $1 spent instead of the current 3X points. This was definitely going to be my backup for Visa cards.

And, given that Citi Prestige is getting poopier on July 23rd, 2017, I am suddenly rethinking my entire relationship with Citi cards.

If only 1X, which 1X?

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Booking BAP: A $5,000 Trip to Europe for $238 & Points!

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In a few weeks, I’ll be in Brussels, Amsterdam, and Prague for the first time. I am calling this trip “BAP” (after the 3 cities).

This is the trip I booked waaay back in August 2016 for biz class seats with Etihad miles. At the time, I paid ~37,000 miles for round-trip seats from New York to Brussels on Brussels Airlines. Etihad has since raised the price to 88,000 miles – which can still be a good deal to Europe in Business.

That was about 9 months ago – the furthest out I’ve ever planned a trip. At the time, I figured I’d fill it in when the time came. Which is now.

brussels amsterdam prague

I’m coming for ya, Brussy

Here’s how I put together a $5,00+ week-long trip to Europe for $238 out of pocket.

Booking BAP (Brussels, Amsterdam, Prague)

1. To New York and back

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[False Alarm] Citi Card Apps No Longer Have 24 Month Language?

Update: Not sure what’s going on but I see the 24-month language on some application pages. I’m wrong and nothing has changed. I got excited and jumped. Going to close this for now. Sorry for the false alarm! 

Just a quick post.

Citi has been limiting card sign-up bonuses per family of “brands” to every 24 months – with a clock that resets if you open OR close an account within that family. The 3 brands are:

  • American Airlines
  • Hilton
  • ThankYou points

So for example, if you opened or closed the Citi Hilton Reserve within the previous 24 months, you could NOT get the sign-up offer on the Citi Hilton no annual fee card. Period.

But it looks like that restriction has shifted:

citi 24 months

“New accounts only”

Now it says, “This offer valid for new accounts only.”

What does that mean?

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Review of My Free Stay at the Hyatt Zilara Cancun

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Ahoy, mateys! I have so much to tell you about – just back from a week of meetings in Austin.

I’ve been meaning to report on the Hyatt Zilara Cancun, so here goes.

I booked 3 nights with points in late January.

The flights were paid with Citi ThankYou points (which I’m always rolling in). And I charged the $55 round-trip airport transfer to my Chase Sapphire Reserve, which trigged part of the $300 annual travel credit. And because it’s an all-inclusive, food was covered (more on that in a future post!).

Hyatt Zilara Cancun from above

Hyatt Zilara Cancun from above

So flights, hotel, food, and transportation were all completely free. I did bring $100 in cash to leave as tips for the drivers, bartenders, servers, and housekeeping staff.

This trip would’ve cost north of $2,000 out of pocket.

But back to the hotel!

Hyatt Zilara Cancun Index

Arrival and check-in

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Booked: 3 Free Nights at Hyatt Zilara Cancun With Points!

What I like most about the points and miles hobby is setting a goal, then attaining it.

For a long time, I’ve wanted to stay at the all-inclusive and adults-only Hyatt Zilara Cancun. And in a few weeks, I’ll be there!

Hyatt Zilara Cancun Points

Coming for ya, Zilara!

I used 75,000 Hyatt points for a stay that would’ve cost over $1,900 out-of-pocket. Here’s how it came together.

Booking a Hyatt Zilara Cancun Points Award

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I Saved $3,000 With Citi Prestige Last Year (and Got a Retention Offer)

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My Citi Prestige card’s $450 annual fee recently posted. I will happily keep it for another year (if only to have Admirals Club access through the end of July 2017).

I’ve dutifully tracked the value I’ve gotten on the Citi Prestige by the Numbers page. But I want to dig into the numbers a little more.

citi prestige worth keeping

Sorry for the selfie, but I needed a pic for this post

I also got an retention offer to earn 7X Citi ThankYou points on $8,750 in spending on airfare, hotels, and travel agencies – which is fine because I book ALL my airfare on this card to take advantage of its industry-leading trip delay and cancelation insurance that kicks in after only THREE hours (better than Chase Sapphire Reserve and any personal Amex card).

Year One by the numbers

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Honest Review: Citi Prestige 40,000 Point Offer

Oh, Citi Prestige. How prestigious you once made me feel. You’re probably still my favorite card overall, but your shine has tarnished since I fell for you in November 2015.

Since then, you’ve returned well over $2,000 in value for me. And you’re still giving.

citi prestige review

My lagan love, Citi Prestige

But, cruel winter awaits. As of July 23rd, 2017, you can’t have my heart any more. I’ll have to take it back. You’re going to change.

Like a trojan horse, Chase unleashed the Chase Sapphire Reserve which now blows you out of the water.

Citi, you were competing so well. What happened? (My guess is they were losing too much dinero.)

The short

A once-great card that’s now only worth it if you have a lot of paid hotel stays of 4+ nights.

The long

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