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Bottom of the Barrel: Have I Gotten All the Points & Miles Cards I Possibly Can?

I wanna type out loud for a sec to assess which card offers I can still earn. Before I begin, I know there aren’t many.

After all, I currently have about 30 cards and have rotated through many others since I started the points & miles game in 2012 (and heavily in 2013).

which cards are left

My first award trip was to Hawaii in 2013, with Delta miles and Hilton points

So what’s left for me? I know it’s not much.

Let’s take a deep dive.

Which cards are left that I can even get?

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3 Excellent Amex Small Business Card Welcome Offers – Which Is Best for You?

Update: The Starwood small business Amex 35,000 point offer expired as of 3/28/18. It is NO LONGER available. 

Amex is bringing it with their small business cards. There are notable welcome offer increases on a few of them right now.

And they are definitely NOT created equal.

amex business card offers

#spgamex is gonna go the way of the #dodo

Here’s what to consider about each one.

Big welcome offers on Amex small business cards

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Electric Tokyo: A $15,000 Week in Japan for $58 (With Business Class Flights and Free Hotels!)

Oh my purness, I cannot wait to get back to Japan right meow. 😻

I’ll be back in early April – just in time to catch the end of cherry blossom season (!) according to the forecast.

I went during the same time 2 years ago and fell completely in love with Tokyo (and Osaka). But this trip will be a whole week in Tokyo.

I’ll fly there and back in American Airlines Business Class, Dallas nonstop to Tokyo. (I reviewed the First Class cabin last time).

I’ll be at the Hilton Tokyo again for 3 nights (here’s my review). And at the ANA InterContinental Tokyo for 4. Was hoping to stay at the Conrad Tokyo for at least 2 nights. But demand was too crazy, obvi.

tokyo with points 2018

I also used 54,000 American miles, 50,000 Alaska miles, 180,000 Hilton points, and 200,000 IHG points

Still, I paid ~$58 out-of-pocket for a trip that retails for nearly $15,000. My only expenses when I get there will be train fares, food food food, and admission to art museums.

Here’s how I booked it!

To Tokyo with points, 2018 edition

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The Best 2X Card for Non-Bonus Spending Now Has a 10,000 Point Welcome Offer

To start, the Blue Business Plus Amex is a small business card. But Amex is known to be generous with small business card approvals, so long as you have a for-profit venture, or are aiming to make a profit.

This card got instant “workhorse” classification. And it’s been a stalwart companion in my wallet since the day I got it.

amex blue business plus 10,000

MVP status, this one

When it launched in Summer 2017, there was a brief welcome offer for 20,000 Amex Membership Rewards points. But when that faded, it went to nothing.

Now a welcome offer of 10,000 Amex Membership Rewards points is available. But I think this card is good enough to get even without a bonus!

About the Blue Business Plus Amex Read More

Blue Business Plus Amex: New Card for Plastiq Payments?

Also see: 

I’ve come out of my slough of despair (kinda slash not really) following the news that Citi AT&T Access More cards won’t earn 3X on rent and mortgage payments starting July 22nd, 2017. And the Chase Sapphire Reserve trick stopped working, too – although I’ve heard you can still make payments with it for 1X (AKA it does NOT code as travel).

In the midst of all this, Amex came out with a brand new card: the Blue Business Plus (learn more here). And it holds some promise for payments with Plastiq. Of course, the numbers aren’t as good as they once were. But you can earn 2X on the first $50,000 spent per calendar year on the card.

Blue Business Plus Amex

Newest card

I got the card last week. And starting next month, it will be my go-to for Plastiq payments. Because I still want the points.

Here’s a look at how it works, by the numbers.

About the Blue Business Plus Amex

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Still Available: Ameriprise Amex Platinum Card, $0 the 1st Year and 1.25 Points per $20K Spent

Also see: 

I wrote back in November how you can get an Ameriprise Amex Platinum Card with a $0 annual fee the first year. The fee on all personal Amex Platinum Cards has since gone up to $550 – but this deal is surprisingly still kicking.

Ameriprise Amex Platinum Card

$0 the first year and 1.25 points on purchases

Even better, you get 5,000 bonus Amex Membership Rewards points for every $20,000 you spend on the card. You can earn 30,000 extra points this way – so it’s good for up to $120,000 in spending each calendar year. You also still get 5X points on airfare and travel booked through Amex.

Get the Ameriprise Amex Platinum Card while you can

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Last Chance to Get the Hilton Surpass Amex for 100,000 Points (And Why I Got It)

Also see: 

Through May 31st, 2017 (this Wednesday), the Hilton Surpass Amex has its best-ever sign-up bonus. Yes, it’s offered 100,000 Hilton points before. But this go-around, you also get a free weekend night certificate after your first cardmember year.

I wrote how 120,000 Hilton points can easily be worth over $700. But throw in the free night cert, and you’re approaching $1,000 in value from a single sign-up bonus.

hilton surpass amex 100,000

I used Hilton points to stay in colorful Colorado next week

Plus you get Hilton Gold elite status with the card which means… free breakfast! (My fave perk lol.)

I was low on Hilton points and am becoming intensely interested in a trip to Mexico City this year. There are lots of lower-category hotels there – and you get the 5th night free on any award stay.

In general, Hilton points go further at low-tier hotels. But it’s all about how you like to use them.

The Hilton Surpass Amex is worth it if you’ve never had it

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Easy Win: Do the Dollar Shave Club Amex Offer and Get Some Free Stuff

So there’s a semi-complicated new Dollar Shave Club Amex Offer that you can approach in a couple of different ways.

Whichever way you wanna slice it, it’s extremely worthwhile because you end up with free stuff. If you have this Amex Offer in your account, there’s absolutely no reason why you shouldn’t get in on this.

Dollar Shave Club Amex Offer

Shave wit me

I’ll break it down and help you decide which route you should go, should you be a human who removes hair with a razor or bathes, and have this Amex Offer. Even if you don’t, read on.

Dollar Shave Club Amex Offer

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I’m Over Cashback Cards and Into Starwood Points

Also see: 

There, I said it.

In 2013, I famously said (typed), “I don’t care about Starpoints.” At the time, my grievances were:

  • 1 point per $1 spent was too low of an earn rate
  • You have to spend so much to earn a meaningful reward
  • The earn rate with other hotel programs is better, so why bother with Starwood?
Starwood Points vs cashback

I like you now and I’ll be sad when you leave

But a lot has changed since then. The merger with Marriott opened a few cool new opportunities, like:

Nothing's fine I'm torn

Nothing’s fine I’m torn

And, I’ve been putting a non-bonused spend on my Amex Starwood card, to the chagrin of my previously beloved Fidelity Visa. (Although I still use the mess out of my Discover it card cuz I want that sweet Dublin!)

In fact, I think I’m…. over cashback cards. For now, at least.

Drinking the Starpoints Kool-Aid

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It’s Back: 35,000 Points With Both Amex Starwood Cards

Update: The Starwood small business AMEX 35,000 point offer expired as of 3/28/18. It is NO LONGER available.

Also see:

Well would ya lookit that. I wasn’t expecting to *ever* see a limited-time offer on the Amex Starwood cards again. But now, you can earn 35,000 Starwood points on the personal and small business cards after meeting tiered minimum spending requirements through April 5th, 2017.

spg amex 35000

It’s back, like a heart attack

Marriott has agreed to leave SPG alone until 2018, but then get ready for a butchering. Realistically, Marriott has no incentive to keep the program as it currently is. But, I’m pleased Amex is giving peeps one more stab at this terrific offer.

I broke the seal with the business version of the card last time this offer came ’round in March 2016. Before it ended, I had both versions.

Little did I know I’d hoard the points like a squirrel or ferret until such a time as I’d use them for a Southwest Companion Pass. The hammer drops on that method on March 31st, 2017. But if you applied like *now* and met the minimum spending in short order before the statement closes, you could probably squeak by.

The huge caveat is the bonus on both cards is once per person, per lifetime (AKA 7 years). But if you’ve never had it… I highly doubt this offer will ever come back.

The short

Highest-ever offer returns. If you’ve never had the card, this is probably your last chance to get it.

The long

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How a $6 Charge Made My Credit Score Drop 100 Points

Considering all the things I’m juggling all the time, my accuracy rate is pretty high. But more to keep track of means more things fall through the cracks.

Before I moved to Dallas ~7 months ago, I changed all my addresses to my new address. During this, I paused the shipping on my Dollar Shave Club account.

And somewhere along the line, I canceled my Amex EveryDay Preferred card because I wasn’t making 30 transactions on it per month. To help with the transactions, and because it was so low, I made it my primary card for Dollar Shave Club’s recurring $6 monthly charge.

You can guess what happened. Somewhere in the middle of everything, the shipping resumed.

my credit score dropped

$6 messed up my credit score

And somehow, the charge cleared. Usually, when a card is closed, you’ll get an email from the merchant saying the payment failed so that you can protect your credit score. Not so with this one.

Amex cleared the charge. And I never got an email from or letter from them. Until one day, I saw my credit score dropped from 803 to 702 – because of non-payment of the $6 charge.

Amex has no idea what’s going on

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$130 in Free Uber Airport Rides (2 up to $65 each) for Amex Cardholders (Select Cities)!

This is gonna be a fast one so you can add this code ASAP.

Add code "AMEXAIRPORT" to your Uber account

Add code “AMEXAIRPORT” to your Uber account

The code is “AMEXAIRPORT” and you can get 2 free rides, up to $65 each, through December 31st, 2016 from these airports:

  • LaGuardia Airport (LGA)
  • John F. Kennedy International Airport (JFK)
  • Newark Liberty International Airport (EWR)
  • Chicago O’Hare International Airport (ORD)
  • Chicago Midway International Airport (MDW)
  • Seattle-Tacoma International Airport (SEA)
  • Boston Logan International Airport (BOS)
  • McCarran International Airport (LAS)
  • George Bush Intercontinental Airport (IAH)
  • Washington Dulles International Airport (IAD)
  • Ronald Reagan Washington National Airport (DCA)

You need to set an Amex card as your payment method.

Here are the full terms of this offer.

Looks like there are plenty left

Looks like there are plenty left

I just added this to my account and it went through right away. So hopefully there are plenty left.

This is another great move from Amex, after the 2X small business points promotion, cheap Hamilton tickets, and recent great Amex Offers.

They are doing good things and I’m really pleased to see this!

Get it while you can!