Queer and There

Category Archives for Queer and There.

5 of My Favorite Blogs Are Run by Awesome #GirlBosses

Recently, an Out and Out reader left a kind comment asking who my favorite bloggers are. I started typing up a response then realized… my favorite bloggers are women. Which is awesome!

I decided to make a proper post about it.

Here are 5 blogs I have as “Favorites” in my Feedly. When I see they’ve posted, I make a note to read in the way I’ve grown used to – which is different for each one. They cover topics from travel to financial freedom to mental and physical health. And I’ve learned so much from all of them in the years since I discovered their fantastic blogs.

5 of my favorite bloggers!

They are true hustlers, hard workers, deeply knowledgable about their areas of interest, and all incredible women. Add them to your reading list!

5 Fave Bloggers to Read

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How I Got Started With Points & Miles 6 Years Ago

TL;DR: Had crappy credit. Used points cards as motivation to improve my credit score. Hooked ever since.

I’ve taken a server job a few nights a week to get out of the house, stay active, and be social. I see people using credit cards more than ever. I’m shocked by how many people still throw down debit cards. Most of them are millennials.

getting started with points

Google has the tea on millennials and CCs

My generation is a complicated story of student loan debt, job-hopping, delaying children, unable to afford or save to buy homes, living longer than ever – and definitely NOT wanting to get sucked into credit cards.

I see cool metal cards here and there – but most millennials are using well-worn debit cards from local banks.

If you can use credit responsibly and pay the balance in full every month, then you’re leaving money on the table by using debit cards. Even a 2% cashback card with no annual fee is free to use and earns literally free money.

I started college in rural Vermont – and promptly got into credit card debt

I remember the sting of credit cards: opened a student credit card when I was 18, charged textbooks I couldn’t afford, and fell into the soul-crushing cycle of debt. Such a slippery slope.

Then I did the unthinkable: defaulted on a student loan. I was so poor, making $120 a week working overtime at retail jobs. And they wanted $500 a month? I ripped up the bills and threw them in the trash. I didn’t have extra money. How was I going to come up with $500 more every month? And that was the “financially burdened” plan. 😑

Getting into rewards credit cards

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This Thursday (5/17): Dallas Frequent Flyer Meetup for Sushi & Sake!

Y’all ready? I’m excited for the next Out for Miles frequent flyer meetup – this Thursday in Dallas! 

The events have been popular, so I’m aiming to host one around the middle of every month. We have a great group of peeps so far. Next one’s near the Dallas/Richardson border (in North Dallas off 75), easier for those heading south.

dallas frequent flyer meetup

This Thursday – a great happy hour and talking points & miles

It’ll be at Sushi Sake Grill on Walnut Hill Lane. And there’s a Happy Hour until 6:30pm – come for sushi and sake, stay for the good times. 😉

Out for Miles Dallas frequent flyer meetup

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Like Discount Shopping? Save Big With These Sites – My 3 Faves

Also see: 

As someone with 3 Airbnb properties, I buy a TON of home supplies: paper products, cleaning supplies, and linens. And I love Kohl’s for bedding, towels, and pillows.

But for regular stocking up, there are a couple discount shopping sites I turn to. I also wanted a share a site I discovered that’s pure fun slash addicting if you like to shop.

discount shopping

Do you use these sites to save? I’m obssessed

Here are 3 go-to sites for discount shopping.

Brandless

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Weekend Roundup: Office Depot Double Cashback, Pay It Forward, & Cheap DNA Testing

Hi chickadees. Here are a few things that caught my eye on this beautiful, sunny Dallas day. All are time-sensitive to this weekend.

Double cashback at Office Depot

Now this is a great deal: through April 30th, 2018, you can get double cashback in store when you link a card through Ebates.

Good deal alert

One of the participating stores is Office Depot for 6% cashback! Read More

Earth Day 2018: Commit to Using Less Plastic!

Earth Day is TODAY – Sunday, April 22nd this year. And I have a new mantra:

The only plastic I carry is in my wallet.

Our earth is full of plastic in oceans, landfills, and accumulated litter. This past year, I committed to eliminating plastic from my life as much as I can by using refillable water bottles, steel straws, and cloth bags.

I’ve made so much progress that I mostly touch plastic to earn points & miles.

use less plastic

I believe we can interact peacefully with the earth and help it heal. There is too much plastic pollution

The travel and hospitality industries are incredibly wasteful. If everyone took a small step to offset plastic use, imagine how much we could save from ending up in oceans, hurting animals, or going into a landfill.

“The only plastic I carry is in my wallet.”

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Happy Hour Tonight – Join Us at the Frequent Flyer Meetup in Dallas!

Hey-o, I’m back from an amazing trip to Tokyo. And man, jet lag is no joke!

I can’t wait to write about the hotels, flights, and wanderings. In the meantime, follow me on Instagram to see the city covered in pink and white cherry blossoms – or let’s talk about it tonight at the next Out for Miles frequent flyer meetup!

dallas frequent flyer meetup

Take a break from Monday-ing and have a drink with us

There’s a great group of folks chatting about points & miles, trips, and credit cards tonight at Blue Mesa in Addison, TX. We’ll be there at 6pm – just in time to make the end of happy hour!

Out for Miles frequent flyer meetup

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Updated: What’s FoundersCard Membership Worth in 2018?

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I wrote my first post about FoundersCard 4 years ago (!). And have been a member ever since.

I renew my membership every year to get discounts and many of the same ancillary benefits offered on co-branded credit cards. So it’s high time for an update about what FoundersCard gets you in 2018.

founderscard review 2018

A lot has changed but many perks have stuck around

If anything, it’s gotten better. Though benefits have shifted, it’s still worthwhile if you can make the most of a few good deals.

What’s FoundersCard about?

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Recap: Out and Out’s 9 Best Posts of March 2018 💯

Wow – March 2018 was the best month ever here at Out and Out. Your likes, comments, clicks and views are definitely noticed. Thank you.

The blog got over 54,000 page views, from readers in every US state. That’s not as much as the “big travel blogs” but it means everything to me.

out and out march 2018

Thank you, Cali! 🌴

The top 5 states this month were California, New York, my home state of Texas, Illinois, and Florida – as is usual for the blog. Feeling the Cali love!

April is a big month full of travel – I’ll be out of town most of the month, in Tokyo, San Francisco, and Portland. I won’t be able to blog quite as much. But follow me on Instagram, which I use as a mini travel diary, to be a part of the action.

Here’s what resonated in March 2018.

Best posts March 2018

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Bottom of the Barrel: Have I Gotten All the Points & Miles Cards I Possibly Can?

I wanna type out loud for a sec to assess which card offers I can still earn. Before I begin, I know there aren’t many.

After all, I currently have about 30 cards and have rotated through many others since I started the points & miles game in 2012 (and heavily in 2013).

which cards are left

My first award trip was to Hawaii in 2013, with Delta miles and Hilton points

So what’s left for me? I know it’s not much.

Let’s take a deep dive.

Which cards are left that I can even get?

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Points Are a Currency – And YOU Get to Set the Value

Also see: 

Peeps conceptualize their points & miles in various ways. I’ve heard the argument they’re worth as much as you’re willing to pay in cash – logic that has always failed me. I use points because I won’t pay cash… right?

If I get a $10,000 Business Class flight for say, 50,000 miles – but I’m only willing to pay $1,000 in cash for the flight, does that mean the miles were worth the retail value of $10,000… or my “willing to pay” price of $1,000?

points worth

I used points to fly Lufthansa First Class… a product I’d NEVER pay cash for!

To me, they’re worth up to the cash cost because I typically travel for pleasure. Even though I value most points & miles at 2 cents each (at least!). Which in this case, 50,000 miles would be worth at least $1,000 but actually much more because of the retail price.

Knowing the selling price is the thrill of the deal. That’s the point of points in the first place (or First Class). And often, I use points & because only because of the retail value, despite what I’m “willing” to pay.

So I set my minimum value at 2 cents each because under that, you might as well use a 2% cashback card for the same (or better) result. I collect points for those times when I get outsized value – that’s what makes it worth it. And why I set the points value at – benchmark low – 2 cents each. But it all depends.

What’s your points value?

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