Just the Tip(s)

Category Archives for Just the Tip(s).

6 Ways to Save Big on Dining: Find Faves, Get Points + Cashback With Every Visit

Eating out is probably my biggest weakness. I give myself a couple of things to spend relentlessly on. And beyond that, I save like a madman.

My 2 things are: eating out and travel. I do well stocking up at Costco and cooking at home most nights. But my god if a good happy hour deal doesn’t get me.

I pay pennies on the dollar when I travel. Dining is easy, too. By enrolling my cards once and having a few go-to places, I get discounts close to 20% off in the form of points, miles, and cashback – and the savings add up!

save on dining

I love happy hours at this cantina. Plus, I get points, miles, and cashback every time I visit

It’s not hard. Here’s how to do it.

Dining programs + cashback app + points card = big dining discounts

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This Month: Save 10+% on Shell & Exxon Gas With These Cards

There are a couple of good offers to save at the pump these next few weeks. I’ve been using them to fill up – and found it’s cheaper than buying gas at Costco, where I usually get gas in conjunction with a shopping trip.

You can get 5X Chase Ultimate Rewards points with Chase Pay with the Chase Freedom card (compare it here) on up to $1,500 in spending through June 30th, 2018 – and Shell is a Chase Pay merchant. Chase Freedom cardholders also get free Gold Status with Shell Fuel Rewards, which saves 6 cents per gallon through the end of 2018.

And Amex has an offer to get 10% cashback at Exxon through the end of November. Plus, when you pay through their Speedpass app, you can save 10 cents a gallon. And when you add your Amex card in the Dosh app, you’ll get another 2% cashback through July 10th, 2018.

save on gas

Combine apps and offers to save on Shell and Exxon gas

Either offer also gets you savings for most of 2018. And for the next few weeks, you can combine offers to save over 10% at Shell or Exxon.

Here’s how they work!

Stack credit card offers to save on gas

1. Chase Freedom + Chase Pay at Shell

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5 of My Favorite Blogs Are Run by Awesome #GirlBosses

Recently, an Out and Out reader left a kind comment asking who my favorite bloggers are. I started typing up a response then realized… my favorite bloggers are women. Which is awesome!

I decided to make a proper post about it.

Here are 5 blogs I have as “Favorites” in my Feedly. When I see they’ve posted, I make a note to read in the way I’ve grown used to – which is different for each one. They cover topics from travel to financial freedom to mental and physical health. And I’ve learned so much from all of them in the years since I discovered their fantastic blogs.

5 of my favorite bloggers!

They are true hustlers, hard workers, deeply knowledgable about their areas of interest, and all incredible women. Add them to your reading list!

5 Fave Bloggers to Read

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15 Cashback Shopping Portals Compared: Payments, Bonuses, & How They Work

Cashback Monitor is far and away the best site to check the highest payouts (be it points, miles, or cashback) for online shopping. And there are a lot of shopping portals out there.

Each has its “quirks” – from slow payouts to minimum thresholds and different ways of paying. And most of them even give you a little reward just for signing up and shopping – some as much as $10 on top of your cashback bonus.

Cash Back Shopping Portals Comparison

Always click through a shopping portal when you shop online – but which one should you use?

There are many to choose from – and of course you can earn points or miles from airline or bank portals. Here’s an overview of the 15 most popular cashback portals. And how to pick which one to click through!

15 Cash Back Shopping Portals Comparison

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4 Apps to Effortlessly Save Money and Get Discounts (Set & Forget!)

I know – more apps. Between social media, mobile banking, loyalty programs, and shopping, the last thing most peeps need is another app.

But there are a few apps out there you can set up once – and then, if you want, never look at them again. Even better, these apps earn credits for gift cards, get you refunds, or award cashback for setting them up.

best apps to save money

I turn Drop points into Whole Foods gift cards and get free groceries – just for keeping the app installed

I’ve gotten free groceries and Amazon gift cards, deposits into my checking account, and credits on my cards – all from having these apps on my phone.

Here’s an overview. And how they save you money without any ongoing effort.

4 best apps to save money

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Like Discount Shopping? Save Big With These Sites – My 3 Faves

Also see: 

As someone with 3 Airbnb properties, I buy a TON of home supplies: paper products, cleaning supplies, and linens. And I love Kohl’s for bedding, towels, and pillows.

But for regular stocking up, there are a couple discount shopping sites I turn to. I also wanted a share a site I discovered that’s pure fun slash addicting if you like to shop.

discount shopping

Do you use these sites to save? I’m obssessed

Here are 3 go-to sites for discount shopping.

Brandless

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Get 50 Cents per Uber Ride Through Acorns (YMMV)

Saw this today and wanted to share. You can now get 50 cents back for each Uber ride after clicking through the Acorns app.

Some peeps can still get $1 back after clicking through Ibotta – although it’s no longer showing for everyone. The 50 cents deal is also targeted. So hopefully you see it in one place or another.

acorns uber

Better than nada – but targeted

It’s not a lot. But all you have to do is tap a button and get 50 cents. Plus, there are 60+ other merchants on Acorns’ “Found Money” with great payouts.

Acorns is an app that lets you start investing for as little as $5. Here’s my full review of the service.

Targeted Acorns Uber deal

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Weekend Roundup: Office Depot Double Cashback, Pay It Forward, & Cheap DNA Testing

Hi chickadees. Here are a few things that caught my eye on this beautiful, sunny Dallas day. All are time-sensitive to this weekend.

Double cashback at Office Depot

Now this is a great deal: through April 30th, 2018, you can get double cashback in store when you link a card through Ebates.

Good deal alert

One of the participating stores is Office Depot for 6% cashback! Read More

I Bought the Wrong Gift Card – Then Broke Even With Points & Raise

My little brother came to visit recently. We went to the mall because he wanted to buy a new pair of shoes – in cash. He’s one of those “sneakerheads” so his purchase was likely going to be around $100.

My little mind started wondering how to get some points out of the whole deal. Then I remembered MileagePlus X!

sell gift card raise

An app you really need to download

And because I have the Chase United Explorer card (see it here), I knew I could get a 20% mileage bonus on any gift card I purchased through the app – even if I didn’t pay with that card.

We went into a dozen stores – Nike, Finish Line, Journeys, Foot Locker, and a couple of department stores. I’m not much of a mall shopper, so my head was spinning. When he finally decided on a pair of Nikes at Finish Line, I licked my chops and bought a Nike gift card on the MPX app. But realized the second the transaction processed I was in the wrong store. Guh!

My brother paid cash and I… had a Nike gift card I couldn’t use. “It wasn’t that much,” I told myself. But then remembered… I could sell it online. Maybe that would make it OK – and at least break me even – with the points I’d earn in the mix.

I ended up selling the gift card on Raise. Here’s how it went!

My experience selling a gift card on Raise

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New! Chase Hyatt Visa Offers for Spending at a Dozen Merchants

Just got this email from Chase. Peeps with a Chase Hyatt Visa can now sign up for an official offer page and activate offers – very similar to Amex Offers. The only difference is there’s a dedicated page for it – you can’t activate the deals from your Chase accounts page.

Visa Offers with the Chase Hyatt card are live

I have 13 offers on my card after signing up for access, to places like Lowe’s, Boxed, Hulu, and StubHub. Here’s how to find it!

Chase Hyatt Visa Offers

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5 Ways to Practice Self-Care at Conferences

Once or twice a year, I make it to another city for a conference, like Frequent Traveler University (FTU) or FinCon. (I actually plan on attending FinCon 2018 in Orlando this September!)

I’ve seen lots of articles on how to get more out of conferences. The gist is: talk to everyone, go to social events, get involved, show up early, even go for a run to keep energy levels up.

That all sounds great. It also sounds freaking exhausting.

conference self care

Industry conferences come with amazing opportunities. But you need self-care along the way

There’s a point during every conference where my energy dips, I’m thirsty and/or starving, and talking to more people sounds awful because my voice is shot.

Here’s how I plan to prepare for my next conference: get more out of it by bringing self-care with me.

Take care of yourself first

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7 Easy Tricks to Use 50,000 Chase Ultimate Rewards Points for Cheap Travel

Right now, a few Chase cards have sign-up bonuses with 50,000 Chase Ultimate Ultimate Rewards points. These are by far my favorite kind of points. And the ones I focus on collecting above all others.

The Sapphire Preferred, Sapphire Reserve, and Ink Business Cash all offer a 50,000 point sign-up bonus after meeting minimum spending requirements. That got me thinking how I’ve used Chase points in the past.

use chase rewards

I’ve used Chase points to spend time in Austin via British Airways, Hyatt, and Southwest

Here’s more about each card, as they all have different fees and earning rates. And ideas for how to spend those bonus points!

3 Great Chase Offers

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