Just the Tip(s)

Category Archives for Just the Tip(s).

The 12 Best Card-Linked and Cashback Apps (10 Get You Completely Free Rewards)

Lord knows I love playing around with new apps on my phone, especially in the interest of free, passive cashback just for linking my cards one time.

And other apps can save you money too, but require more interaction. I’m happy to click a few buttons to earn a few free bucks.

There are a LOT of card-linked and cashback apps out there.  Here are the 6 best card-linked apps, and 6 best cashback apps.

Between the 12, you stand to gain $95+ right out the gate!

 

best cashback apps

These apps get you ongoing rewards for linking your cards. Set and forget!

Between them all, I’ve gotten back $100s in free rewards in the form of cash and gift cards.

12 Best Apps for Free Rewards

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Up to $55 Back With Freebird for Taking Uber and Lyft Rides – New Promo Code

In time for Friday eve, I just got word of a new promo code you can stack with others for up to $45 cash back on Uber and Lyft rides booked through Freebird.

Here’s how to do it:

  • Download Freebird
  • Enter promo codes:
  • S897C” – $10 cashback ($5 for each of your first 2 rides)
  • 5FOR5” – $5 cashback on your first 5 rides (up to $25) through June 1, 2019 – works for existing users
  • OR
  • 3TENBACK” – $10 cashback on your first 3 rides (up to $30) for a limited time – new users only
  • APR19BONUS” – $10 cashback on any ride through July 1, 2019
  • URBDAY1” – $5 cashback on any ride – works for existing users

That’s a total of up to $45 cashback!

Freebird lets you book Uber and Lyft rides through their app – and you’ll earn points on each ride. Once you earn 5,000 points, you can cash it out for $10. So you can potentially do even better with these codes when you add points to the mix.

freebird promo code

This new promo code gets you $25 more bucks – and works for existing users

Plus, as I’ve found over the past few weeks, your Uber and Lyft credits should still work!

Freebird powers up your Uber and Lyft apps

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Up to $55 Back for Uber & Lyft Rides + Earn Points Every Time With Freebird

I recently discovered Freebird – an app that aims to reduce drinking and driving, and partners with local bars, restaurants, and liquor companies to reward consumers for taking Uber or Lyft rides to their businesses (and back home). Rewards come in the form of points per ride, and cashback when you visit a participating business.

And right now, you can stack promotion codes to get up to $55 back when you connect your Uber and/or Lyft accounts and start riding.

Even better, it pulls prices directly from Uber and Lyft – but booking through Freebird gets you the benefit of earning rewards on every ride.

I’ve been using it for a week or so and I gotta say, it’s pretty cool.

freebird

Freebird is an app that connects to Uber and Lyft and rewards you for riding

Here’s how to get the cashback.

What’s Freebird?

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Awesome Targeted Deal: Up to 50% Off at Amazon With 1 Amex Membership Rewards Point

Talk about an amazing deal – you can get $30 off a $60+ Amazon purchase when you use 1 Amex Membership Rewards point and put the rest on a qualifying Amex card.

This deal is targeted. You can check your account at this link to see if you’re eligible.

It was in my account, so I immediately got a $60 Whole Foods gift card for only $29.99. That’s 50% off!

The deal works on items sold and shipped by Amazon, and excludes digital content. I love easy wins like this.

Amazon Amex 30 off

I can get everything I need for my heavy metal detox smoothie for 50% off with this latest Amazon Amex promotion

Here are more deets!

Amazon Amex $30 Off $60+

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‘Tis the Season to Use 0% APR Cards to Avoid Interest for up to 21 Months (If You HAVE to Carry a Balance)

Happy New Year! I can’t believe it’s 2019! I’m working on travel plans and my credit card strategy – and soon I’ll have gigantic news to share.

If you spent too much over the holiday season, and carrying a balance is inevitable, consider transferring your balance to a new card with a 0% APR period.  They vary from 12 months to a staggering 21 months! This will hugely minimize the interest you’ll pay.

Depending which card you get, you won’t have to pay it off until January 2020 at the shorter end – or October 2020 at the longer end. That’s awesome!

Or if you have a big purchase coming up, opening a card with a 0% APR period gives you time to pay it back.

I’ve used both strategies successfully. But beware – pay close attention to the dates (which are listed on every statement you’ll get), or you’ll be right back where you started.

Still, it’s a LOT better than carrying a balance and paying huge interest rates. NEVER carry a balance if you can help it!

balance transfer cards

Paying interest negates any rewards you earn. Your balance will grow and you’ll get stuck on a debt treadmill – don’t do it!

Here are card options for balance transfers and big-ticket purchases. Because yes, life happens. Just try to control the damage as best you can.

Get unstuck with balance transfer cards

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Acorns Found Money: Automatic Cashback With 8 Merchants (BarkBox, Gas, Sam’s Club) & $60+ Free for Completing Offers

File this under semi-interesting. It’s niche, but worthwhile if you spend with any of the participating stores.

Acorns is offering free cashback (Found Money) for spending with a linked card at 8 merchants. Some are set amounts, others are a percentage back in your account.

And, you can earn $60+ for completing offers with their partners – things like free trials and insurance quotes.

I’ve earned $50+ for riding with Uber, filing taxes, and booking a pet sitter. So if these current offers don’t interest you, know they’re always rotating – and something’s bound to catch your interest sooner or later.

Acorns is an investment account that costs $1 per month. But considering how much free cash I’ve earned, it’s already paid for itself for several years.

You get a free $5 bonus when you signup using this link.

acorns found money

Don’t turn down free money! Just link your cards and spend like normal

Here’s how to get free cash coming your way.

Free Found Money with Acorns at 8 merchants (and it’s always changing)

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Dog Owners! Get Acorns & Earn Automatic Cashback to Invest With Rover & BarkBox Purchases – Just Link Your Card

It’s always nice to earn unexpected rewards for expected spending. That’s exactly what happened to me this week.

After I dropped my pup off at his sitter’s house (who I booked on Rover), I got an email saying I just got a $25 bonus from Acorns.  And when I checked my account, I saw another 5% back from his monthly BarkBox!

This is free, easy money if you use either service with regularity. All you have to do is link your card within your Acorns account. Nothing to activate!

But of course me being me, I had to go and stack it to the Nth degree. 😬

acorns rover barkbox

I love spoiling my critter. And getting free money for spending on him is even better!

I’ll share deals going on with both these popular merchants!

Get Acorns, Save With Rover and Barkbox

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Targeted: 20% Off (up to $100) at Amazon When You Use 1 Amex Point – Easy Savings!

Too good not to share. When you shop at Amazon, you can get 20% off items sold and shipped by Amazon when you use 1 Amex Membership Rewards point as part of your payment method – if you’re targeted.

The discount is good for up to $500 in purchases, which means you can save a maximum of $100.  But you can only use the discount once, and it’s good through December 23, 2018 – so use it for a big purchase this holiday season! Although Amazon could pull it way before that date.

20% off at amazon

Click the page and “Click to activate” 20% off at Amazon

Easy win if you shop at Amazon!

Save up to $100 (20% off) at Amazon with this promotion

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Before You Buy! Use a Shopping Portal & Get FREE Money When You Shop Online (Quick Recap of Current Bonuses)

Black Friday slash Cyber Monday is coming fast. Not only can you earn free cash, points, or miles, but use a shopping portal to get extra bonus money just for signing up and clicking a link before you shop.

Here’s a recap of current portal bonuses if you’re a new member, and a few apps that will give you free money when you shop.

If you’re going to buy stuff anyway, always get something back from it. Even if it’s a few bucks here and there, it all adds up!

use a shopping portal

Don’t miss out on bonus points for your troll doll purchases

Here’s a list of current bonuses!

Try a New Shopping Portal and Earn Free Cash

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10 Must-Haves of Travel: The Ultimate List to Stay Healthy & Confident Anywhere in the World

Once upon a time, I had a series called “Must-Haves of Travel” where I shared items I always throw in my carry-on. They’re small, awesome, versatile, and duh, you should take them everywhere. These products are geared for when you’re on the go.

I thought it’d be fun to compile them into one definitive list, with a couple of extras added as a bonus. If you’ve been reading the blog for a while, you’ll see a few things I can’t stop blabbing about. 🗣

must haves of travel

This Bluffworks blazer is one must-have! ✔️

Here’s the full list!

10 Must-Haves of Travel – The Full List

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40+ Easy Ways to Meet Credit Card Spending Requirements

Credit card spending requirements are getting higher all the time. Not only that, but banks also want you to use your cards for ongoing spending to meet spending thresholds to earn elite status, bonus miles, and other rewards.

Top of wallet” is a term we hear a lot in this industry because every issuer wants their card to be, literally, at the top of your wallet. So they incentivize spending with category bonuses, special offers, and promotions.

To meet credit card spending requirements, use your card for:

  • Everyday expenses like utilities, groceries, eating out, cell phone service, oil changes, and subscription services
  • Semi-regular expenses including dental cleanings, home warranties, memberships, and club dues
  • Gifts for birthdays, graduation, weddings, and holidays
  • Charitable contributions
  • Business expenses if your employer will reimburse them
  • Nearly any bill or service from a company or individual via Plastiq
  • Annual and quarterly tax payments
Meet Credit Card Spending Requirements

Meeting minimum spending requirements is top of mind for lots of peeps – and top of wallet for credit card companies

I’ll expand on these categories and give you 40+ ideas to meet your spending in a flash!

The sooner you get your spending done, the faster you’ll get your rewards

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’Tis the Season for New Credit Cards – and Price Protection!

November is here, and in a couple of short weeks, it’ll be Black Friday. Peeps tend to naturally spend more during the holiday season for presents, travel, and organizing parties.

While there’s a moment of calm, consider you can turn all your holiday spending into 1,000s of points & miles by opening a new credit card and using it to meet minimum spending requirements over the next month or so. If you apply now, it’ll arrive in time for the biggest shopping season of the year.

Plus, with all the sales and deals going on, consider a card with 60- or 90-day price protection – and automate it – to save even more money.

Credit Card Price Protection

Turn those Amazon purchases into award travel! Now’s the time to jump on a new card offer

Here are a few worthwhile sign-up offers, and how to set alerts for price drops.

Holiday time now = an award trip in 2019

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