Tag Archives for promos.
Sharing an easy win for $20 off $25+ a meal with this Uber Eats promo code: “EATS-RFUFR”
Easy $20 discount with Uber Eats
If you’re in a city where UberEATS participates (and there are many – here’s the full list), you can get $20 off your first $25+ order when you use an existing user’s promo code after you download the app for iOS or Android.
It only takes a few minutes and you can get a nice discount out of it. I’ll show you how easy it is.
My friend Meghan asked if I knew of any ways to save on an Airbnb booking. I gave the obvious one – get up to $35 off a booking with a new account.
New to Airbnb? Save $20 off your first $200+ stay, plus get $15 off your first $50+ experience booking
Most everyone has an Airbnb account by now. But if you don’t, here’s my link if you’d like to sign up (and I’ll get a $10 travel credit as well).
That’s honestly the biggest savings. Still, there are other ways to get a return on your Airbnb stay: earn points or miles for it. Depending how you like to redeem them, you can get big value by stacking a few of the methods I’ll tell you about.
Lezz begin, shall ve?
If you have a Citi Prestige card, there’s a promotion running through the end of August 2020. You can earn 5X points per $1 spent on “online purchases” – up to 7,500 Citi ThankYou points.
My friend Angie tipped me off that Plastiq payments are working to trigger the bonus points, so I took the opportunity to make a $1,500 auto loan payment. Plastiq is a bill payment service that allows you to pay most bills (and even individuals providing a service) with a credit card.
Details of the Citi Prestige 5X promotion
Sure enough, I earned 7,500 Citi ThankYou points for the payment. So while that’s great, a word of caution. Plastiq is increasing the payment fee from 2.5% to 2.85% on July 1, 2020.
If you wanna get in on this easy win, you only have a few more days!
I’ve written how everyone with a Citi card should call at least once a year and check for a Citi retention offer – particularly if the card has an annual fee.
My Citi Prestige annual fee recently posted. I called, and no joy. This week, the fee on my beloved AT&T Access More card posted, so I called again.
This time, I got my favorite retention offer so far: an extra 2X Citi ThankYou points on all spending, with a max of 35,000 points.
That breaks down to 3X points per $1 spent on up to $17,500 spent in non-bonus categories. And 5X points per $1 spent for online purchases (which are a bonus category with this card). Wow.
Gosh I love this card
I immediately queued up mortgage, HOA, and car payments with Plastiq (because it’s a MasterCard, which you can use for those payments) and moved the card into my wallet – a place it hasn’t been for a looong time.
3X Citi ThankYou points for everyday spending is an awesome return. I value that at 6% assuming each point is worth 2 cents each.
Morever, earning an extra 35,000 ThankYou points is worth $700 to me by that same metric. AND this card earns an extra 10,000 Citi ThankYou points when you spend at least $10,000 in a cardmember year. Because this offer will also trigger that bonus, I value it for an additional $200.
So yes, this quick call recouped the card’s $95 annual fee nearly 10 times over. And is a great reminder why you should always always call Citi about retention offers.
Note: The Citi AT&T Access More card is no longer available. Nope, not even for product changes.
Hi lil lovies. The holidays were wild, eh? I’m writing this in a medicated haze with flu-like symptoms. But I wanted to write. And I’ve been meaning to talk about is how I’m using balance transfer cards to:
This is because I didn’t have enough in a savings account, which will change this year. So hopefully I won’t have to rely on them in the future.
But for now, they’ve helped me consolidate a lot of balances spread over several cards with big interest rates. I paid a one-time balance transfer fee, and have a 0% APR rate through April 2020. So I haven’t paid a dime of interest since. And honestly? It’s been the one thing that’s given me time to get caught up.
Balance transfer cards aren’t a perfect solution. But they’ve bought me time and helped me avoid a ton of interest while I got my plans together
The test, of course, is paying them back before the 0% promotional rate expires. If you don’t, you’re right back to where you started. 🌀
The good thing is these rates are a year or more (usually more). A lot can happen in a year.
While I’m glad balance transfer cards have been available to me as a financial tool (which is absolutely how I think of them), moving forward I want to depend on savings rather than having to buy myself time.
Welp, that’s it. Now that all SoFi Money ATM fees are gone, SoFi Money is officially the best checking account available today. It’s great right out of the gate, requires no futzing or maintenance, and now, they’ll even reimburse Visa’s forex fees internationally – so you get free withdrawals with absolutely zero fees worldwide.
They’ve tried hard to overcome any hurdle to be the best checking account around. You get:
I’m proud of their efforts. And I’m switching to make this my full-time checking account after my next pay cycle.
Well how ’bout that?
Yes, I’ve had a Chase checking account for over a decade. And I’ll keep it because it’s free, and for the incredibly rare times I need to do something in a branch. But for everyday banking, bill payments, and my financial clearing house, I’m going all-in with SoFi Money. #officiallyconverted
There are lots of targeted Amazon promotions out there now. Which is awesome, because Black Friday are Cyber Monday are next week! When you combine these deals with inevitable sale prices, you stand to save buku bucks this holiday season. Or you can do like I did, and stock up on dog food. 😹
With all of them, you’ll save either a percentage or dollar amount off your purchase – and you only have to use a single bank point to trigger the deal. This year, you can use 1 point from the following programs:
So if you have any travel rewards credit cards, dust ’em off and check if any of these deals are targeted for your Amazon account.
Save on Amazon shopping when you use a single bank point and get a targeted offer. I got several this year!
I’ll share the current promotions, tricks to get them to appear, and my usual bits and baubles. 🧿
I took the bait – so there’s my Sofi Money review. Everyone’s abuzz about SoFi’s cash management account, SoFi Money, because you get:
Plus, when you refer someone who uses your sign-up link, you get $25. Get on the gravy train (and thank you for using my link to join)!
Because of these features, I’m considering making SoFi Money my everyday checking account, even though it’s online-only. For over a decade, I’ve banked with Chase and can’t remember the last time I visited a branch.
My Chase account and SoFi Money are both free to have (I have an old Chase account that’s no longer offered), so I’ll switch everything over to SoFi Money for a while and see how it goes. Nothing to lose and free ATMs + an easy-to-use site and app to gain.
SoFi is offering a $75 bonus for opening an account and making two $500+ direct deposits
While Fidelity, Schwab, and Aspiration all have no-fee accounts with free ATM withdrawals (I compared them here), none of them have an APY on the balance you carry or immediate ATM reimbursements (Fidelity refunds you within a few days, the others can take up to a month).
And while I’m wont to offer yet another bank account option, scoring $75 for a couple of minutes of work is nothing to turn down.
You can sign-up for a SoFi Money account here.
Wanted to share a new site my friend Phil made. We met at FinCon last year in Orlando, and kept in touch since. He told me about an idea for a website to track all the checking and savings account bonuses out there and I was like… that would be amazing.
If you like to earn extra money by opening new bank accounts, you must check out this site. Introducing EveryBankBonus.
You can find bonuses based on:
It’s pretty great.
Easily find every bank offer available to you, and filter based on many factors
Here’s more about how it works!
UPDATE: This offer Is no longer available. Click here to see the latest deals!
Who’s never had the small business version of the Amex Platinum Card? *raises hand*
This card doesn’t count against your Chase 5/24 status. But I didn’t include it on my list of 6 best cards if you’re over 5/24 because:
But there are several huge reasons to get this card, namely 85,000 Amex Membership Rewards points as a welcome bonus. Plus it comes with a long list of benefits – like $200 in airline credits, 5x points on flights, and 35% points rebate on an airline of your coach (for coach flights, and any airline for Business or First Class).
You can learn more about the card here.
I always make sure to eat full meals and enjoy a couple free cocktails at Amex Centurion Lounges
The annual fee is NOT waived the 1st year. But man, if you make good use of the lounge access and annual statement credits… it’s a total GOAT.
Updated 5/23/19.
I’ve been riding Uber more lately because they make it so easy to stack multiple offers when you ride.
Oh, Uber. I am “getting there”
And, I’m hopeful they’re slowly but surely turning things around.
With Lyft, you can only earn 1X Delta miles – and 30 JetBlue points on airport trips. Which, meh.
I’d rather earn cashback and Drop points, use travel credits, and get Uber credits for shopping around town. And many times you can stack these deals. You know I love a good stack!
Talk about an amazing deal – you can get $30 off a $60+ Amazon purchase when you use 1 Amex Membership Rewards point and put the rest on a qualifying Amex card.
This deal is targeted. You can check your account at this link to see if you’re eligible.
It was in my account, so I immediately got a $60 Whole Foods gift card for only $29.99. That’s 50% off!
The deal works on items sold and shipped by Amazon, and excludes digital content. I love easy wins like this.
I can get everything I need for my heavy metal detox smoothie for 50% off with this latest Amazon Amex promotion
Here are more deets!
Hello and welcome to Out and Out! My name is Harlan – I’m a points and miles enthusiast who loves to travel. I am interested in personal finance, the power of positive thinking, and the extraordinary journeys that make life worth living.