My Favorite Credit Cards

Here are the best credit cards available right now from each card issuer. If you can’t find a specific card, there are even more here – thank you for using my links!

Chase

Personal cards

Ultimate Rewards cards

My fave kind of points

Chase Sapphire Preferred50,000 Chase Ultimate Rewards points
• $95 annual fee• $4,000 on purchases in the first 3 months from account opening
• The best card for beginners• Compare it here
Chase Sapphire Reserve50,000 Chase Ultimate Rewards points
• $450 annual fee• $4,000 on purchases in the first 3 months from account opening
• Why this is my favorite card for travel and dining• Compare it here

best credit cards

Chase Freedom15,000 Chase Ultimate Rewards points
• $0 annual fee• $500 on purchases in the first 3 months from account opening
• A great first Chase card• Compare it here
Chase Freedom Unlimited15,000 Chase Ultimate Rewards points
• $0 annual fee• $500 on purchases in the first 3 months from account opening
• Great for everyday spending• Compare it here

Airline cards

Chase Southwest Plus40,000 Southwest points
• $69 annual fee• $1,000 on purchases in the first 3 months from account opening
• Points earned count toward the Southwest Companion Pass• Compare it here
Chase Southwest Plus40,000 Southwest points
• $99 annual fee• $1,000 on purchases in the first 3 months from account opening
• Points earned count toward the Southwest Companion Pass• Compare it here

Hotel cards

Chase Hyatt40,000 Hyatt points
• $75 annual fee, waived the 1st year• $2,000 on purchases in the first 3 months from account opening
• 5 Hyatt hotels where the annual free night rocks• Compare it here
Chase IHG Premier80,000 IHG points
• $89 annual fee• $2,000 on purchases in the first 3 months from account opening
• Compare it here

Chase Marriott Premier75,000 Marriott points
• $85 annual fee, waived the first year• $3,000 on purchases in the first 3 months from account opening
• Compare it here

Small business cards

Chase Ink Business Preferred80,000 Chase Ultimate Rewards points
• $95 annual fee• $5,000 on purchases in the first 3 months from account opening
• Amazing small biz card with best-ever offer right now• Compare it here
Chase Ink Business Cash50,000 Chase Ultimate Rewards points
• $0 annual fee• $3,000 on purchases in the first 3 months from account opening
• Excellent 5X categories and best-ever offer right now• Compare it here

Amex

Personal cards

Membership Rewards

Amex Platinum Card60,000 Amex Membership Rewards points
• $550 annual fee• $5,000 on purchases in the first 3 months from account opening
• $200 annual airline incidental credit
• $200 in Uber credits annually
• 5X points on flights and travel booked through Amex
• Access to the fantastic Centurion Lounges, Delta SkyClubs, and Priority Pass network

• Learn more here

Hotels

Hilton personal cardsNo Annual FeeAscendAspire
Welcome offer65,000 Hilton pointsUp to 100,000 Hilton points: 75,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.

Plus, an additional 25,000 bonus points after spending an additional $1,000 in purchases in the first 6 months
100,00 Hilton points
Minimum spending$1,000 in purchases on the Card within your first 3 months of Card Membership$3,000 total (see above)$4,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee$0$95$450
Earning- 7X at Hilton

- 5X at US restaurants, US gas stations, and US supermarkets

- 3X on other purchases
- 12X at Hilton

- 6X at US restaurants, US gas stations, and US supermarkets

- 3X on other purchases
- 14X at Hilton

- 7X on on flights, select car rentals, and US restaurants

- 3X on other purchases
Notes- Hilton Silver elite status- Hilton Gold elite status

- Free weekend night when you spend $15,000 in a calendar year
- Hilton Diamond elite status

- Free weekend night every cardmember year

- $250 in resort credits and $250 toward airline incidentals each cardmember year

- Free Priority Pass Select membership
LinkLearn more here.Learn more here.Learn more here.

Small business cards

Membership Rewards

 

Amex Platinum Small Business CardEarn up to 75,000 Amex Membership Rewards points
• $450 annual fee• Earn 50,000 points after you spend $10,000 within your first 3 months of Card Membership
• Earn an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership
• Get 35% of your redeemed points back from an airline of your choosing, and any First of Business Class flights you redeem points for
• $200 annual airline incidental credit
• $200 in Uber credits annually
• 5X points on flights and travel booked through Amex
• Access to the fantastic Centurion Lounges, Delta SkyClubs, and Priority Pass network

• Learn more here

Blue Business Plus Amex10,000 Amex Membership Rewards points
• $0 annual fee• $3,000 in qualifying purchases on the Card within your first 3 months of Card Membership
• This is by far the best card for 2X points on all spending• Learn more here

Hotels

Hilton Small Business AmexUp to 100,000 Hilton points
• $95 annual fee• 75,000 bonus points after spending $3,000 in purchases in the first 3 months
• And 25,000 bonus points after spending another $1,000 in purchases in the first 6 months
• 12X at Hilton
• 6X at US gas stations, wireless phone service from US providers, US shipping purchases, US restaurants, flights, and select car rentals
• 3X on other purchases
• Hilton Gold elite status
• Does NOT count toward Chase 5/24
• Learn more here

Thank you for using my links to get a new travel rewards, business, or cashback card!

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Comments

  1. Okay so don’t know if you can respond to this or not. I had the Founders card for 2016 and the main benefit I used was the Total Rewards for Diamond status. Well I renewed for 2017 but when I tried to update my status on Total Rewards for 2017 it stated I had already used this option and it would not allow me to do it. I contacted Founders card and they were not very helpful. They did refund some of my money for the card but kept $100. I didn’t think that was fair but was happy to get back what I did. Has anyone else had this experience.
    thanks,
    Steve

    • The same thing happened to me. They told me the benefit is set to auto-renew and that’s why it says you’ve already redeemed it.

      They also said it takes a week or two for Caesars to update your account online. Because it’s already March, it might’ve already happened. But if not, I’d say give it a couple more weeks and you should be good to go. Hope that helps!

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