My Favorite Credit Cards

Here are the best credit cards available right now from each card issuer. If you can’t find a specific card, there are even more here – thank you for using my links!

Chase

Personal cards

Ultimate Rewards cards

My fave kind of points

Chase Sapphire Preferred50,000 Chase Ultimate Rewards points
• $95 annual fee• $4,000 on purchases in the first 3 months from account opening
• The best card for beginners• Compare it here
Chase Sapphire Reserve50,000 Chase Ultimate Rewards points
• $450 annual fee• $4,000 on purchases in the first 3 months from account opening
• Why this is my favorite card for travel and dining• Compare it here

best credit cards

Chase Freedom15,000 Chase Ultimate Rewards points
• $0 annual fee• $500 on purchases in the first 3 months from account opening
• A great first Chase card• Compare it here
Chase Freedom Unlimited15,000 Chase Ultimate Rewards points
• $0 annual fee• $500 on purchases in the first 3 months from account opening
• Great for everyday spending• Compare it here

Airline cards

Chase Southwest Plus40,000 Southwest points
• $69 annual fee• $1,000 on purchases in the first 3 months from account opening
• Points earned count toward the Southwest Companion Pass• Compare it here
Chase Southwest Plus40,000 Southwest points
• $99 annual fee• $1,000 on purchases in the first 3 months from account opening
• Points earned count toward the Southwest Companion Pass• Compare it here

Hotel cards

Chase Hyatt40,000 Hyatt points
• $75 annual fee, waived the 1st year• $2,000 on purchases in the first 3 months from account opening
• 5 Hyatt hotels where the annual free night rocks• Compare it here
Chase IHG Premier80,000 IHG points
• $89 annual fee• $2,000 on purchases in the first 3 months from account opening
• Compare it here

Chase Marriott Premier75,000 Marriott points
• $85 annual fee, waived the first year• $3,000 on purchases in the first 3 months from account opening
• Compare it here

Small business cards

Chase Ink Business Preferred80,000 Chase Ultimate Rewards points
• $95 annual fee• $5,000 on purchases in the first 3 months from account opening
• Amazing small biz card with best-ever offer right now• Compare it here
Chase Ink Business Cash50,000 Chase Ultimate Rewards points
• $0 annual fee• $3,000 on purchases in the first 3 months from account opening
• Excellent 5X categories and best-ever offer right now• Compare it here

Amex

Personal cards

Membership Rewards

Amex Platinum Card60,000 Amex Membership Rewards points
• $550 annual fee• $5,000 on purchases in the first 3 months from account opening
• $200 annual airline incidental credit
• $200 in Uber credits annually
• 5X points on flights and travel booked through Amex
• Access to the fantastic Centurion Lounges, Delta SkyClubs, and Priority Pass network

• Learn more here

Hotels

Hilton personal cardsNo Annual FeeAscendAspire
Welcome offer65,000 Hilton pointsUp to 100,000 Hilton points: 75,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.

Plus, an additional 25,000 bonus points after spending an additional $1,000 in purchases in the first 6 months
100,00 Hilton points
Minimum spending$1,000 in purchases on the Card within your first 3 months of Card Membership$3,000 total (see above)$4,000 in purchases on the Card within your first 3 months of Card Membership
Annual fee$0$95$450
Earning- 7X at Hilton

- 5X at US restaurants, US gas stations, and US supermarkets

- 3X on other purchases
- 12X at Hilton

- 6X at US restaurants, US gas stations, and US supermarkets

- 3X on other purchases
- 14X at Hilton

- 7X on on flights, select car rentals, and US restaurants

- 3X on other purchases
Notes- Hilton Silver elite status- Hilton Gold elite status

- Free weekend night when you spend $15,000 in a calendar year
- Hilton Diamond elite status

- Free weekend night every cardmember year

- $250 in resort credits and $250 toward airline incidentals each cardmember year

- Free Priority Pass Select membership
LinkLearn more here.Learn more here.Learn more here.

Small business cards

Membership Rewards

 

Amex Platinum Small Business CardEarn up to 75,000 Amex Membership Rewards points
• $450 annual fee• Earn 50,000 points after you spend $10,000 within your first 3 months of Card Membership
• Earn an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership
• Get 35% of your redeemed points back from an airline of your choosing, and any First of Business Class flights you redeem points for
• $200 annual airline incidental credit
• $200 in Uber credits annually
• 5X points on flights and travel booked through Amex
• Access to the fantastic Centurion Lounges, Delta SkyClubs, and Priority Pass network

• Learn more here

Blue Business Plus Amex10,000 Amex Membership Rewards points
• $0 annual fee• $3,000 in qualifying purchases on the Card within your first 3 months of Card Membership
• This is by far the best card for 2X points on all spending• Learn more here

Hotels

Hilton Small Business AmexUp to 100,000 Hilton points
• $95 annual fee• 75,000 bonus points after spending $3,000 in purchases in the first 3 months
• And 25,000 bonus points after spending another $1,000 in purchases in the first 6 months
• 12X at Hilton
• 6X at US gas stations, wireless phone service from US providers, US shipping purchases, US restaurants, flights, and select car rentals
• 3X on other purchases
• Hilton Gold elite status
• Does NOT count toward Chase 5/24
• Learn more here

Thank you for using my links to get a new travel rewards, business, or cashback card!

BEST Current Credit Card Deals

See more my favorite credit cards here.

Comments

  1. Okay so don’t know if you can respond to this or not. I had the Founders card for 2016 and the main benefit I used was the Total Rewards for Diamond status. Well I renewed for 2017 but when I tried to update my status on Total Rewards for 2017 it stated I had already used this option and it would not allow me to do it. I contacted Founders card and they were not very helpful. They did refund some of my money for the card but kept $100. I didn’t think that was fair but was happy to get back what I did. Has anyone else had this experience.
    thanks,
    Steve

    • The same thing happened to me. They told me the benefit is set to auto-renew and that’s why it says you’ve already redeemed it.

      They also said it takes a week or two for Caesars to update your account online. Because it’s already March, it might’ve already happened. But if not, I’d say give it a couple more weeks and you should be good to go. Hope that helps!

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