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The 12 Best Card-Linked and Cashback Apps (10 Get You Completely Free Rewards)

April 9, 2019 by Harlan 11 Comments

Lord knows I love playing around with new apps on my phone, especially in the interest of free, passive cashback just for linking my cards one time.

And other apps can save you money too, but require more interaction. I’m happy to click a few buttons to earn a few free bucks.

There are a LOT of card-linked and cashback apps out there. Here are the 6 best card-linked apps, and 6 best cashback apps.

Between the 12, you stand to gain $95+ right out the gate!

These apps get you ongoing rewards for linking your cards. Set and forget!

Between them all, I’ve gotten back $100s in free rewards in the form of cash and gift cards.

12 Best Apps for Free Rewards

The Easiest Path to the US Bank Altitude Reserve (The Best Card for Costco Shopping & Mobile Payments)

January 9, 2019 by Harlan 27 Comments

Since Costco rolled out Apple Pay to all their stores, I’ve used my US Bank Altitude Reserve card to earn 3X points every time I shop there. That’s because this card earns triple points on mobile payments and travel purchases.

Each point is worth 1.5 cents toward travel (which you can redeem in real-time after they post!), so that’s like getting a 4.5% return on every shopping trip (3 X 1.5). With prices already low, this is an easy way to save even more.

Plus, you can stack coupons through Ibotta for cashback when you buy certain items.

The card has a $400 annual fee, which easily pays for itself. The bigger issue is getting it in the first place – you need to have a “relationship” to even apply.

But there’s an easy and free workaround if you want to open this card.

Getting a 4.5% return on every shopping trip and mobile payment is awesome!

Here’s how to do it!

The easy way to get US Bank Altitude Reserve card approval

Before You Buy! Use a Shopping Portal & Get FREE Money When You Shop Online (Quick Recap of Current Bonuses)

November 22, 2018 by Harlan Leave A Comment

Black Friday slash Cyber Monday is coming fast. Not only can you earn free cash, points, or miles, but use a shopping portal to get extra bonus money just for signing up and clicking a link before you shop.

Here’s a recap of current portal bonuses if you’re a new member, and a few apps that will give you free money when you shop.

If you’re going to buy stuff anyway, always get something back from it. Even if it’s a few bucks here and there, it all adds up!

Don’t miss out on bonus points for your troll doll purchases

Here’s a list of current bonuses!

Try a New Shopping Portal and Earn Free Cash

15 Cashback Shopping Portals Compared: Payments, Bonuses, & How They Work

May 9, 2018 by Harlan 27 Comments

Cashback Monitor is far and away the best site to check the highest payouts (be it points, miles, or cashback) for online shopping. And there are a lot of shopping portals out there.

Each has its “quirks” – from slow payouts to minimum thresholds and different ways of paying. And most of them even give you a little reward just for signing up and shopping – some as much as $10 on top of your cashback bonus.

Always click through a shopping portal when you shop online – but which one should you use?

There are many to choose from – and of course you can earn points or miles from airline or bank portals. Here’s an overview of the 15 most popular cashback portals. And how to pick which one to click through!

15 Cash Back Shopping Portals Comparison

Out and Out’s Best Posts of 2015

December 26, 2015 by Harlan 4 Comments

Wow. Out and Out made huge strides in 2015. A lot happened – and even more will happen in 2016.

Blog traffic tripled this year. In fact December 2015 is the biggest month ever for the blog (and it’s not over yet!). I’m thinking of how to improve things around here even more, and celebrating every step of the way because I couldn’t grow without your support.

Celebrating!

You guys are awesome. I love my readers!

I’ve ironed out many ideas on here and found solid resolutions thanks to tons of community-focused comments. And meeting new peeps at the regular Reach for the Miles meetup has been fantastic.

I hope to continue the momentum and keep improving.

But first, I want to take a moment to pause and look back at where we’ve been this year.

Best of 2015

Limited Time: Get $5 When You Sign Up for Ibotta Shopping App and Redeem 1 Rebate

December 6, 2015 by Harlan Leave A Comment

Also see:

Just a quick tip.

Free $5 for signup up to Ibotta

For a limited time, you’ll get $5 added to your account when you sign up for Ibotta and redeem 1 rebate. (Full disclosure: when you use my link, I’ll get $5 too, so thank you for clicking through with it!)

This is an easy way to get a few bucks, but know you can’t transfer the cash out of your Ibotta account until you reach the $10 mark. You can transfer to your PayPal or Venmo accounts once you do. And it’s relatively easy to earn money with the app.

What’s Ibotta?

A Few Apps + Sites I Like to Save Money

June 23, 2015 by Harlan 12 Comments

Also see:

I’ve been posting these piecemeal but wanted to get them all on the same page.

Yep, save real money

As you guys know, I’ve been getting into FIRE (financial independence, retire early) and am try to cut costs wherever possible.

So I’ve been exploring new websites and apps beyond the usual points and miles stuff, and wanted to share them.

Ibotta

Ibotta: Get Cash Back When You Shop

June 4, 2015 by Harlan 4 Comments

So… I’ve been getting into coupons lately. And ways to get cashback or maximize my spend as much as possible. I recently wrote about Paribus, which has already saved me some money on Amazon purchases.

And today, in my internet wanderings, I kept seeing this app mentioned over and over: Ibotta.

Loving Ibotta

I’ve already added it to the Services I Like page, but wanted to do a quick article about it, too.