This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. What is written in the article is the editor's opinion.
- Easily Save Money at Amazon.com With Paribus and Giving Assistant
- Giving Assistant Dropped 5% Cash Back at Amazon… But You Should Still Use It When You Shop There
- A Few Apps + Sites I Like to Save Money
I’m in holiday shopping mode, and enjoying the many shopping deals available right now.
If you see a good deal, maximize it even more.
For example, I ordered some stuff from The Body Shop today and stacked:
- 10% cash back from Discover It (which will double to 20% after the 1st 12 billing cycles)
- 10% off from The Body Shop rewards club membership
- $25 off earned from the rewards club membership
Plus, I got a tote bag stuffed with products for $35… including a product I wanted that usually costs $36 on its own. And free shipping and samples.
All-in-all, I spent $63 on $200+ worth of stuff. Plus, I’ll get back $12 because I clicked through the Discover Deals shopping portal ($6 back this billing cycle and $6 back after the 12th). That’s my kind of deal!
Here are a few other ways to save before Cyber Monday sucks you into a shopping frenzy.
In This Post
- Link: Sign up for Paribus
Yes, I talk about this site a lot because it’s still largely under-the-radar but totally shouldn’t be.
Paribus scans your emails (and you can link it to your Amazon account) to check if the products you bought are eligible for a price adjustment.
If a lower price is found, they request the price difference on your behalf, and the money is refunded back to your card.
All of this happens automatically, and the only notifications you’ll get are when a better price is found.
They usually charge 25% of the price difference, but if you sign up with my link, you’ll pay 20% instead.
I like it mostly for Amazon, but lots of other popular merchants are supported, like Target, Staples, Gap, and NewEgg.
Get your money back if a price drops! Especially during the holiday season with so many sales going on. This is my #1 tip for online shopping this holiday season.
2. Giving Assistant for Amazon
If you shop at Amazon and can’t receive cashback for the category your products are in, help others instead.
Be sure to check Amazon on Cashback Monitor to see if you can get any cashback for what you’re buying. The usual categories are clothing, jewelry, and a couple of others.
You usually won’t find cashback on electronics, games, and most other random items.
The reason you should sign up for Giving Assistant is because you definitely won’t earn cash back on gift cards, but Giving Assistant has no category restrictions on the 2% charity donation.
Lots of folks are going to buy $1,500 worth of Amazon gift cards with their Chase Freedom thanks to the amazing 10% cash back (10X Ultimate Rewards points) at Amazon through the end of 2015.
On a $1,000 Amazon gift card purchase, you stand to gain either $100 cash back or 10,000 Chase Ultimate Rewards points.
And clicking through Giving Assistant would donate $20 to a charity of your choice.
Plus, who knows, maybe one day they’ll add Amazon as a cashback category. There are over 1,000 stores on the website, and getting the cashback is very easy. Anything you earn is sent to your debit card.
Oh, and you get $5 for signing up, so it’s a total no-brainer.
I maxed out my Chase Freedom with Amazon gift cards. If you choose to do this, consider clicking through Giving Assistant to give 2% of your purchase to a charity. Helping others during the holiday season feels like the right thing to do.
3. Portals for everything
Almost every major portal has bonuses for holiday shopping. Commit to one and earn more miles, points, or cashback.
I’m all over Discover Deals because of the double cashback for new Discover it cardmembers. But check Cashback Monitor to make sure you’re always getting the highest payout before you begin your shopping.
Here are a few popular mileage shopping portals, in no particular order:
Note that points earned in the Southwest shopping portal do count toward the Southwest Companion Pass.
Buy online as much as possible to earn the most amount of miles.
4. Ibotta for random stuff
- Link: Sign up for Ibotta
I went on a Costco trip, and then bought a few random items at CVS (including PayPal My Cash cards, but that’s another post), and earned a few bucks through Ibotta, which is an app where you submit your receipts when you purchase certain products.
It doesn’t seem like much, but since I first wrote about it back in June, I’ve earned nearly $80 pretty effortlessly.
The biggest downside is you have to manually “unlock” the discounts on each individual item, but this can be done after you buy them, and on a case-by-case basis. I usually just look over the app with my receipts nearby and unlock a discount if I bought an item with an offer. So I don’t really go out of my way to earn more money.
For a free app on your phone, earning a few extra bucks here and there is awesome!
5. Citi Price Rewind
- Link: Citi Price Rewind
You’ll need to register each item separately (and pay with your Citi card obviously), but it’s quite easy and can earn you a statement credit if Citi (or you!) find a lower price on an item within 60 days.
You can get up to $300 per item, up to $1,200 each year – and that’s per account.
If you buy anything with your Citi credit card (perhaps in conjunction with Citi Smart Savings), it’s a good idea to track it. Keep an eye out for sales too, because if you catch it, you can submit a claim with your own proof.
In my experience, it’s easy to get Citi to match a lower price – but most of the time it happens automatically when Citi finds a lower price for you.
A great idea especially for electronics, appliances, or big ticket items where you want more purchase protection or suspect it’ll go on sale either during the holiday season or right after.
Stack the discounts, save money.
It’s easy to get impulsive during the holiday season with all the spending involved.
Take a few minutes to set up a few things to save you money, mostly automatically:
I’ve been combining shopping portals, category bonuses, discounts, promotion codes, and sale prices to save a heap – both on stocking up for myself, and on gifts for others.
There are lots of these types of services in the world, so feel free to tell me about any I missed.
Thank you guys for reading, hope you had a great Thanksgiving!
BEST Current Credit Card Deals
- Amex SPG Small Business Card - 35,000 Starwood points - Does NOT count against 5/24! My review of this offer.
- Chase Sapphire Reserve - 50,000 Ultimate Rewards points - My review of this card.
- Discover it® Cashback Match™ Card - $50 after 1st purchase within 3 months of account opening - Why I love this card!
- Hilton Ascend Amex - 100,000 Hilton points - Why I picked up this card.
- Chase Ink Cash - $300 cash back (30,000 Chase Ultimate Rewards points) - Excellent 5X bonus categories and NO annual fee. COMPARE HERE.