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Taking Stock: The 29 Credit Cards I Currently Have – and Why

Time for a credit card inventory. Over the years, my collection of credit cards has grown. I now have 29 credit cards to my name.

(I did have 30, but closed my Citi ThankYou Premier last week. Because the Chase Sapphire Reserve is better for the same 3X categories. And Citi is changing the Prestige and AT&T Access More cards next month – which is causing me to significantly rethink my relationship with them.)

Ah, but a small sample of the 29 cards I currently hold

And, I’m paying annual fees on many of my cards. So I thought I’d put the complete list together to take stock of what I have – and what I’m getting in return. I’ll write a little snippet for each card, but will try to keep it brief. 29 cards is a lot!

Let’s jump right in.

Amex

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Honest Review: Barclaycard Arrival Plus 50,000 Mile Offer

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Interesting offer from Barclaycard.

They’ve had a so-so year with their cards, with a limited-time increase to 50,000 miles on the Miles & More card, the release of 2 decent JetBlue cards, and now this.

The typical sign-up bonus on the Barclaycard Arrival Plus is 40,000 Arrival miles, so this offer adds an extra $100+ of incentive.

Perhaps Barclaycard is rethinking their strategy with this card, as they should. It used to have a lot more features and benefits – but those have been cut, leaving behind a product that’s unremarkably ordinary.

The new limited-time 50,000 mile offer on the Barclaycard Arrival Plus

The new limited-time 50,000 mile offer on the Barclaycard Arrival Plus

With a ~$500+ sign-up bonus, it might be worth a look.

The short

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In Closing: My Experience Buying a House

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Back in November, I wrote about wanting to close on a house in Dallas. I did, in fact, close on a house in Dallas right on schedule, on December 15th, 2015.

The new living room where I'll (hopefully!) be banging out new Out and Out posts!

My new living room!

That was almost 3 months ago, but it’s taken me this long to write about it.

A friend of mine said it best. We had lunch when she was scheduled to close on a house a few days later.

“OMG!” I exclaimed. “Are you like, so excited to be closing ?”

“Not really, actually. I’m just sort of… ready for the process to be over.”

I didn’t think much of it at the time because I still was excited to be moving toward a closing.

That is, until I got there.

Hurry up and wait

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