T&Cs

by Harlan 3 Comments

So I needed to reset myself this week. Working too much, friend in town, holiday, etc.

Expedia/Swiss ticket

I got myself into a couple of situations where I didn’t fully excavate the T&Cs – the dreaded terms and conditions – which further depleted me.

All is fine and good until you get to this little set of rules that is typically appended onto something you (or I) might think is a really good deal. And I’ve gotten myself into some sorry situations for not fully reading them these past few days.

In the post where I talked about the upcoming trip to Venice in Swiss biz class, I said:

I was able to click through the FIA/Fidelity portal to get 3 points a dollar back + points for using a mileage-earning credit card… 

Wrong.

Had I properly read the T&Cs I would’ve seen this disclaimer:

Retailer Exclusions
Bonus points will be awarded only after travel is completed. The following are not eligible to earn bonus points: Air Travel, pre-packaged vacations, Groupon Getaways, any car transaction exceeding a purchase price of $5,000 USD. Car transactions between $1,000-$5,000 are subject to investigation by Expedia.

AKA I got nothing for clicking this link and spending nearly $1,500. I would’ve earned 1 point a dollar by instead clicking through to Travelocity at the Ultimate Rewards portal. 1,500 points is better than no points. But I didn’t read the T&Cs, so, like a schmuck, I got nothin’.

Zoola Rewards

Then, I really thought the Zoola Rewards portal would a boon. After all, you have to put your credit cards on file with them. I thought it would be a great way to stack a lot of points into one transaction. Key word: thought.

I tweeted them and got confirmation that you do have to click through their portal to earn the cash back. Therefore, I would not advise using that portal unless you want CASH. But even still, if you have cards that earn Ultimate Rewards, you can redeem those points for cashback or a statement credit – and they’re much more versatile in case an idea for a trip comes along. So, the Zoola Rewards thing could be good for those who don’t have cards that can earn cash or statement credits and just want to earn cash – not points or miles. In all other instances, it’s not the right thing to use. I have to recommend avoiding this portal now. Why? I confirmed, on Twitter, their T&Cs.

So there you have it.

Bottom line

Let this be a reminder to always confirm what you’re getting – or what you think you’re getting. No matter how rushed you are to snag a deal, it only takes a few extra seconds to read. Don’t make an assumption. You know what they say about assumptions. They make an ass out of u & me.

Or, this week, just me.

Happy travels and remember to read the fine print!

My US Airways Flight Attendant Interview

by Harlan 5 Comments

This will have to be a text-only post, as there was really no way to discreetly take photos of anything I experienced. But talk about a recon mission!

The application

I found a link to apply for the US Airways flight attendant position while trolling Craigslist as part of my side hustle gig. I clicked through out of curiosity. The application was quite short, and I thought for an instant that it could be really cool. After all, this was before American started to devalue and I knew the position would soon be part of the “new American.” And I think about the travel industry so much anyway that I was like… why not work for the travel industry? Five minutes later, I’d applied.

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Zoola Rewards – a new cashback portal

by Harlan Leave A Comment

a logo with a cartoon face

Update: I only recommend this portal if you want CASH BACK and don’t want to earn points or miles. AVOID this portal if your card offers cash back or statement credits. See this post for more info and the confirmation I received via Twitter.

Sorry if I’m tardy to the party on this one but… 

I just signed up for Zoola Rewards, and think you should too. It’s a new(?) cashback rewards program. All you do is plug in your Visa or MasterCard credit or debit card numbers and shop at any of the merchants to receive cashback in the form of a check mailed directly to you once a year or a direct deposit in 3, 6, or 12 month intervals. I chose direct deposit every 3 months (duh).

I was only semi-interested in the service until I started poking around the website and saw a LOT of familiar merchants with some nice cashback returns.

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List of Changes to American in the AA/US Airways Merger

by Harlan Leave A Comment

DisAAdvantage

This is mostly for my own benefit, just because I want to keep track of everything that is happening with American during their merger with US Airways.

I will continue to update this post (though hopefully not frequently…).

Note: I do not really care about the US Airways side of things, only how they affect American.

On April 8, 2014 (with no advance notice):

  • American has eliminated distance-based Oneworld Explorer awards
  • American has eliminated stopovers at the North American “gateway” city on AAdvantage awards
  • American has created multiple tiers of AAdvantage standard award levels
  • AAdvantage Gold members and Dividend Miles Platinum and Gold members will receive one fewer free checked bag. American Executive Platinums still get 3 free checked bags and Platinums get two. Golds now get only one
  • Flights to and from South America won’t have second bag charges
  • Full fare tickets and AAnytime awards do not get free checked bags
  • Phone ticketing fee increased to $35 from $25

(Hopefully not) To be continued…

Rolling with the punches (Or, Et tu, American?)

by Harlan 3 Comments

Update: American’s shitty response when I tweeted this post:

Did you feel it this morning? The quake that rippled through the blogs regarding American’s sudden overhaul of award redemptions? They also eliminated the beloved Oneworld Explorer Award AND stopovers at North American “gateway” cities – two features I really loved about the AAdvantage program. It’s a veritable mAAsacre.

I have to admit, I was really down about it. I don’t really care about the new five-tired award redemption system. I only ever booked SAAver awards anyway. The others are pure capacity controls, nothing more.

I was really looking forward to booking an Explorer Award in the near future. American recently introduced an unprecedented 100K bonus on the Executive AAdvantage card, which was enough, or nearly enough, to book a decent Explorer Award. I know a lot of people were looking into it and beginning to plan one of their own, including me.

And now, overnight, it’s gone. No advance notice. No, “hey you might want to book this soon”. Just a complete, unannounced overhaul.

The other thorn was the elimination of the free one-way that you could tack onto an award redemption. I was planning on doing that too, to get back from Oktoberfest, then onward to somewhere else. Now, the “somewhere else” prices as a completely separate award.

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Bye, Bluebird: My Experience Getting the Serve Card

by Harlan 4 Comments

Yesterday, after writing the post about how to best manufacture spend post-Vanilla, I went ahead and dumped Bluebird. I’ve heard of many ways people have done it, and the different sequences of opening/closing, and all the conflicting rules about switching from Bluebird to Serve.

Here’s how I did it:

  • Applied for a Serve card by following this promo link to get a $50 credit after two direct deposits of $250 or more (I plan to do this with Amazon Payments in May)
  • Yes, WITH my Bluebird account still open
  • Of course I got an “account being reviewed” message because you can’t have a Bluebird and a Serve account at the same time
  • So then I called Bluebird CS to close account
  • Then Serve CS to open the pending account
  • Seconds after I hung up, I got a “Welcome to Serve” email

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Manufacturing spend post-Vanilla at CVS

by Harlan 9 Comments

Vanilla Reloads: Gone the way of the dinosaur

Vanilla Reloads: Gone the way of the dinosaur

Man, the news of CVS changing their policy to cash-only for Vanilla Reloads shook my little points manufacturing world upside down. I loved it so much because I essentially turned CVS into my bank; loading Vanilla Reload cards was my deposit transaction. Quite literally, because that’s how I’ve been paying rent up until this month.

So now what?

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Booked: Venice in August

by Harlan 4 Comments

This year is shaping up to be very Europe-y. So far, I have Paris in June (on British Airways), Germany in Oktober (on Lufthansa), and now, Venice sandwiched in between the two in August (on Swiss).

I got in on the fare war that Star Alliance carriers were having at Delta hubs, and was able to book the new business class on Swiss round-trip for a hair under $1,500. Not nothing, but a good deal since it was only $40 more than regular ol’ economy. Plus, it’s my birthday trip: I’ll be turning 30 in Italy this year!

I’m glad I booked when I did because now, fares are around $5,000 for the same itinerary.

I'd much rather pay a third of that

I’d much rather pay less than a third of that!

This is good because:

  • It’s Star Alliance. I slipped into a Oneworld zone last year with mostly LAN and American metal
  • It’s on Swiss. I really want to see and try new products
  • It’s not SkyTeam. The only member I’m interested in at this point is Korean. Screw Delta, Air France, KLM, and Alitalia
  • I’ve never been to Italy, and can’t wait to see Venice
  • It’s my birthday trip, so will feel super special to be in a beautiful new place 🙂

Buying this ticket was NOT the most financially responsible thing I’ve ever done, but whatever. I was able to click through the FIA/Fidelity portal to get 3 points a dollar back + points for using a mileage-earning credit card, so around $75 back right off the bat. It will also give me new things to explore and write about (and I’m still not caught up with everything).

Last year was all about the Southern Hemisphere, with Easter Island, Santiago, Australia, Fiji, and New Zealand. This year is looking to be about Western Europe. So funny how these themes seem to crop up each year.

Did anyone else get on this deal? I’d love to hear about all the itineraries people were able to construct!

 

Switching credit lines / allocations with American Express

by Harlan Leave A Comment

Activation notification via email from American Express

Activation notification via email from American Express

I got my new Amex EveryDay Preferred card the other day. Instead of being really excited about, like usual, I was sorta like, “Hrmph.” My credit limit was not… where I wanted it to be. I wasn’t satisfied by how low it was. Not to worry, I can just switch around lines of credit, right?

Denied again

I have two consumer lines of credit with Amex that are not charge cards: the Delta Skymiles Platinum card and now, the EveryDay Preferred card.

On the Delta card, let’s say I have a $10,000 credit limit, and on the EveryDay, let’s say they gave me $2,000. I have $12,000 in total to switch around however I want, in theory. $6,000 for each, for example. No problem, I thought, I’ll give Amex a call. Read More

Review: Qantas Lounge @ AKL

by Harlan Leave A Comment

This lounge visit was directly before my first-ever Qantas flight in economy AKL-SYD. I booked the ticket with 10,000 Avios points. After returning the car to Avis, we headed to check-in, fully expecting to go afterward to the Emperor Lounge thanks to my Priority Pass Select card via Amex. I’d get in for free but my “mate” would have to pay $27. I figure $27 bucks for a few drinks, free wifi, and maybe some lunch-type items would be alright.

However, I asked the agent checking us in if I could add my AAdvantage number to the ticket instead of British Airways number (since I have some status with American but nothing with British Airways). I figured if he saw that I was American Platinum/Oneworld Sapphire that it might do something. Sure enough, when he handed me the boarding pass and said, “And the Qantas lounge is right past security…”

Hmmm. “Can I get into the Qantas lounge?” Since I was Oneworld Sapphire, that was enough to grant entry. Maybe others know that, but I sure didn’t. It saved me from having to pay for access to the Emperor Lounge. Score! Read More

Just booked: A ~$20,000 Dollar Trip to Paris for FREE? You betcha!

by Harlan 14 Comments

See you soon, Paris!

See you soon, Paris!

I am over the moon right now because I just booked an epic trip to Paris in June. I have booked complex, multi-stop and RTW itineraries before, but even still, was amazed at how easily and quickly this trip came together.

The trip

Leaving from EWR.

  • EWR-ORY in business class on British Airways
  • 4 nights at the Park Hyatt Paris Vendome
  • 1 night at the Hyatt Regency Paris Étoile on Club floor
  • ORY-LHR-JFK in business class on British Airways
  • 2 incredibly stoked adventurers

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Will Vanilla Reloads at CVS be cash only starting 3/31?

by Harlan 1 Comment

Is that so?

Is that so?

Well, this would certainly be a game changer.

Per this report from PM&M and this post from @Ringsthecaddy on Twitter, CVS stores will stop accepting credit cards for Vanilla Reloads starting TOMORROW (3/31). Does that mean we can get in one last day of reloading? Or is it essentially “effective immediately?”

Vanilla Reloads have become a huge staple in my points earning strategy, to the point where I’ve relied on it to pay monthly bills like rent and student loans (and I know this is true for many others out there). To have it taken away with no warning would be tough. I can revert back to bill pay through my bank, but earn no points in doing it that way.

If this is true about CVS, they’ve changed their policy overnight with no warning – and we only know about it because of a leaked memo. I can’t say I blame them, but I wonder what the catalyst was? Transaction fees? Too many fraud attempts from criminals? Too many points addicts getting their fix at CVS for $4 a pop?

The game will go on no matter what. Here’s a post from Points Chaser about how to cope. We’ll all find out soon enough how this shakes out.

Mark this one as developing. Don’t be sad because it’s over; smile because it happened… right?