So I needed to reset myself this week. Working too much, friend in town, holiday, etc.

Expedia/Swiss ticket

I got myself into a couple of situations where I didn’t fully excavate the T&Cs – the dreaded terms and conditions – which further depleted me.

All is fine and good until you get to this little set of rules that is typically appended onto something you (or I) might think is a really good deal. And I’ve gotten myself into some sorry situations for not fully reading them these past few days.

In the post where I talked about the upcoming trip to Venice in Swiss biz class, I said:

I was able to click through the FIA/Fidelity portal to get 3 points a dollar back + points for using a mileage-earning credit card… 


Had I properly read the T&Cs I would’ve seen this disclaimer:

Retailer Exclusions
Bonus points will be awarded only after travel is completed. The following are not eligible to earn bonus points: Air Travel, pre-packaged vacations, Groupon Getaways, any car transaction exceeding a purchase price of $5,000 USD. Car transactions between $1,000-$5,000 are subject to investigation by Expedia.

AKA I got nothing for clicking this link and spending nearly $1,500. I would’ve earned 1 point a dollar by instead clicking through to Travelocity at the Ultimate Rewards portal. 1,500 points is better than no points. But I didn’t read the T&Cs, so, like a schmuck, I got nothin’.

Zoola Rewards

Then, I really thought the Zoola Rewards portal would a boon. After all, you have to put your credit cards on file with them. I thought it would be a great way to stack a lot of points into one transaction. Key word: thought.

I tweeted them and got confirmation that you do have to click through their portal to earn the cash back. Therefore, I would not advise using that portal unless you want CASH. But even still, if you have cards that earn Ultimate Rewards, you can redeem those points for cashback or a statement credit – and they’re much more versatile in case an idea for a trip comes along. So, the Zoola Rewards thing could be good for those who don’t have cards that can earn cash or statement credits and just want to earn cash – not points or miles. In all other instances, it’s not the right thing to use. I have to recommend avoiding this portal now. Why? I confirmed, on Twitter, their T&Cs.

So there you have it.

Bottom line

Let this be a reminder to always confirm what you’re getting – or what you think you’re getting. No matter how rushed you are to snag a deal, it only takes a few extra seconds to read. Don’t make an assumption. You know what they say about assumptions. They make an ass out of u & me.

Or, this week, just me.

Happy travels and remember to read the fine print!

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About Harlan

Just a dude living in Memphis, traveling, and working toward financial independence.

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