Honest Reviews

Category Archives for Honest Reviews.

Honest Review: Citi Hilton Visa 75,000 Point Offer

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It’s no secret I’m a Hilton fanboy. I lurve them because they make earning points a breeze. And they actually give you a healthy amount of points for staying at their hotels, unlike Hyatt and Starwood (!).

Are Hilton points inflated? Hell yeah. But so are the earning rates.

Entrance to the Hilton Hawaiian Village in Honolulu

I loved using my Hilton points at the Hilton Hawaiian Village in Honolulu last month

I’ve found good deals with Hilton points, and not because I looked a long time. They’re out there – as with any type of hotel points.

I love the 5th night free perk on award stays when you have any type of status.

And 75,000 Hilton points can be worth over $1,000, as we’ve seen before.

At a bare minimum, there’s no reason why you can’t get $400+ of value from 75,000 Hilton points. Considering the card has no annual fee (and is therefore free to keep), that’s a great deal – and a decent sign-up bonus.

The short

A handy little card with a decent sign-up bonus, if you have a Hilton stay in mind.

The long

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Honest Review: Citi Prestige 40,000 Point Offer

Oh, Citi Prestige. How prestigious you once made me feel. You’re probably still my favorite card overall, but your shine has tarnished since I fell for you in November 2015.

Since then, you’ve returned well over $2,000 in value for me. And you’re still giving.

citi prestige review

My lagan love, Citi Prestige

But, cruel winter awaits. As of July 23rd, 2017, you can’t have my heart any more. I’ll have to take it back. You’re going to change.

Like a trojan horse, Chase unleashed the Chase Sapphire Reserve which now blows you out of the water.

Citi, you were competing so well. What happened? (My guess is they were losing too much dinero.)

The short

A once-great card that’s now only worth it if you have a lot of paid hotel stays of 4+ nights.

The long

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Honest Review: Amex Starwood Business Card 2 Free Nights Offer

Note: The offer for 2 free nights expires October 19th, 2016, but is valid at the time of publication. 

Well color me surprised. I wasn’t expecting to see any type of limited-time offer on the Amex Starwood cards again. But now we have one, although it’s only on the business version of the card.

And, it’s dumb. Geez, Amex, it’s like you’re on the Titanic, and about halfway across the Atlantic right now…

The short

The most restrictive offer ever on an otherwise so-so card. Either Amex is desperate or thinks we’re stupid… or both. Not worth it for most. 

The long

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Honest Review: Barclaycard Arrival Plus 50,000 Mile Offer

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Interesting offer from Barclaycard.

They’ve had a so-so year with their cards, with a limited-time increase to 50,000 miles on the Miles & More card, the release of 2 decent JetBlue cards, and now this.

The typical sign-up bonus on the Barclaycard Arrival Plus is 40,000 Arrival miles, so this offer adds an extra $100+ of incentive.

Perhaps Barclaycard is rethinking their strategy with this card, as they should. It used to have a lot more features and benefits – but those have been cut, leaving behind a product that’s unremarkably ordinary.

The new limited-time 50,000 mile offer on the Barclaycard Arrival Plus

The new limited-time 50,000 mile offer on the Barclaycard Arrival Plus

With a ~$500+ sign-up bonus, it might be worth a look.

The short

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Honest Review: Chase Sapphire Reserve 100,000 Point Offer

For my first Honest Review, I’ll come to a card I haven’t written about yet: the Chase Sapphire Reserve. Make that THE Chase Sapphire Reserve.

I’ve avoided mentioning it because, well, most of us can’t get it because of Chase’s prohibitive 5/24 rule. But, if you’re new to the points & miles world, wow. What a great place to start.

Or, if you can manage to get yourself a pre-approval in-branch (no dice here!), definitely pick it up.

You can tell if you’re really pre-approved is if Chase gives you a definite APR. If they give you a range, you’re pre-qualified, not pre-approved. You want that definite number.

chase sapphire reserve

The Chase Sapphire Reserve is in here, or at least you’d think judging from the publicity

Another strategy would be to say screw it and apply anyway. If you’re denied, have another Chase card waiting in the wings that isn’t covered by 5/24, which are at the time of writing:

  • Chase British Airways
  • Chase Hyatt
  • Chase IHG
  • Chase Fairmont
  • Chase Marriott Business
  • Chase Ritz-Carlton

That way the inquiries will hopefully combine and hey, at least you’ll have something.

The short

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Introducing Honest Reviews

Hidey ho from gorgeous and sunny Honolulu, Hawaii, where I’ve spent the last week doing absolutely nothing!

Well, not entirely nothing. I worked on a new column for Out and Out and wanted to introduce it.

I like applying for new credit cards to boost my points and miles balances (as I’m sure most of us do). And I already write about various offers from time to time.

So I thought it would be a fun exercise to make a format out of it that’s easier to read and follow – and one that’s standardized. So here’s Honest Reviews – my honest take on credit card offers.

How Honest Reviews will work

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