This Month: Save 10+% on Shell & Exxon Gas With These Cards

There are a couple of good offers to save at the pump these next few weeks. I’ve been using them to fill up – and found it’s cheaper than buying gas at Costco, where I usually get gas in conjunction with a shopping trip.

You can get 5X Chase Ultimate Rewards points with Chase Pay with the Chase Freedom card (compare it here) on up to $1,500 in spending through June 30th, 2018 – and Shell is a Chase Pay merchant. Chase Freedom cardholders also get free Gold Status with Shell Fuel Rewards, which saves 6 cents per gallon through the end of 2018.

And Amex has an offer to get 10% cashback at Exxon through the end of November. Plus, when you pay through their Speedpass app, you can save 10 cents a gallon. And when you add your Amex card in the Dosh app, you’ll get another 2% cashback through July 10th, 2018.

save on gas

Combine apps and offers to save on Shell and Exxon gas

Either offer also gets you savings for most of 2018. And for the next few weeks, you can combine offers to save over 10% at Shell or Exxon.

Here’s how they work!

Stack credit card offers to save on gas

1. Chase Freedom + Chase Pay at Shell

This quarter, Chase Pay mobile payments earn 5X Chase Ultimate Rewards points when you activate the bonus and pay with Chase Freedom (on up to $1,500 in spending in the combined bonus categories through June 30, 2018).

I value Chase Ultimate Rewards points at 2 cents each. So that’s like getting a 10% return just for paying with the right card.

You need to download the Chase Pay app to get the bonus points. And use it to pay at the Shell pump.

a credit card and a man in a car

Save more with Fuel Rewards Gold status

You can activate more savings by joining Fuel Rewards. Chase Freedom cardholders get 6 cents off per gallon for the rest of 2018. You can use your phone number as your ID. Within the Chase Pay app, click “Wallet,” then “Loyalty cards” to add your Fuel Rewards.

When you’re ready to fill up, open the Chase Pay app, select your Shell station, and follow the prompts. You don’t even need to have your card on you – just be sure Chase Freedom is set to the default payment method.

Super easy way to combine 5X and 6 cents off!

2. Amex Offer + Speedpass App + Dosh at Exxon

Another win at Exxon starts with Amex. Check your small business card accounts to see if you have this offer:

a close-up of a price tag

10% back through the end of November

I had it on my Blue Business Plus Amex and my Starwood Biz Amex card.

10% back is a nice discount. But a couple other apps sweeten the deal.

Exxon has their own mobile pay app called Speedpass. You can add any card as a payment method – and it stacks with the Amex Offer.

a screenshot of a cellphone

Save 10 cents per gallon through July 10, 2018 or when the promotion runs out

When you pay with Speedpass, you get another 10 cents off per gallon.

And when you add the same Amex card to Dosh (the card with the Amex Offer for 10% back), you get another 2% back just for linking it with the Dosh app.

a screenshot of a phone

Add your Amex card to Dosh for another 2% back

The terms & conditions specifically say you can stack it with Speedpass:

a screenshot of a phone

Offer good through July 10, 2018

So you can get:

  • 10% back with the Amex Offer
  • 2% back with Dosh
  • 10 cents off per gallon paying with Speedpass
  • Plus whatever points you’ll earn from the Amex card

That’s a nice stack for gasoline – I’d value this as a 15% discount easily.

Yeah, but are these good deals?

It’s pointless to save 15% on gas that’s 15% more than other places. They also aren’t worth a long drive because you’ll have to pay for the gas there and back (a problem I have with fueling up at Costco, but there’s neither here nor there).

I recommend looking at gas prices in your area on Gasbuddy. In Dallas, prices are all over the place.

a screenshot of a phone

My local Shell and Exxon stations are fairly priced

That said, Shell and Exxon pumps have competitive prices for my area – and all these are within a mile of me. So yes, it’s totally worth it to hit up a Shell or Exxon to fuel up and get discounts and bonus points.

If you can do better at another chain, or somewhere closer, do that instead! In my case, it’s worth it to save a few bucks as the pumps aren’t out of the way.

Plus, the per gallon savings (6 cents with Shell Fuel Rewards and the 10% back Amex offer) are good through most of 2018. So it’s just a matter of which one is cheapest when the ol’ tank gets low.

Bottom line

These offers represent saving a few bucks every time you fill up. That’s not a lot – but if a Shell or Exxon station is easy for you to get to (or if you go there anyway!), don’t say no to easy discounts!

With Shell, you can stack the Chase Freedom quarterly 5X categories and free Fuel Rewards Gold status for Freedom cardholders to get 10+% back.

And with Exxon, combine a 10% Amex Offer, paying through Speedpass, and linking the card through Dosh for what I value as a 15% savings.

Be sure to check Gasbuddy to make sure prices are competitive before you begin. I love easy wins like this. Especially for things I have to buy anyway, like gas in the car.

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About Harlan

Just a dude living in Memphis, traveling, and working toward financial independence.

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  1. Excellent review, Harlan!
    And, with Shell, Mastercard is the preferred card, so if you use Citi Premier, you furthermore get 3x Thank You points per Dollar once these promos are over.

    • That’s right! And you could still use your Fuel Rewards Gold status no matter which card you pay with! I love a good double dip! 🙂

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