About Harlan

Just a dude living in Memphis, traveling, and working toward financial independence.

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My FoundersCard Membership Just Paid for Itself This Year

by Harlan 8 Comments

a screenshot of a plane

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Update: You can lock in a FoundersCard membership for $295 a year through May 13th, 2016 when you sign-up with my link. This is $100 less than the usual rate!

Peeps are curious about FoundersCard. The many posts I’ve written are amongst my most-Googled. And a good 1/3 of reader emails ask about a specific benefit.

So I thought I’d post an update, as I still have and use mine regularly.

In fact, I just used it to join the Equinox in Dallas – and got $29 knocked off my monthly rate thanks to FoundersCard.

asd

Just saved a bundle to get back into shape

Now I’m not saying “join Equinox!” Instead, I’d say FoundersCard is worth it if you have a particular benefit in mind, like:

As long as it stays good, I'm on board

As long as it stays this good, I’m on board

Any one of these benefits can make up FoundersCard’s $395 annual fee if you really maximize it. And more if you can make use of 2 or 3 (or more) of them.

For example, I save about $20 a month off my AT&T bill.

And the TripIt Pro membership I got from my Barclaycard Arrival Plus is about to expire.

Free TripIt Pro saves $49

Free TripIt Pro saves $49

I’ve grown to love the service and use the app constantly for my travel plans. Would I pay for it? Maybe. But I won’t have to think about it for another year, because the next one is free thanks to FoundersCard.

How I use FoundersCard to save

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7 Hilton Hotels Where 120,000 Hilton Points Are Worth $700+

by Harlan 7 Comments

a city street with trees and buildings

UPDATE: One or more of these offers are no longer available. Click here to see the latest deals!

You know, I think I’ll come right out and say it: I’m turning into a Hilton fanboy.

Words I thought I’d never utter (or type) have come true, almost by default.

The other major chains, Marriott and IHG, aren’t palatable for me. Some peeps love Marriott, and I can kinda see why through my Hilton-colored glasses: free breakfast, they’re everywhere, and their points are easy to redeem (once you have enough of them, same as Hilton).

All I really want

All I really want – is that so much?

Embedded in there is my raison d’etre: FREE BREAKFAST. That’s the reason why IHG can never win my heart through my stomach.

The smaller chains, Hyatt and Starwood, are great. But when Hyatt snubbed me Diamond status, Hilton gave it to me. Looking back, it was an incredibly smart marketing trick. Because look at me now, a fanboy.

As for Starwood, there’s no use gunning for status with them at this point. Unless you like Marriott. I picked up both SPG cards recently, and I might give them a few paid stays, but the SPG program will be torn end to end starting next year.

Which leaves Hilton by default. The first to devalue, Hilton became the pariah of hotel points.

But I’ve been finding them useful anyway: they’re incredibly easy to earn. I get suite upgrades with some frequency. And I love their Executive Lounges and free breakfast.

Yeah, yeah… the point is?

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Goodbye to All That: In a Month, Dallas Here I Come!

by Harlan 14 Comments

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It begins: my last month as an official New York City resident.

Movers are booked.

The date is set to wake up and start driving away, all my things loaded in my new Subaru Forester – including the pup!

Resting after a run upstate

This little guy has spent his whole life in Brooklyn!

My dog will be 6 this year, and he’s never known much outside of New York. He’s gonna shed SO MUCH in Texas.

My house is sitting there, waiting to be lived in. I even went ahead and joined a gym in Dallas (and got a sweet discount thanks to FoundersCard).

The house

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MileagePlus X App: Earn Bonus United Miles at Amazon, eBay, & More

by Harlan 28 Comments

a screenshot of a phone

So I just got the Mileage Plus X app and am kicking myself, because it’s been available for points-earning potential since 2014.

But better late than never. And I’m discovering all these cool uses for it.

mileageplus x app

MileagePlus X – oldie but goodie

If you have the Citi AT&T Access More card, you can use it as a payment method on the app to earn a total of 5X miles on Amazon and eBay.

And, a step beyond, you can use it as a defacto shopping portal to get a better payout either in-person OR online.

I got some ‘splainin’ to do!

What’s MileagePlus X?

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Lyft: Cheaper & Better Than Uber, Now With Cashless Tipping

by Harlan 5 Comments

a man sitting at a table

It took me a long time to get into the whole “Uber” thing. I was always like… why not just take a taxi?

The price wasn’t that much cheaper until recently.

The few times I uber-ed, the main thing I liked was the cashless tipping. The price, all things considered, was equal to a cab (I say/write this in NYC).

Then, they slashed fares. 

uber vs lyft

Underdog extraordinaire

And, I started going to Dallas a whole lot more, without a car. I grew accustomed to firing up Uber as I walked outside and getting a ride to my condo. Again, with the cashless tipping.

I love the simplicity of the bundled fare. You just get out when you arrive, and you’re on your way. The receipt comes via email seconds after the door closes.

…But now there’s no cashless tipping

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Tokyo: Cherry Blossoms, Microbars, Amazing Food, Views, & Wanderings

by Harlan 12 Comments

a group of people under a tree

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Back in January when I burned some American Airlines miles for a round-trip First Class award ticket to Japan, I had no idea of what to expect from the place.

The trip was my first time there (and in Asia!). I was nervous about getting around, the language barrier, navigating the huge metro system, and figuring out the basics, like ordering food and buying train tickets.

From landing at Narita, to getting to the Hilton Tokyo, to taking the bullet train to Osaka, and everything in between, it could not have been easier.

In fact, over the week I spent in Japan, I quickly fell in absolute love. The cities, the Japanese, and the country’s infrastructure… simply incredible.

Exploring Tokyo

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Pay ~$12 for $50 Worth of Mother’s Day Gifts at 1800Flowers.com With Amex Offers

by Harlan 2 Comments

a collage of different gift items

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I don’t usually post “deals” but I’m feeling mushy and this is a really good one.

If you want to send your Mom (or anyone else) a gift through 1800Flowers.com, there are currently some promotions you can stack for big discounts. Here’s how it works.

Stack it up

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BauBax Ultimate Travel Jacket Review

by Harlan 11 Comments

a man standing on a sidewalk

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I wrote back in July 2015 about the “ultimate travel jacket” from BauBax.

I was on the fence about getting one, but Jay got it for my birthday, which was in late August.

And um, I just got it this month. So yes, flash forward 10 months and the jacket has finally arrived.

Just in time for summer when you don’t need a jacket lol.

I threw it in my bag and took it with me to Japan to start exploring its features.

But first things first…

About the BauBax ultimate travel jacket

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My Experience Getting the $650 Phone Credit With Citi AT&T Access More Card

by Harlan 21 Comments

a screenshot of a cell phone price list

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Here’s my experience to add to the mix.

Getting the Card and Buying an iPhone

I applied for the Citi AT&T Access More card in late January, and received the card on February 2nd, 2016. That same day, I bought an iPhone.

Here’s the link Citi gives you to shop for a new phone – it won’t work unless you click through from your Citi account because it tracks your purchase, much like a shopping portal. With that in mind, it’s a good idea to turn off your ad blockers so the purchase is tracked correctly.

Pick a phone, any phone

Pick a phone, any phone

The selection of phones is the exact same as if you navigate to AT&T’s cell phone shop.

I sprang for an iPhone 6S with 128 GB of memory. The taxes for New York were ~$75. After the phone credit, that’s like paying ~$275 for a brand new phone with a lot of memory to burn through.

asd

Net $200 + taxes for a new 128 GB iPhone

I had an iPhone 5 with 16 GB and was tired of deleting apps/pictures/the entire phone every time it needed an update.

I sold it on eBay for ~$134.

Boo ya

Boo ya

There’s a FedEx ship center 2 blocks away. So I popped in and sent it. It took maybe 10 minutes to list and 10 minutes to ship.

Plus, the sale brought my out-of-pocket cost for the new iPhone down to ~$141 after taxes, which is a screaming good deal.

Do you HAVE TO HAVE AT&T service?

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Must-Haves of Travel: Portable Travel Tubes

by Harlan 6 Comments

a group of plastic bottles

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Announcing the newest entry of the ever-popular “Must-Haves of Travel” series lol. Stefan remarked he’d run out of room if he took them all each time he took a trip.

But this one goes part-n-parcel with the others because it offers a storage solution. And a quite ingenious one!

travel tube

Introducing: game-changers

It’s one of those things that’s “duh” in retrospect – I should’ve looked on Amazon for these little guys ages ago: portable, squeezable travel tubes. But now that I have them, there’s no going back.

Hitherto, I’d been using little tubs or plastic sandwich bags. But travel tubes are a step beyond.

What’s a travel tube?

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Bye to RadPad, Hello to Plastiq for 2% Bill Payment Fees With MasterCard (Including Mortgages and Utilities)

by Harlan 24 Comments

a screenshot of a credit card

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RadPad has been a sweet deal these past few months thanks to their 1.99% fee for paying with a MasterCard.

You could earn 3X Citi ThankYou points by paying with the Citi AT&T Access More card (and still can until June 1st, 2016). Because I have 3 Airbnbs, it’s been a points-generating machine for me.

Even better, when you pair it with Citi Prestige, the 3X points are worth nearly 5% back when you redeem for American Airlines flights. Even with the fee considered, you still come out ahead.

Another one bites the dust-ah

Another one bites the dust-ah

RadPad increases to 3.49%

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