About Harlan

Just a dude living in Memphis, traveling, and working toward financial independence.

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Honest Review: Citi Prestige 40,000 Point Offer

by Harlan 14 Comments

a black and blue credit card

Oh, Citi Prestige. How prestigious you once made me feel. You’re probably still my favorite card overall, but your shine has tarnished since I fell for you in November 2015.

Since then, you’ve returned well over $2,000 in value for me. And you’re still giving.

citi prestige review

My lagan love, Citi Prestige

But, cruel winter awaits. As of July 23rd, 2017, you can’t have my heart any more. I’ll have to take it back. You’re going to change.

Like a trojan horse, Chase unleashed the Chase Sapphire Reserve which now blows you out of the water.

Citi, you were competing so well. What happened? (My guess is they were losing too much dinero.)

The short

A once-great card that’s now only worth it if you have a lot of paid hotel stays of 4+ nights.

The long

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Gauging Interest: Dallas Points & Miles Meetup & an Out and Out Slack Channel

by Harlan 21 Comments

a group of people standing in front of a red wall

Back when I lived in New York, I grew fond of the Reach for the Miles Meetup group organized by Mike from Upgrd and Stefan from Rapid Travel Chai. And I miss that now that I’m based in Dallas.

dallas

Wanna meet IRL in Dallas?

There currently isn’t a Dallas points & miles meetup, but I’m interested in putting one together if there’s enough interest. It costs time and money to organize, but I’m willing to put in the work if peeps want to show up to network and talk about all things points & miles.

I’m also currently engaged in a Slack channel organized by Dan from Points With a Crew. And I had a thought to start a new one.

Calling anyone who might be interested in either!

The Meetup

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[EXPIRED] Hurry! ~$500 Moneymaker on Kitchen Appliances at Kohl’s With Freedom

by Harlan 239 Comments

a black coffee maker with a black handle

Update 10/4/16: It looks like Kohl’s gift card purchases from the MPX app are NOT coding as department store as expected. Peeps in the comments say it didn’t work with their Chase Freedom cards.

No dice here, either

No dice here, either 🙁

I haven’t heard of this happening before now, so I will gather new data points before I recommend this moving forward. Thanks to all who let me know!

I’m bummed about this, but at least we got the 1,500 United miles (worth ~$30) as consolation. Though I would’ve preferred the cashback.

Update 10/3/16: This deal has expired. I plan on writing about my experience with it – here’s how to keep up with the blog so you’ll get the updates!

Need a little rush this weekend? How about buying $600+ worth of appliances at Kohl’s? 

Last year they had a similar appliance deal I didn’t take part in. But this year I did.

Now before you think I’m crazy (although it may be waaay too late for that), let me explain.

This is a moneymaker if you do it right!

Hat tip to Jill Cataldo for blogging about this and my friend Jas for turning me on to this deal!

Build the deal

I feel like I say this every time I write about Kohl’s, but… it’s no secret I freaking love Kohl’s.

Right now, they have a lot of appliances on sale for $17, including:

Lots of appliances for $17

Lots of appliances for $17

In total, there are 8 kitchen appliances at the $17 price. 

as

All of the items have a $12 Visa gift card rebate

And, all of the items linked above are eligible for a $12 mail-in rebate. You get a Visa gift card with a limit of 5 per product.

That means if you buy 5 of all 8 items, you can get 40 X $12 back, or $480.

Right now, there’s also a 15% promo code: SMS1871. And it does work for these items.

When you add all of them to your cart and add the promotion code, the total is ~$625. You also get $110 in Kohl’s cash to spend next week.

sa

I paid ~$625 for all 40 appliances

Note that taxes in your state might be different than mine! In Texas, the taxes came to ~$48.

And, you must purchase the items by tomorrow, October 2nd, 2016, to qualify for the rebate (here’s the rebate form). Cheers to the weekend!

Stack stack stack

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Get the Southwest Companion Pass for 2 Years for 90,000 Starwood Points

by Harlan 8 Comments

a man sitting on a couch

So it’s done: the Marriott-Starwood merger.

To be honest, they’re handling it a lot better than I thought they would. But I also get the feeling they can’t wait to destroy the program in 2018. But that’s neither here nor there.

Within the opportunity to link your Marriott and Starwood accounts, you’ll get:

  • An instant status match
  • The ability to transfer points instantly between both programs (3 Starwood points = 1 Marriott point)
asd

90,000 Starwood points gets you enough Marriott points for a Southwest Hotel + Air package, and thus, the Southwest Companion Pass

If you transfer 90,000 Starwood points, you’ll wind up with 270,000 Marriott points. Which is enough for a Southwest Hotel + Air package to earn the Southwest Companion Pass.

It could be a fantastic deal if you fly Southwest a lot!

Use Starwood points to unlock the Southwest Companion Pass

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Honest Review: Amex Starwood Business Card 2 Free Nights Offer

by Harlan 2 Comments

a tall building with a glass wall and a glass building

Update: One or more card offers below are NO LONGER AVAILABLE. Please check here for the latest deals!

Well color me surprised. I wasn’t expecting to see any type of limited-time offer on the Amex Starwood cards again. But now we have one, although it’s only on the business version of the card.

And, it’s dumb. Geez, Amex, it’s like you’re on the Titanic, and about halfway across the Atlantic right now…

The short

The most restrictive offer ever on an otherwise so-so card. Either Amex is desperate or thinks we’re stupid… or both. Not worth it for most. 

The long

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My Best Advice: Unpack When You Get to Your Hotel Room

by Harlan 4 Comments

a closet with clothes on a rail

Also see: 

Something fast and simple I’ve been practicing lately has gone a long way to change my mindset when I stay in hotels: unpacking.

It sounds so small – it is! – but I’ve found the effect is well worth the extremely minimal effort it takes. And, you end up saving yourself time in the end.

It beats living out of a suitcase, especially for stays of more than a few nights (and curiously, I’ve had a lot of 4-night stays recently thanks to Citi Prestige). Unpacking has made the difference between feeling transient or temporary and like I’m home for a little while. And that mindset carries over to how I interact with the place I’m in, albeit in a very small way. But, hey, it all adds up.

Why unpack?

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Honest Review: Barclaycard Arrival Plus 50,000 Mile Offer

by Harlan Leave A Comment

a advertisement for a company

Also see: 

Interesting offer from Barclaycard.

They’ve had a so-so year with their cards, with a limited-time increase to 50,000 miles on the Miles & More card, the release of 2 decent JetBlue cards, and now this.

The typical sign-up bonus on the Barclaycard Arrival Plus is 40,000 Arrival miles, so this offer adds an extra $100+ of incentive.

Perhaps Barclaycard is rethinking their strategy with this card, as they should. It used to have a lot more features and benefits – but those have been cut, leaving behind a product that’s unremarkably ordinary.

The new limited-time 50,000 mile offer on the Barclaycard Arrival Plus

The new limited-time 50,000 mile offer on the Barclaycard Arrival Plus

With a ~$500+ sign-up bonus, it might be worth a look.

The short

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Hotel Review: Hilton Hawaiian Village, Honolulu

by Harlan 16 Comments

a group of statues in front of a building

Also see: 

After months of anticipation, the day finally came to travel to Hawaii. I was a Nervous Nelly because of a line of thunderstorms moving through Dallas (where I was) and onward to Memphis (where the fam was).

Thoughts of missed connections, rebookings, and sitting in an airport instead of in Hawaii came to mind. But thankfully, it all came together without a hitch.

I flew over with my Mom, stepdad, and Jay. And my little brother met us at HNL.

Entrance to the Hilton Hawaiian Village in Honolulu

Entrance to the Hilton Hawaiian Village in Honolulu

We took an Uber to the Hilton Hawaiian Village, about ~20 minutes away. Really, couldn’t have gone more smoothly.

Arrival and check-in

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Honest Review: Chase Sapphire Reserve 100,000 Point Offer

by Harlan 21 Comments

a tall building with a logo on top

Update: This offer is no longer available. Check here for the most current card offers.  

For my first Honest Review, I’ll come to a card I haven’t written about yet: the Chase Sapphire Reserve. Make that THE Chase Sapphire Reserve.

I’ve avoided mentioning it because, well, most of us can’t get it because of Chase’s prohibitive 5/24 rule. But, if you’re new to the points & miles world, wow. What a great place to start.

Or, if you can manage to get yourself a pre-approval in-branch (no dice here!), definitely pick it up.

You can tell if you’re really pre-approved is if Chase gives you a definite APR. If they give you a range, you’re pre-qualified, not pre-approved. You want that definite number.

chase sapphire reserve

The Chase Sapphire Reserve is in here, or at least you’d think judging from the publicity

Another strategy would be to say screw it and apply anyway. If you’re denied, have another Chase card waiting in the wings that isn’t covered by 5/24, which are at the time of writing:

  • Chase British Airways
  • Chase Hyatt
  • Chase IHG
  • Chase Fairmont
  • Chase Marriott Business
  • Chase Ritz-Carlton

That way the inquiries will hopefully combine and hey, at least you’ll have something.

The short

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Introducing Honest Reviews

by Harlan 1 Comment

a close-up of a sign

Hidey ho from gorgeous and sunny Honolulu, Hawaii, where I’ve spent the last week doing absolutely nothing!

Well, not entirely nothing. I worked on a new column for Out and Out and wanted to introduce it.

I like applying for new credit cards to boost my points and miles balances (as I’m sure most of us do). And I already write about various offers from time to time.

So I thought it would be a fun exercise to make a format out of it that’s easier to read and follow – and one that’s standardized. So here’s Honest Reviews – my honest take on credit card offers.

How Honest Reviews will work

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