
Micro-investing platform Stash introduced a debit card this week with an interesting proposition – earn .125% rewards on every purchase in the form of stock. If you spend at a publicly traded company, you’ll get a slice of their stock.
And if they’re a private company, your rewards go into a low-cost Vanguard ETF.
That’s great, but if you want to earn stocks, just get a Fidelity Visa (learn more here) for 2% back and buy whatever fund you want. Right?
Stash says they make it easier by delivering your rewards instantly and automatically. And sometimes bonuses go up to 5% back.
Today I got an email with the subject line: “Forget points. The Stash debit card has something better.” 😲 That got my attention.

Me? Forget points? I think not, especially for such low earning rates
But it does raise an interesting question: travel rewards for Now You, or invest for Future You? And I dunno, but getting 5% back as stock might be worthwhile sometimes. But I wonder how much I could really earn from that…