This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. What is written in the article is the editor's opinion.
Well that was fast.
The employees have definitely been trained to look out for these cards and reloads.
Here’s what happened
So I went in, went and got in line at the normal registers just like last time, and presented my REDbird (REDcard). The cashier glanced at it and instantly dismissed it. “You have to take those to Guest Services.” Ugh. Started to get a bad feeling then.
So I went over to Guest Services, as instructed, and again presented my REDbird card.
“Are you trying to pay with a credit card?”
“Cash or debit only.”
“Oh, but I loaded it here just last week with a credit card.”
“It’s a new rule. Cash or debit only,” the cashier repeated.
“But I can still load it with a credit card at other Targets.”
She rapidly shook her head. “All stores are cash or debit now.”
I knew that wasn’t correct, but who knows what sort of information she’d been fed. I didn’t press her any more, and left.
- The cashiers at this location are trained to look for these cards now
- It is indeed cash or debit only
- I wouldn’t waste my time trying here again
- This is a huge missed opportunity for us New Yorkers as it’s already a barren wasteland for manufactured spending
- It’s really disappointing to lose this opportunity so early on
- Unless you travel often to other places that have a Target store, you are better off using Serve instead of trying to play with REDbird
This store is, by some reports, the busiest Target in all of North America, and with that status, they doubtlessly receive a tremendous about of fraudulent activity. Instead of trying to separate the legitimate charges from the fraudulent ones, it seems they are axing these transactions altogether.
I don’t know if it’s limited to just this location or if the same is true at the other Target – the Harlem location in NYC – or not. Based on my experience, I would assume it’s the same there as it is in Brooklyn.
I was hoping this opportunity would last a little bit longer than I did – just a couple of months.
And I know, I know – it’s bloggers like me that “kill the deal.”
I only loaded up once in this location, when I confirmed that it worked, and this was going to be my second time. I just killed off my Serve card when I got the permanent REDbird card in the mail, and now, I’m going to kill the REDbird. It’s useless to me if I can’t load it up and use the product’s features. I will try to get the Serve again, and I guess I will be content to buy PayPal My Cash cards to pay my rent(s) until that strategy dies as well.
If you are from NYC and travel often to other states with a Target store, it’s totally worth it to get the REDbird. But if not, you are better off with Serve. Just watch our for those nasty cash advance charges.
The hobby continues to evolve, and this is just another casualty (also see: Vanilla Reload cards). But there will be something else soon enough. I’m hugely disappointed that I can’t be involved with this – I was super excited to have it. But alas, it is gone.
Back to Serve I go.
Has anyone else had an issue with loading REDbird at a non-NYC location? Please post your data points below in the comments.
BEST Current Credit Card Deals
- Chase Sapphire Reserve - 50,000 Ultimate Rewards points - My review of this card.
- Discover it® Cashback Match™ Card - $50 after 1st purchase within 3 months of account opening - Why I love this card!
- Hilton Surpass Amex - 85,000 Hilton points - Why I picked up this card.
- Chase Hyatt card - 40,000 Hyatt points and a free night at a Category 1 through 4 hotel each year on your cardmember anniversary - Here are 5 great hotels to redeem your free night!