I considered not posting this month. With the war crimes and attacks on Ukraine, talking about the impact to my 401k feels inconsequential compared to the loss of life and destruction of major cities.

The stock market has of course been extremely volatile, and I’m right around the same place I’ve been for the last few months – that $240K mark, give or take. I really want to get to $250K and it’s so close and yet…

I flew for the first time in two years – to Washington, DC!

But it’s also been a happy time. I took my son, Warren, on his first plane ride and he had his first swanky hotel stay at the Park Hyatt Washington, DC where the entire staff was amazing and treated him like mightily princely. He’s a natural traveler like his dad and it was a phenomenal experience. He’s already asked to get on another plane. We have a traveler on our hands!

I hadn’t been on a plane myself since March 2020 when I went to the Hyatt Ziva Los Cabos. It was good to be back in the air. I even paid attention to the safety demonstration.

And with money stuff, I changed nothing about my strategy. My house appreciated, and I was able to sock $1,000 into savings. My net worth went up and down all month. But now, it’s at the same place as it was last month. Somehow things keep evening out despite everything happening in the world – and in my life.

March 2022 Freedom update

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January 2022 felt like the longest month in a while. As I write this, the stock market will close on a downswing, which means all the numbers I just changed from pluses to minuses are going further into negative territory later today. Such is the stock market roller coaster ride, especially lately.

On top of a volatile month, I had some cash outlays that I’ll get caught up this month. All around, it felt like the hits kept comin’.

I’m still standing

But, life’s good and things are in the works, as they always are. I keep dancing around this midpoint in my FI journey – right around the $250K mark. When I cross it, there will be much celebration. I’ve been thisclose for a few months now.

This month, I’m down $8K. But we know how quickly things can change. Slow and steady. Except it’s really slow and feels shaky?

Unlike other months, I’m detached from the numbers and continuing to invest as I always have. I have 2.5 years left to reach my $500K goal.

February 2022 Freedom update

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With 965 days left to reach my goal, I think I’ll cruise past the halfway mark of $250,000 this month!

December was a doozy. The markets rallied, I had over a week off to rest, and had my first Christmas in my new house in Oklahoma.

I’m still reeling from November and feeling a little whiplash at dropping $24,000 and then bouncing back over $30,000 in the last month of the year.

On top of all that, I started adding money to savings again and on January 1, went ahead and maxed out my Roth IRA with a $6,000 contribution. 💥 I was waiting to let that settle before I posted this update.

In my new office. The house is coming along nicely

In my January 2021 update, my net worth was $173K. This month, it’s $247K. If I can manage a $73K increase in one year, then I’ll shoot to have a $100K increase this year and be at $347K by January 2023. 😛

January 2022 Freedom update

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It’s getting real in Oklahoma City. What a month. I’m emotionally and spiritually depleted – and my finances took their expected dip.

Along with furnishing a down payment for a house, the markets also reacted because of Omicron fears. Moving and setup costs were more than anticipated.

But I’m here in Oklahoma City. I’ve been coughing and sickly since I moved in – and two days after I closed, my dad died.

So I drove all way the to Mississippi to get my stuff and go to his house, which went terribly. His wife was awful to me. I missed a lot of work and the following week was Thanksgiving.

Now there’s talk about a new Covid variant and I am still shell shocked. My nervous system is shot and I haven’t even begun to process everything that’s happened.

This was two days before my dad died and I’d just closed on my new house

This month, I should find out who my new mortgage holder is (my lender is going to sell the mortgage) and be able to add my house and mortgage account to my net worth calculations.

I almost didn’t post this month. My finances are in flux and things haven’t settled yet from the move. But in the spirit of honestly documenting this journey, I’m here, raw as I am, dips and all.

I will say – the house is so, so sweet. Such a good energy. Once I catch my breath, I can’t wait to get it decorated and furnished and work in the yard.

But for now, I’m being extra extra gentle with myself. Losing a parent you weren’t really close with has so many complicated emotions.

December 2021 Freedom update

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Hi again from Upstate New York! I’ll be here a couple more weeks, then drive to Vermont and Delaware – then home to Memphis. From there, I’ll regroup and maybe do one more big loop around the Southwest this winter.

And then?

Well, you know I don’t plan that far out – but I’ve been looking at houses in Memphis and will hopefully snag one soon.

This Freedom update finds me with my highest-ever net worth, up over $13,000 since last month, and nearly halfway to my $500,000 goal.

The Catskills have been good to me

When I leave here, it will have been two months in Upstate New York. By staying at a friend’s house, I’ve been able to save all my extra cash, complete my savings goal, and put the excess into my taxable brokerage account. My only expenses have been groceries and eating out, with the occasional splurge.

Professionally, it’s been great too. I started writing for NextAdvisor on Time.com and have built up a cadre of articles on Business Insider. I’ve also been killing it at my regular 9 to 5, and posted on social media every day in August 2021 as part of my trashy mystery witch school (which I’ve been doing for one year now).

You can follow me on Instagram for thoughts about divine masculinity, sexual awakening, daddy issues, travel and travel memories, investing, and random slice-of-life stuff. 🍉

Now for the money! 🤑

September 2021 Freedom update

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This August 2021 Freedom update finds your protagonist in beautiful Oak Hill, NY – upstate in the Catskill Mountains. It’s certainly welcome after July 2021, which was a doozy of a month. I went from West Virginia to Pittsburgh to Philadelphia to upstate New York.

Not gonna lie, in Philly I started to get travel fatigue. I found the city overwhelming. Plus, it was really hot while I was there. Here are reviews of recent stays at the Kimpton Palomar and Hyatt Bellevue in Philadelphia. And here’s my West Virginia trip report.

But now I’m staying at a friend’s house for a month or so, which will help me save cash. In fact, I’ll meet my $30,000 savings goal this month, then switch to investing all my extra income (and soooo excited about that).

After all the short stays last month, I’m firmly a believer in staying put for at least three weeks. After a month, I start to feel froggy, but two weeks is too short, so I think that’s the sweet spot for me.

Fenwick is having the time of his dog-life

OK I have a lot of ideas to share so let’s hop to it.

August 2021 Freedom update

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