ultimate rewards

Tag Archives for ultimate rewards.

Booked: 3 Free Nights at Hyatt Zilara Cancun With Points!

What I like most about the points and miles hobby is setting a goal, then attaining it.

For a long time, I’ve wanted to stay at the all-inclusive and adults-only Hyatt Zilara Cancun. And in a few weeks, I’ll be there!

Hyatt Zilara Cancun Points

Coming for ya, Zilara!

I used 75,000 Hyatt points for a stay that would’ve cost over $1,900 out-of-pocket. Here’s how it came together.

Booking a Hyatt Zilara Cancun Points Award

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Honest Review: Chase Ink Preferred 80,000 Point Offer

RIP: Chase Ink Plus was one of the best cards for 5X categories. Yes, you earned 5X Chase Ultimate Rewards points at office supply stores, and on phone, cable, and internet service. And 2X on hotels and gas.

chase ink preferred review

Um, what business is he in? Cuz I’d be all up in it

Chase Ink Plus is gone and in its place… the Chase Ink Preferred. Compare it here. But they nerfed the 5X categories! (And kept them on the Chase Ink Cash, thank gods – compare it here.)

If you’ve opened more than 5 new cards in the last 24 months from ANY bank, go ahead and stop here. And read some of my other posts. Cuz its unlikely you’ll be approved for this one.

Or get one of these cards, which aren’t subject to the 5/24 “guideline”:

  • Chase British Airways
  • Chase Hyatt
  • Chase IHG
  • Chase Fairmont
  • Chase Marriott Business
  • Chase Ritz-Carlton

If you’re on the prowl for a card to use for your small business, the Chase Ink Preferred is still extremely worthwhile.

The short

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I Imagined a New Premium Chase Card… How’d I Do?

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Back in March, I imagined what a new premium Chase card would look like. By August, we had a new bundle of joy: the Chase Sapphire Reserve.

Are you the premium Chase card of my dreamz?

Are you the premium Chase card of my dreamz?

I had high hopes for such an offering. So I thought it’d be fun to look back and compare what I wanted at the time to what actually came about.

And because my points & miles predictions for 2016 aren’t doing so hot. Oops.

Chase Sapphire Reserve: What it is

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Honest Review: Chase Freedom (With Any Sign-Up Offer)

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Let (Chase) Freedom ring!

I love this card. 5X Chase Ultimate Rewards points on up to $1,5000 in spending per quarter – 7,500 bonus points – in rotating categories? And useful ones to boot? OK!

That’s why I called it the best card for shopping this holiday season

Chase Freedom review

2016 was another strong year for Chase Freedom quarterly bonus categories

This card has been a bastion in my arsenal for years by now. 

And why not? It’s free to keep forever. In fact, it’s my oldest card – I’ve had this account since 2002. So it’s been almost 15 years!

Chase Freedom provides an easy way to rack up an extra 30,000 Chase Ultimate Rewards points per year. That’s worth $300 on its own, which is awesome for a card with no annual fee.

Its power lies in pairing though, so be aware. However, 5% cash back – on its own – is nothing to sniff at, either.

The short

If you spend a lot in the rotating bonus categories, this card is an ace in hand. 

The long

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Get an Extra 3X on Gift Cards at Staples (So 8X If You Have a 5X Office Supply Card)

Update: Wow, instant response! Chuck from Doctor of Credit let me know this may or may not work. So for now, I think the best thing to do is start slow at your local Staples (like try $5 and see if it works) and go from there, should you decide to try this. Thanks all for any info you want to add!

I was poking around as I am wont to do and assembled an 8X combination that I think will work.

Now, I haven’t done this myself, but it seems totally do-able.

What you’ll need to get started is:

  • The MileagePlus X app (which I’ve written about) AND
  • If you want 8X points, a Visa or MasterCard that earns 5X at office supply stores

Such as:

You can also get 5X on top of what you’ll earn from any other card with the exception of a couple of Amex cards.

Or, if you’re trying to meet a minimum spending requirement and want to get an extra 3X at office supply stores, this should work nicely.

Stack 3X through MileagePlus X with 5X on another card

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Chase OR Costco + Autoslash: Get the Best Price on Car Rentals

I rented a car this past weekend in Albuquerque.

And I’m renting another one this upcoming weekend for a work trip to Austin.

I’ve rented enough cars by this point to rely solely on 2 places to look: the Chase Ultimate Rewards portal and Costco Travel. One or the other of them has the best deal almost always.

car rental best price

Laaaa! Behold Costco Travel’s car rental search

For good measure, I usually run a search through Kayak, too – just to be sure.

Last week, I booked through Costco. And this week, I booked through Chase. One of them simply always works out for the best.

A quick comparison

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Just Booked a Trip for Next Weekend in 10 Minutes (Instant Transfers Save the Day!)

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I’ll never forget the thrill and uncertainty of booking my first award ticket. I thought I’d show up to the airport and be turned away for not paying (or something like that). Can a flight really cost ~$11 when you book with… points?

That was a few years ago. But there’s still something so novel about booking award trips. Some of them are planned in advance, like my upcoming trip to Hawaii. And some are aspirational or in the future, like the Brussels Airlines flights I booked with Etihad miles.

Mmm, love the high desert

Love the high desert!

Long story short, I needed to spend a couple of days in New Mexico to get some work done there. Looking at my upcoming weekends:

  • Next one was open
  • After that, Austin for work
  • Labor Day weekend – nothing available with points
  • Hawaii

4 weekends = a month of plans. I started poking around and realized, holy crap, I’m gonna book this trip for next weekend!

Finding flights

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Best Cards to Use for Amazon Prime Day

It’s here – Amazon Prime Day. I was excited to see what Amazon would do today (July 12th, 2016) after the disappointing selection last year.

Prime Day

Prime Day is here, and it’s worth it this year

It looks good – there are many worthwhile deals for items like TVs, tablets, portable readers, clothes, even cleaning supplies.

Discounts are around 25%, with some items even more reduced. So it might be worth it to stock up – or at least see if something catches your eye today.

What’s Prime Day?

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MileagePlus X App: Earn Bonus United Miles at Amazon, eBay, & More

So I just got the Mileage Plus X app and am kicking myself, because it’s been available for points-earning potential since 2014.

But better late than never. And I’m discovering all these cool uses for it.

mileageplus x app

MileagePlus X – oldie but goodie

If you have the Citi AT&T Access More card, you can use it as a payment method on the app to earn a total of 5X miles on Amazon and eBay.

And, a step beyond, you can use it as a defacto shopping portal to get a better payout either in-person OR online.

I got some ‘splainin’ to do!

What’s MileagePlus X?

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Update: Denied for Chase Freedom Unlimited – DIAF!

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Well, I got the letter today that I was straight-up denied for the new Chase Freedom Unlimited card (which is now open for online applications).

It was to be my last Chase card.

I kept trying to call the automated line for info (888-338-2586), but even now it still says to look for a letter in the mail. I presume this one:

asd

So ugly

The reason?

“Too many credit cards opened in the last 2 years.”

Wowwww. It’s interesting that’s listed as the only reason.

It seems this rule will now cover ALL Chase cards, including small business and co-branded cards.

DIAF – Die in a fire

Definition: To be in a fire, and die within it.

 Usage: I hate you, DIAF.

Why I applied for Chase Freedom Unlimited

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Imagining a New Premium Chase Card

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There were rumors on Reddit that Chase is putting together a new premium credit card with a high annual fee a la AMEX Platinum and Citi Prestige.

Moreover, on that same link, there’s another rumor that Chase is planning an overhaul to its Ultimate Rewards program to make it less lucrative.

While I don’t believe Chase would mess with Ultimate Rewards any time soon (because they need to compete with AMEX and Citi’s transferable points programs), I do think Chase is ripe for a new ultra-premium credit card offering.

I thought it’d be fun to imagine what that card might look like. And what features it would need to have for Chase to remain a viable competitor in the premium credit card space.

A new Chase card?

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