Whoa! Check Out This Ultimate Travel Jacket from Baubax

by Harlan 5 Comments

Did you hear about the new travel jacket that’s blowing Kickstarter out of the water?

They only wanted to raise $20,000, but as of today, they’ve blown past the $1M mark.

…And I think I want one.

They start at $109 and go up from there.

The Baubax Travel Jacket is loaded with features

The Baubax Travel Jacket is loaded with features

It comes in 4 styles (and multiple colors) for men and women:

I'm partial to the blue hoodie myself ;)

I’m partial to the blue hoodie myself 😉

All of the styles look functional and comfortable. And the company is based in Chicago. Holla!

I think it’s interesting how they’ve chosen multiple types of fabric and recommend a style based on the temperature where it’s worn.

Different fabrics for each style

Different fabrics for each style

And each one is best worn at a certain temp

And each one is best worn at a certain temp

Of all the features, I think my favorites are the neck pillow and built-in gloves.

And with all the pockets, I could definitely bring along my coconut oil and apple cider vinegar. 🙂

Thought this was cool and wanted to share.

A little over $100… not a bad price, considering all the features.

But it seems like time’s running out if you wanna get one. And I can’t make up my mind!

On the fence.

Have you guys seen this jacket? Did you (or will you) get one? 

Bumped From a Flight? Get AirHelp.

by Harlan Leave A Comment

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Out and Out is starting a partnership with AirHelp.

AirHelp is an app for filing claims when you're involuntarily bumped from a flight

AirHelp is an app for filing claims when you’re involuntarily bumped from a flight

I’ll be doing a few posts for their blog where I’ll talk about travel tips and experiences beyond the usual points and miles stuff.

Check out my first post!: Travel Insiders: Travel on the Cheap with “Out and Out”

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Radius Bank + SmarterBucks isn’t gonna work for me (but could maybe help you)

by Harlan 3 Comments

Also see: 

I was excited to explore this dark alleyway of the internet, because there are so few rewards debit cards left.

No bueno

No bueno

This one, through SmarterBucks and Radius Bank seemed like it was gonna be a doozy. But, unfortunately, it’s pretty worthless, for me at least. I’m gonna have to DTMFA.

I’ll explain.

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Grand Opening: Choice Hotels Opens First Cambria Hotel & Suites in Manhattan

by Harlan 4 Comments

a group of people outside of a building

The Cambria Hotel & Suites in Manhattan celebrated its grand opening on July 14, 2015.

Cambria is part of Choice Hotels, and the Chelsea location is the first in New York!

Out and Out was excited to attend the grand opening celebration, and to talk with key members of the Choice Hotel senior management team about the hotel and Choice Privileges, the hotel chain’s loyalty program.

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Upgrade Barclays Red Aviator to Silver Automatically Online

by Harlan 8 Comments

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If you’re interested in upgrading your Barclays Red Aviator card (not open to new applicants), it might be possible to do so directly in online banking.

View from the Wing reported that Barclays was slowly rolling out the upgrades, and listed some reasons why you may NOT want to upgrade the card.

To Upgrade or to Not Upgrade, That Is the Question

Me, I’m not gonna do it.

Because I have 10,000 American miles coming my way when I pay the annual fee again.

Here’s how you can tell:

Click "View Rewards"

Click “View Rewards”

And then…

Click "How my rewards work"

Click “How my rewards work”

There, you’ll see something to this effect:

I only get one round of 10K. But others get 10K EVERY cardmember year. They should NOT upgrade to Aviator Silver

I only get one round of 10K. But others get 10K EVERY cardmember year. They should NOT upgrade to Aviator Silver

I’ll get the 10,000 AA miles once and then consider upgrading to Aviator Silver.

But if you don’t see such language, you might consider making the upgrade now.

Check your account

In my account, the offer was on the right side, under Barclaycard extras:

Click to start, then 2 more clicks to upgrade to Aviator Silver!

Click to start, then 2 more clicks to upgrade to Aviator Silver!

It just says, “Upgrade your Account Benefits.”

When I clicked through, I was invited to upgrade to Aviator Silver.

Click "Tell me more" to proceed

Click “Tell me more” to proceed

After I clicked, I got a long list of details. Including that the upgrade would happen on August 7, 2015.

Page 1 of details

Page 1 of details

Page 2 of details

Page 2 of details

If I’d clicked “Yes, I accept,” the card would’ve been upgraded and the annual fee charged on November 30, 2015.

Should you do it?

I’m holding off to get my 10,000 AA anniversary miles. But if I didn’t have that coming, I’d definitely be tempted by this offer.

When you upgrade, you get:

  • 3X AA miles on AA flights
  • 2X AA miles on hotels and car rentals
  • 1X AA mile everywhere else
  • 5,000 EQMs when you spend $20,000 annually (can get up to 10,000 EQMs)
  • $99 companion certificate when you spend $30,000 annually
  • Free Global Entry (as a statement credit)

So this card is really only worth it if you have a lot of paid flights on American Airlines. Or if you want the opportunity to “buy” EQMs instead of fly to attain/retain status each year. Hey, 10,000 EQMs is 2 round-trip transcons! 

$195 is pretty hefty for an annual fee. But no other card earns 3X AA miles, which are extremely valuable (for now). If you can met the various spending thresholds, EQMs are very valuable, too. And the $99 companion cert if a nice bonus – if you can actually use it.

So it’s a personal decision for a niche crowd. Also consider this card is not available to new applicants. So if you can get it now, go for it.

Bottom line

Barclays is finally loosening the requirements to upgrade from Aviator Red to Silver. I was able to do it in 2 clicks directly in my online banking.

This is great news for a select set of people to whom this card caters.

But if you can wring the benefits out of it, like the EQMs, 3X AA miles, and $99 companion certificate, it would be well worth the $195 annual fee.

Do you have the option to upgrade? If you do… will you?

My Top 5 Hilton Category 2 Hotels for Award Stays

by Harlan 12 Comments

Also see:

I looked through the Hilton Category 2 hotel list to see what gems I could unearth from that piece of barren internet.

I was surprised to find lots of hotels (131, to be exact) all over the US and Europe (and globally). I pulled out my Top 5 picks.

In particular, I’d like to maximize the 5th night free benefit that Hilton gives to all of its elite members.

Here are 5 Hilton Category 2 hotels where I could see myself spending 5 days.

Note: Prices are based on travel in September 2015 and are after taxes as shown on the checkout screen. Read More

Chase IHG MasterCard Sign-Up Bonus Counts Toward Spire Elite Status!

by Harlan 39 Comments

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Update 7/13/15: Some peeps are reporting their sign-up bonus is NOT counting toward Spire elite status. I got my Chase IHG MasterCard in February of 2015. If you got the card this year, it’s worth checking to see if the sign-up bonus counts toward Spire status. Also, for some at least, ALL of the spend on the Chase IHG MasterCard counts toward Spire status!

I was all hot-n-heavy for IHG for a second there. I was targeted to receive 80,000 IHG points on the Chase IHG MasterCard and I thought you know what, OK. So I got it, met the minimum spend and then… never used it again.

I logged in today to see how many IHG points I had, and noticed I’d been upgraded? To Spire?

I mean, yeah, that's cool

I mean, yeah, that’s cool, but… how?

Then I dug a little and realized…

The sign-up bonus counts toward Spire

I haven’t stayed at an IHG hotel since the fantastic InterContinental in Sydney.

All I did was get the Chase IHG MasterCard, register for the “Set Your Sights” promo, and meet the minimum spend.

But apparently the 80,000 points I earned from the Chase IHG Visa overqualified me toward Spire, which requires 75 nights at IHG hotels or 75,000 elite qualifying points.

All points earned from the Chase IHG Visa, including the sign-up bonus, counts toward Spire status

All points earned from the Chase IHG Visa, including the sign-up bonus, counts toward Spire status

Here’s literally all of the activity in my IHG this year:

All

All the Chase IHG MasterCard Activity adds up to all the IHG EQPs I’ve earned this year

And as you can see, after upgrading to Spire, I was given the choice to add 25,000 IHG points to my account -or- gift IHG Platinum status to a friend.

I took the 25,000 IHG points and ran! 

Yay-isss!

Yay-isss!

So when you think about it, I actually got over 100,000 IHG points for opening the Chase IHG MasterCard. Because the bonus alone was enough to earn Spire, and then IHG gave me 25,000 more points.

And, I’ll have the status until the end of 2016. IHG says:

Once you have earned the newest membership status in any calendar year, you will maintain such status until the end of the following calendar year.

So that’s kinda… awesome!

Bottom line

The upgrade to Spire makes me want to plan more IHG stays so I can earn 100% bonus points… and see how good the upgrade situation really is and assess elite treatment.

I might go out of my way to stay at more IHG properties this year, if only for the sake of using IHG points. To be continued…

Was anyone else auto-upgraded to Spire? 

Thank you for using my links to get a travel rewards card! Right now, the bonus on the IHG card is 60,000 IHG points after meeting the minimum spending requirement of spending $1,000 on purchases within the first 3 months of account opening.

Seriously tempted by the 75,000 point Citi Hilton Visa offer

by Harlan 13 Comments

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I sense an app-o-rama coming on after pondering the benefits of the Discover It card. And now the Citi Hilton Visa has its highest-ever 75,000 point bonus. I heard this offer was ending on August 31, 2015.

Some cards simply aren’t worth keeping any longer, like the POS that is the Barclaycard Arrival Plus and the completely, utterly, insanely useless Chase British Airways Visa (RIP to both. I’ll bury you next to Club Carlson).

Kinda sorta semi-interesting

Kinda sorta semi-interesting

But, out with the old, in with the new.

What’s so dang special about the Citi Hilton Visa?

For one, its earning structure:

3 Hilton points per $1 at... drugstores?!

3 Hilton points per $1 at… drugstores?!

Are they crazy? 3X at drugstores is asking for it, no?

CVS, here I come!

If I max out the $4,000 limit on PayPal My Cash cards, that’s 144,000 Hilton points per year ($4,000 x 3 points per dollar x 12).

Not bad!

Maximizing Hilton points

If I’m strategic, each month I’d earn 2 nights at a Category 1 property or 1 night at a Category 2 property… and there are a lot of Hilton Category 2 hotels all over the US and Europe.

If I’m doubly strategic, I can save up some points and get the 5th night free on a 5-night award stay.

5 nights at a Category 2 hotel costs 40,000 points. So the sign-up bonus alone would be good for 10 nights at Category 2 hotels.

And 20 nights at Category 1 hotels! Useful if you want to go off the beaten path.

I already have Hilton Gold status through FoundersCard, but this card does offer Hilton Silver status automatically, which unlocks the 5th night free benefit.

I wish it offered an ongoing annual benefit for renewal, but since it’s a Citi card, you can’t rule that out. Citi is known to have generous, aggressive retention offers.

Because it’s a no annual fee card, you can get the points and throw it in a drawer if you hate it. And let it age your credit accounts.

A good deal considering it doesn’t have an annual fee – but not as good as the Amex no annual fee Hilton card.

Still, for 75,000 points… I’m thinking of pulling the trigger on this one.

Bottom line

So interesting to see the sign-up bonuses on various cards come and go, benefits get added and taken away, devaluations, and new perks… and how they all tie in together.

If you can live with Hilton’s categories, maximize the Category 1 and 2 properties, and take advantage of the earning structure, this card might be a good one to add to the arsenal.

If you hate it after the initial sign-up bonus, who cares? Throw it in a drawer and let it age your other credit accounts. And Citi is known for retention bonuses, so you might get an annual injection of Hilton points by calling and asking.

I’m thinking of doing it… 5 nights for the price of 4 at a Category 2 hotel costs 40,000 points, so the sign-up bonus on this card right now would be good for 2 such jaunts.

Is anyone else thinking of getting in on this offer? 

Thank you for using my links! (And yes, the 75K offer is available there!)

Is United allowing discounted 1-ways and stopovers on award flights?

by Harlan 5 Comments

I was poking around the United website and messing with the award search cuz duh that’s an awesome way to spend a Saturday night.

I noticed something weird. I’m not sure if it’s a glitch or pricing error or a legit award booking or what.

But I wanted to share it with you guys in case someone has a better answer.

Here’s what I found.

United is discounting First Class round-trip award flights with a one-way added

Here’s what I searched:

  • LAX-NYC-LAX (round trip)
  • LAX-IAH (after a stopover)

Pricing at 65,000 miles.

Now, United isn’t supposed to allow free one-ways or stopovers on domestic itineraries any more according to Milevalue (although you can still get a free one-way on international itineraries and mainland US to Hawaii award flights).

So following that logic, 50K is the standard price for a round-trip First Class award.

And a one-way would be 25K.

But instead of pricing as 2 tickets, it’s letting me book all 3 flights for 65,000 miles. A 10K discount.

Round-trip First Class award with a discounted one-way LAX-NYC-LAX-IAH

Round-trip First Class award with a discounted one-way LAX-NYC-LAX-IAH

It gets weirder when I mix cabins. A free one-way?

When I book the 1st flight in economy and the next 2 in First Class, the price it spits out is 50,000 miles.

That means I’m paying for 2 legs at the price of 25K for a First Class one-way.

But what about the leg in economy? It’s free.

A free one-way after a stopover on a domestic award booking?

A free one-way after a stopover on a domestic award booking with mixed cabins?

Also weird was that I was able to replicate the pricing with partner awards on European award flights.

When I looked into it, I can book something like:

  • AMS-CDG in economy
  • CDG-AMS in business
  • AMS-somewhere else in business after a stopover

It prices at 45,000 miles. 

Round-trip awards in business are supposed to be 60,000 miles.

Partner award flights are pricing weird, too

Partner award flights are pricing weird, too. Instead of 60K round-trip it’s 45K

So not only do I get a free one-way, but I get a 15K mileage discount, too.

What else is glitching?

This is as far as I’ve gotten. But I’m wondering if you can add the free economy one-way after a round-trip First Class award flight (I couldn’t find any examples… yet.)

FWIW, I can replicate the discount from the all-First Class example with all-economy flights, too:

This "should" price as 37,500 miles, but

This “should” price as 37,500 miles

But it’s more like a 2,500-mile discount.

On the beta website, it prices the 1st leg at 17.5K miles. And then the next 2 at 8.8K miles each.

a screenshot of a flight schedule

Same results on the beta site

Bottom line

I haven’t actually booked any awards, so it could all error out before the final pricing screen.

I tried to find info about this on the ye olde interwebs but couldn’t find anything, so apologies if this is old news.

It seems United is pricing 1-ways and stopovers as either free or with a discount. I can force this with partner metal, mixed cabins, and all-domestic itineraries.

Is this a known error… or a new glitch?

Anyone know anything about this? 

Admirals Club Passes Giveaway Winners!

by Harlan 2 Comments

Thanks to everyone who commented on Giveaway: 5 Pairs of Admirals Club Day Passes ($100 Value!)!

I was kinda blown away by the number of comments!

It came down to sheer randomness, literally. I used random.org and picked 5 numbers. The first 5 numbers were the winners!

Enjoy the Admirals Club!

Enjoy the Admirals Club!

They are:

  1. R Hirsch
  2. JamesP
  3. Allan
  4. Mary
  5. Dee

I’ll be in touch with each of you about where to send your Admirals Club passes. Congrats!

Ways to keep up with the blog

Twitter and Instagram are my personal accounts. I post on those the most so be sure to follow me on both!

I often write about things I find handy or ways to save money.  There are two ways to ensure you never miss a blog post:

Ways to support the blog

If you like what you see here, I appreciate any kind of support, whether it’s using my links for services I like, or to pick up a new travel rewards credit card.

I’m aggressively working toward paying off my student loans so any clickage is infinitely appreciated!

Bottom line

It was a pleasure being featured on BoardingArea for the week!

Thanks again to all who entered the giveaway! I hope you’ll continue to follow Out and Out.

Winners, I’ll be in touch shortly about where to send the passes – enjoy the Admirals Club, whichever one you pick!

Must-Haves of Travel: Apple Cider Vinegar

by Harlan 17 Comments

a hand holding a small bottle of liquid

Also see:

Now I’ve really gone off the deep end, and am suggesting that you pack a spray bottle filled with… vinegar?

Yup!

I’ve written about traveling with coconut oil. I make sure to have a container of it with me every time I travel.

More recently, I’ve started taking a little spray bottle filled with apple cider vinegar.

Here’s why. 

Benefits of apple cider vinegar

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DTMFA: Barclaycard Arrival Plus. Still a good card?

by Harlan 16 Comments

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So torn. Always kinda have been.

The Barclaycard Arrival Plus. I’ve always wondered what it was, in the sense that it was a bit of an enigma.

In the crosshairs

In the crosshairs

I got this card in May 2013. The annual fee was waived for the 1st year.

I got a retention offer the 2nd year.

I just paid the $89 annual fee about a month ago. I want to cancel this card. But it has 1 good use left in it…

Is is worth it?

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