What are Honest Reviews?
Honest Reviews are my honest opinion about a card offer. Each card will get a grade from A through D – because I don’t bother with Fs – and a recommendation to Keep the card if you already have it or DTMFA.
The rating scale
- A – Are you freakin’ kidding me, why haven’t you applied already AKA Apply now!
- B – Bitchin’
- C – Cool
- D – DIAF
How to use this page
You can sort the table by:
- Name of card
- Offer (number of points or miles)
- Price of annual fee
If you’re new to points and miles, the idea is to strongly consider the ones with an “A” grade first. Then fill-in as needed from the “B” and “C” cards. Don’t bother with “D” cards.
And if you’re already in the hobby, add the “A” cards to your portfolio stat! Then fill-in as needed based on where you are within card cycles, issuer rules, etc.
|Grade||Bank||Name of Card (Click for review)||Offer||Annual fee?||Link to apply|
|A||Chase||Sapphire Reserve||100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening||$450||Proceed|
|B||Chase||Ink Preferred||80,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months after account opening||$95||Proceed|
|C||Citi||Prestige||40,000 Citi ThankYou points after $4,000 in purchases made with your card in the first 3 months the account is open||$450||Proceed|
|A||Chase||Freedom||15,000 Chase Ultimate Rewards points ($150) after you spend $500 on purchases in your first 3 months from account opening||$0||Proceed|
|A||Chase||Sapphire Preferred||50,000 Chase Ultimate Rewards points 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening||$0 the 1st year, then $95||Proceed|
|B||Citi||Hilton Visa||75,000 Hilton points after making $2,000 in purchases within the first 3 months of account opening||$0||Proceed|
|A||Chase||Ink Plus||60,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months from account opening||$0 the 1st year, then $95||Proceed|
|B||Bank of America||Alaska Airlines Visa||30,000 Alaska miles after you make $1,000 or more in purchases within the first 90 days|
$100 statement credit after you make $1,000 or more in purchases within the first 90 days
|C||Barclaycard||Arrival Plus||Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days||$89 (waived the first year)||Proceed|
|A||Amex||Starwood Business||Earn 25,000 Bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months. And 10,000 more when you when $3,000 more in the first 6 months.||$0 introductory annual fee for the first year, then $95||Proceed|
|A||Chase||IHG||60,000 IHG points after you spend $1,000 on purchases in the first 3 months from account opening.||$0 the 1st year, then $49||Proceed|
I only review the best offers and only link to the best offers. And I’ll link to the best offer every time.
Click here to find these cards. Or here’s a category breakdown:
Some of the links are commissionable. I appreciate when you use my links and thank you for the opportunity of your support!
Suggestions? Comments? Let me know!
BEST Current Credit Card Deals
- Chase Sapphire Preferred - 50,000 Ultimate Rewards points - Why this is the best card to start with.
- Chase Ink Cash - $500 CASH! (50,000 Chase Ultimate Rewards points) - Useful 5X for phones and office supplies and NO annual fee! COMPARE HERE.
- Blue Business Plus Amex - 10,000 Amex Membership Rewards points - The BEST card for 2X on everyday spending.
- Discover it® Cashback Match™ Card - $50 after 1st purchase within 3 months of account opening - Earn $600 cashback the 1st year.