This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. What is written in the article is the editor's opinion.
- It’s Back! 75,000 Hilton Points for Citi Hilton Visa With No Annual Fee
- My Top 5 Hilton Category 2 Hotels for Award Stays
It’s no secret I’m a Hilton fanboy. I lurve them because they make earning points a breeze. And they actually give you a healthy amount of points for staying at their hotels, unlike Hyatt and Starwood (!).
Are Hilton points inflated? Hell yeah. But so are the earning rates.
I’ve found good deals with Hilton points, and not because I looked a long time. They’re out there – as with any type of hotel points.
I love the 5th night free perk on award stays when you have any type of status.
And 75,000 Hilton points can be worth over $1,000, as we’ve seen before.
At a bare minimum, there’s no reason why you can’t get $400+ of value from 75,000 Hilton points. Considering the card has no annual fee (and is therefore free to keep), that’s a great deal – and a decent sign-up bonus.
In This Post
A handy little card with a decent sign-up bonus, if you have a Hilton stay in mind.
With this card, you’ll get
- 6X Hilton points on stays with Hilton
- 3X Hilton points at grocery stores, drugstores, and gas stations
- 2X Hilton points everywhere else
- Automatic Hilton Silver elite status (meaningless, but gets you the 5th night free on award stays)
Watch out, though
So here’s the scoop.
Citi is now only handing out bonuses per “family” of cards. That means if you get this Hilton card, you can’t earn the sign-up bonus on the other Citi Hilton card.
Which is the Citi Hilton Reserve – that comes with 2 free weekend nights at most Hilton hotels (even the super luxurious ones), and Hilton Gold elite status. There’s a $75 annual fee on that card, but it can be worth it for the Gold status alone (free breakfast and a decent shot for upgrades). And if you opened OR closed the Citi Hilton Reserve in the past 24 months, you can’t get this new offer.
Arguably, the 2 free weekend nights can be worth… easily over $1,000 if you stay at a hotel where rooms are $500+ a night (they’re out there).
Which one is better for you?
So the road forks in the woods. Which one will you choose? The 75,000 points and no annual fee OR the 2 free weekend nights, Gold status, and $75 annual fee?
Dun dun dunnnnn!
If you like Hilton, the Citi Hilton Reserve is better.
If you already have Hilton elite status and a lot of Hilton points (the boat I’m in), well heck, wouldn’t you like to have 75,000 more points than you already have?
There’s also the issue of how you plan to redeem. Are you thinking special trip (honeymoon, romance, etc.)?
Or do you want some points on hand to fill in gaps here and there? Consider the 5th night free can really boost the value here. That will help guide your decision, too.
Me, I have enough Hilton points for 2 weekend nights at a super nice Hilton. Would it pain me to redeem 200,000 Hilton points all at once for only 2 award nights? Not really, actually.
Hilton throws points at me left and right by staying regularly and signing up for their promos. Every time I turn around, I have another 100K Hilton points.
To my mind, I’d rather have the 75,000 points free and clear and keep the card forever. Your situation may be different, so give it a think-through before you dive in.
That said, it’s worth it because it’s one of the few cards that earns bonus points at drugstores. If you spend a lot at CVS, Rite Aid, or Walgreens… this card is your friend.
Yeah, it’s “Bitchin’.” Free Hilton points, free to keep, Silver status to get you started, it’ll age your credit, and get you in nicely with Citi.
I also wouldn’t apply for this card over others in Citi’s portfolio, but like I said, if you’re looking to score some relatively easy Hilton points, I’d throw it on the pile.
Keep or DTMFA: Keep.
- Link: Apply for Card Offers
Keep it forever. You never know when you’ll want the 5th night free on award stays. Citi is good about applying promotional offers to the card. And retention offers. And it could improve your credit score if you keep it long-term. It’s free to keep and have, so there’s never a reason to cancel.
Also, if this is your only Hilton card, obviously use it for your Hilton stays.
BEST Current Credit Card Deals
- Amex Starwood Small Business Card - 35,000 Starwood points - My review of this offer.
- Chase Sapphire Reserve - 50,000 Ultimate Rewards points - My review of this card.
- Discover it® Cashback Match™ Card - $50 after 1st purchase within 3 months of account opening - Why I love this card!
- Hilton Surpass Amex - 85,000 Hilton points - Why I picked up this card.