Get FoundersCard for $295 Through May 13th, 2016

Also see: 

Update: This offer has been extended through May 24th, 2016. My feeling is that it will keep getting extended. You can always contact me and I’ll check for you – I’ll also try to keep this page up-to-date.

Thought I’d post this promo and how to get it as a few readers have contacted me about the specifics.

Through May 13th, 2016, you can get FoundersCard for $295 a year – for life. The rate will never go up, so you can lock it in for $100 less than the usual $395 a year.

It sounds steep, but my FoundersCard has already paid for itself this year – and I just renewed (at the higher rate) in March 2016.

There are a ton of benefits that come with the card (including Total Rewards Diamond status).

I’ll show you how to get the lower rate because it’s not as straightforward as it should be.

How to get the $295 deal

Huge thanks to Out and Out reader Rob for shooting me an email about his experience locking in the $295 rate.

Apparently when you click my referral link, you get to this page:

Nowhere to enter the embedded promo code

Nowhere to enter the embedded promo code

My promo code is supposed to show up there. But, it doesn’t. Instead, they just ask you “How you heard about FoundersCard.”

Rob got this email from them after filling out the form via my link:

You have to pre-pay for 2 years

You have to pre-pay for 2 years

They want you to prepay for 2 years with a different promo code, which understandably is not cool if you don’t want to commit for that long.

However, once you get the application link, you’ll see a $395 rate.

$395 a year

$395 a year

But when you get to the next page, you have the opportunity to enter other promo codes, which changes the offer.

Promo code roulette

The first promo code gets you $395 a year and $0 initiation fee:



The second promo code gets you $295 a year, but you have to pay for 2 years upfront:

$590 total

$590 total

The last promo code gets you $295 a year with a $95 initiation fee:

$295 asd

$295 and $95 one-time initiation fee

If you’re sure you want to commit for 2 years, the second one is better – “FCVIP295.”

If you want to lock-in the $295 rate, pay less upfront, or try out the service for a year, the last one is better – “FCHARLAN818“.

I’d personally rather pay $390 upfront than $590 upfront, but of course do what’s best for you.

However, if you choose the last option, you only have until May 13th, 2016 to lock in the lower price.

The bennies

FoundersCard comes with a slew of bennies. So many that most peeps will find something that will more than cover the yearly cost.

Here’s an overview. I’ve highlighted a few of my personal faves in yellow. (Click to enlarge.)


Travel benefits


Lifestyle benefits


Business benefits

And here’s the preview link if you want to poke around the website and preview any of the benefits in more detail.

From the preview page

From the preview page

You can apply for membership via that link too. But be sure to use one of the promotion codes above to lock in the $295 rate.

Bottom line

FoundersCard is running a promotion where you can lock in a $295 yearly rate for life through May 13th, 2016.

You can use two promotion codes to accomplish this:

  •  FCVIP295 – pay 2 years upfront ($590 total)
  • FCHARLAN818 – pay 1st year and $95 initiation fee ($390 total)

Both of them work equally well to lock in the rate – it just depends on how comfortable you feel digging in for 2 years.

Here’s my analysis of the benefits that make it worth getting. Mine has already paid for itself this year – and I paid $395 for it.

Here’s the preview website if you’re interested – or just plain curious. And of course you can always contact me for help or to ask questions.

HT to readers Rob and William for pointing out the specifics!

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About Harlan

Just a dude living in Memphis, traveling, and working toward financial independence.

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  1. Do you know if you are able to book the free Atlantis trip given to total rewards diamond members if the status is gained through FC?

  2. It is surprising that I found the code is still working.
    But might I know if I decide to buy the card for 2 years – will I get Virgin and Cathay Pacific for the 2nd year?

    Thanks again.

    • I’ve been able to get Cathay Pacific Silver Status 2 years in a row. Note that it will reopen for enrollment in July.

      As for the VA benefit, I can’t speak to that from personal experience, but it seems possible. Hope that helps!

      • Hello Harlan, can you update on if you were able to enrol again for Cathay Silver this July?

        Is there any action required for you to keep the Silver status?

        Thanks for the informative site!

        • Hi there! I didn’t try. :/

          But, enrollment opens again in Q1 2017 and I should be eligible to re-enroll at that time! And have the Silver status all year. Hope that helps!

  3. Hi — Thanks for writing so much about FoundersCard. Your posts have really helped me figure out whether the card would be worthwhile for me! I was wondering if you can help me answer a question I can’t find much info on elsewhere? I read that you can redeem your FC points for things like gift cards to partner hotels. I was wondering if you can get giftcards for Caesar’s properties with FC points? And if so, what is the conversion (e.g., 20,000 FC points = $X in Caesar’s giftcards)?


    • Hi Dana! That’s awesome, I’m glad you found them helpful. 🙂

      At the moment, you can’t redeem FC points for Caesar’s hotels. But you can redeem for Amex gift cards which you can redeem just about anywhere.

      The conversion is:

      50K FC points = $200 Amex gift card
      75K FC points = $300 Amex gift card
      100K FC points = $500 Amex gift card

      Hope that answer your question – let me know if I can answer any others!

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