Honest Credit Card Reviews

What are Honest Reviews?

Honest Reviews are my honest opinion about a card offer. Each card will get a grade from A through D – because I don’t bother with Fs – and a recommendation to Keep the card if you already have it or DTMFA.

The rating scale

  • A – Are you freakin’ kidding me, why haven’t you applied already AKA Apply now!
  • – Bitchin’
  • – Cool
  • DDIAF

How to use this page

You can sort the table by:

  • Grade
  • Bank
  • Name of card
  • Offer (number of points or miles)
  • Price of annual fee

If you’re new to points and miles, the idea is to strongly consider the ones with an “A” grade first. Then fill-in as needed from the “B” and “C” cards. Don’t bother with “D” cards.

And if you’re already in the hobby, add the “A” cards to your portfolio stat! Then fill-in as needed based on where you are within card cycles, issuer rules, etc.

Honest Reviews

GradeBankName of Card (Click for review)OfferAnnual fee? Link to apply
AChase Sapphire Reserve100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening$450Proceed
BChaseInk Preferred80,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months after account opening$95 Proceed
CCiti Prestige40,000 Citi ThankYou points after $4,000 in purchases made with your card in the first 3 months the account is open$450Proceed
AChaseFreedom15,000 Chase Ultimate Rewards points ($150) after you spend $500 on purchases in your first 3 months from account opening$0Proceed
AChaseSapphire Preferred50,000 Chase Ultimate Rewards points 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening$0 the 1st year, then $95Proceed
BCiti Hilton Visa75,000 Hilton points after making $2,000 in purchases within the first 3 months of account opening$0Proceed
AChaseInk Plus60,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months from account opening$0 the 1st year, then $95Proceed
BBank of AmericaAlaska Airlines Visa 30,000 Alaska miles after you make $1,000 or more in purchases within the first 90 days

$100 statement credit after you make $1,000 or more in purchases within the first 90 days
$75Proceed
CBarclaycardArrival PlusEarn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days$89 (waived the first year)Proceed
AAmexStarwood BusinessEarn 25,000 Bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months. And 10,000 more when you when $3,000 more in the first 6 months. $0 introductory annual fee for the first year, then $95Proceed
AChaseIHG60,000 IHG points after you spend $1,000 on purchases in the first 3 months from account opening.$0 the 1st year, then $49Proceed

I only review the best offers and only link to the best offers. And I’ll link to the best offer every time.

Rewards Credit Cards

Click here to find these cards. Or here’s a category breakdown:

Travel Rewards Credit Cards

Rewards Credit Cards

Hotel Rewards Credit Cards

Business Credit Cards

Student Credit Cards

0% APR Credit Cards

Some of the links are commissionable. I appreciate when you use my links and thank you for the opportunity of your support!

Suggestions? Comments? Let me know!