
Chase has 2 great no annual fee cards that pair nicely with premium Ultimate Rewards cards: Freedom Flex and Freedom Unlimited.
The Freedom Flex card earns 5X Chase Ultimate Rewards points in rotating quarterly categories on up to $1,500 per quarter in combined spending. The Freedom Unlimited earns 1.5X Chase Ultimate Rewards points on all purchases with no cap.

Really gonna depend on bonus categories and how much you typically spend
Lots of peeps ask which is better. To which I always answer: it depends on how much you like the bonus categories. But there’s a longer answer beyond that: how much to you plan to spend on the card each year?
Let’s talk about the break even point and which is better for your finances.