Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
I wanna dig into this a little, in part because it’s a topic I don’t know the answer to (spoiler alert!), and in part because I would like to upgrade.
As part of Barclays’ discontinuation of the US Airways credit card products, they’ve sent out materials for which version of the Aviator existing cardholders should expect to receive.
I was selected to get the AAdvantage Aviator Red MasterCard.
Note that they mention the 50% bonus miles promo at the bottom of the page.
They also included a page of FAQs:
But what about the anniversary bonus?
I’ve done a little digging, and Barclays has confirmed that cardholders will continue to receive the 10,000 mile anniversary bonus if they keep the product they are selected to receive. Which is great news. (I barely eked my way in at the last minute into the card with the 10,000 bonus miles.)
But what about if you want to upgrade from Red to Silver? That’s where the murkiness is coming in, and I’ve read reports that if you upgrade (or downgrade) from what’s been pre-selected for you, you will forfeit your 10,000 mile anniversary bonus. Which is not-so-great news.
The other side of the coin is that since this product is so new, and in fact hasn’t even been sent out yet, we still don’t know exactly what will happen.
So here’s my dilemma.
I want the Aviator Silver
In a case of wanting the cake and eating it too, I want to upgrade to the Aviator Silver and still get the 10,000 mile anniversary bonus. But I don’t think that’s going to be possible. It sounds like it’s going to have to be one or the other.
The Aviator Silver offers a $99 companion certificate (for up to 2 guests!) and the ability to earn EQMs with spend – two things the Aviator Red card does not offer. It also has a higher earning rate on AA flights (3 points per dollar vs. 2 with the Red). The annual fee is higher, too – $195 a year for the Silver vs. $89 a year with the Red. Doctor of Credit has a nice comparison table of all the Aviator products.
I value the extra 10,000 miles per year at $200, so keeping the Aviator Red with the bonus would probably be the wiser thing.
However, EQMs are very valuable – they save me time and money by not having to fly to earn status, which is huge. And, if used, the companion certificates could also save me a lot of cash. In the past, I have had a hard time redeeming companion certificates.
The questions now are:
- Do I really want to put $40,000 of spend on the Aviator Silver to get 10,000 EQMS?
- Will I actually use the companion certificates? (Availability can be severely limited, and restricted to the worst flight times possible. Think 4am departures and 1am arrivals.)
- Knowing this, do I want to pay a higher annual fee and forfeit the 10,000 mile anniversary bonus?
- Will Barclays eventually allow upgrades/downgrades to keep the anniversary bonus?
I appreciate that Barclays introduced me to their new products via the Aviator Red. Had they gone ahead and given me the Aviator Silver, I would’ve been a little aghast at the hike in the annual fee, but you know what? I probably would’ve just gone along with it. Especially if it meant keeping those extra 10,000 miles per year.
If anything, it’s made the think about the value of this card, which looks to outpace Citibank’s version – great for consumers. Barclays is being super aggressive with the benefits offered by these cards.
Have you been notified yet about which version of the Aviator card you will receive? Does anyone have any insight about the 10,000 mile anniversary bonus that I might’ve missed?
Will definitely be following up about this – new products mean more choices! I will be updating this page if there’s an answer lingering out there.* If you liked this post, consider signing up to receive free blog posts in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!
Out and Out has partnered with CardRatings for our coverage of credit card products. Out and Out and CardRatings may receive a commission from card issuers.
- Track your net worth with Personal Capital. Get a $20 Amazon gift card when you link an investment account
- Start a blog and learn how to monetize it
- Get a travel rewards card to earn points or miles
- Open a SoFi Money account to distribute your funds and get a $75 bonus - it's the best checking account out there right now (here's my review)
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.