
For the third year in a row, I’m heading to a Hyatt all-inclusive vacation in Mexico with an old friend from Chicago. The past two years, we’ve gone to the Hyatt Ziva Puerto Vallarta.
This year, we’re switching it up and visiting the Hyatt Ziva Los Cabos! I’ve never been to Cabo – and a look at all the restaurants at the hotel was all the convincing I needed.
We could’ve booked PVR again – it all lined up with points – but said nah, let’s visit a new property. After this trip, I will have been to all the Hyatt all-inclusives in Mexico with the exception of the Hyatt Ziva Cancun. And if it’s anything like the past two years, it’s going to be an amazing beach chill-out.

Y’all know I can’t pay out-of-pocket for this rn
But I have aggressive financial goals to raise my net worth to $500,000 in the next five years. So there was no way I’d remotely consider paying for this experience.
Instead, I used my points arsenal for flights on Alaska, American, Southwest, and United – and the Hyatt stay itself – with help from Chase Ultimate Rewards points and Amex Membership Rewards points.
Here’s how I saved $2,637 and paid a cool $202 out-of-pocket. A much better price!