As I begin to figure out my points and miles strategy for 2015, I thought it would be helpful assess what I currently have in my wallet.
Pre-warning: this is a very text heavy post. No pretty pictures to look at, just a whole lotta straight talk (1,200 words worth).
By bank:
American Express
- Platinum Card
- EveryDay Preferred
I just got a new Platinum Card in hopes that I’ll actually get a bonus for opening it – but I’m not holding my breath. In any regard, I already cashed in the $200 in airline incidentals on AA gift cards in 2014 and will do so again this year, so I will make back most of the annual fee right away.
I occasionally use Priority Pass Select on lounge visits that would otherwise be $50 a pop, and love dipping into the Centurion Lounges where I easily drink over $50 in cocktails alone (not to mention the spa treatments).
I also have utilized the Fine Hotels & Resorts program a time or two, and really love the near-constant Amex sync offers. So, I’m keeping it.
As for the EveryDay Preferred… it really has become by “EveryDay” card – I use it constantly and get 1.5-4.5x Membership Rewards points on everything I buy, which is pretty sweet. The earning is decent for non-bonus spend and is great for groceries, gas, and even more sync offers. (Email me if you’d like a referral to this card!)
If only Amex would up the points-earning power of the Platinum Card, I might actually put a buck or two of spend on it.