What are Honest Reviews?

Honest Reviews are my honest opinion about a card offer. Each card will get a grade from A through D – because I don’t bother with Fs – and a recommendation to Keep the card if you already have it or DTMFA.

The rating scale

• A – Are you freakin’ kidding me, why haven’t you applied already AKA Apply now!
• B – Bitchin’
• C – Cool
• D – DIAF

How to use this page

You can sort the table by:

• Grade
• Bank
• Name of card
• Offer (number of points or miles)
• Price of annual fee

If you’re new to points and miles, the idea is to strongly consider the ones with an “A” grade first. Then fill-in as needed from the “B” and “C” cards. Don’t bother with “D” cards.

And if you’re already in the hobby, add the “A” cards to your portfolio stat! Then fill-in as needed based on where you are within card cycles, issuer rules, etc.

Honest Reviews

Grade	Bank	Name of Card (Click for review)	Offer	Annual fee?	Link to apply
A	Chase	Sapphire Reserve	100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening	$450	Proceed
B	Chase	Ink Preferred	80,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months after account opening	$95	Proceed
C	Citi	Prestige	40,000 Citi ThankYou points after $4,000 in purchases made with your card in the first 3 months the account is open	$450	Proceed
A	Chase	Freedom	15,000 Chase Ultimate Rewards points ($150) after you spend $500 on purchases in your first 3 months from account opening	$0	Proceed
A	Chase	Sapphire Preferred	50,000 Chase Ultimate Rewards points 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening	$0 the 1st year, then $95	Proceed
B	Citi	Hilton Visa	75,000 Hilton points after making $2,000 in purchases within the first 3 months of account opening	$0	Proceed
A	Chase	Ink Plus	60,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months from account opening	$0 the 1st year, then $95	Proceed
C	Barclaycard	Arrival Plus	Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days	$89 (waived the first year)	Proceed
A	Amex	Starwood Business	Earn 25,000 Bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months. And 10,000 more when you when $3,000 more in the first 6 months.	$0 introductory annual fee for the first year, then $95	Proceed
A	Chase	IHG	60,000 IHG points after you spend $1,000 on purchases in the first 3 months from account opening.	$0 the 1st year, then $49	Proceed

I only review the best offers and only link to the best offers. And I’ll link to the best offer every time.

Click here to find these cards. Or here’s a category breakdown:

Some of the links are commissionable. I appreciate when you use my links and thank you for the opportunity of your support!

Suggestions? Comments? Let me know!