Nav is a service that’s primarily set up to match small businesses to financing options, loans, and credit cards. And as an added resource, they let you pull your small business credit report for free.
If you’ve ever opened a small business credit card, you probably have a business credit score. Through Nav, you can see your business risk grade from Experian, Equifax, and Dun & Bradstreet.
Experian and Equifax give you a grade of A through F, while Dun & Bradstreet use their own scoring model with a rank between 0 and 100.
But small business credit reporting is still the Wild West, because they match business names and addresses – and these aren’t always unique, so they do a lot of “near matching.” It’s a good idea to check the information that’s out there, particularly if you have a generic business name.
Plus, it’s free to check with Nav, so why not?
I still rent my spare room on Airbnb, and use the income I make to apply for small business credit cards. My Experian credit grade is a B
Here’s more about your business credit score.
