So I’m going through it with my credit cards right now. I think I have about 14, which seems like a big number. I’m comfortable having that many (which took a long time – the comfort factor, I mean) but now I find there are one or two that I got for the signup bonus and never used again. Case in point: the American Express Premier Rewards Gold. It’s not worth having unless you can put $30,000 in spend on it within a year. If you don’t, the annual fee is too high to make it a firm keeper. The one year mark for that one rolls around next month, and I’m hoping I can downgrade it to one of the new Amex EverDay cards that are coming out soon. If I can’t do that, I will simply cancel.
What about the Arrivalcard? I’ve had this card for about a year, too, and have had some time to let my thoughts come together.
I’m totally willing to pay the $89 annual fee in a month or so. Why?
- I actually used TripIt Pro. A LOT
- I redeemed my miles and earned a ton more both by making purchases and
- THE AWESOME REWARDS PORTAL
- I can get my FICO credit score on demand (which I like)
- No forex fees
- It’s a MasterCard (for places Visa or Amex aren’t accepted globally)
- The rewards roll in fast, and redemption offers immediate gratification
- The card actually offers around 2.27% travel cash back – one of the highest cash back cards in the industry
- I’m just plain curious to see what else Barclays is gonna do with this card