I’ve been using bank points of all kinds to save on Amazon purchases recently and wanted to share. This next week is the last dash to purchase gifts before the holidays, and in many cases you save big bucks by adding these promotions to your account and redeeming a single bank point.

These deals come and go frequently. Sometimes I’m targeted, other times not. Still, I always check to see if I’m targeted and add the promotions to my account.

I didn’t need anything the last time I got an offer, so I stocked up on dog food and called it a day. In that way, it’s great to save on basics or things you absolutely know you’ll need in the future. And of course, gifts! 🎁

Y’all know I’m all about the quick, easy wins. And well, this is about as quick and easy as it gets.

Amazon bank points deals: How to use them

For the most part, these Amazon banks points deals on work on physical items that are shipped AND sold by Amazon.com. It’s not a hard and fast rule, but in general, you can’t get discounts on items sold by third parties. So if you’ve added the required amount to your cart, used a point, and don’t see the discount, that’s likely the reason why.

That’s the other thing. Amazon makes it easy to shop with your bank points, and you can usually trigger the discounts by redeeming a single point. ONE. And that’s all you want to ever redeem on Amazon. Why?

It’s not a good deal otherwise, plain and simple. The value you get is usually atrocious (think less than a cent per point), and you’re better off using them for travel. But to get discounts of up to 40% on stuff you need to purchase anyway, it’s a fantastic deal to use ONE point to make the offer valid.

Whenever people tell me they’ve bought iPads or monitors or other items from Amazon with their bank points, I have to suppress a cringe. Unless using them that way brings you legit joy, then by all means do what makes you happy (always!).

Finally, these offers generally don’t work on digital content like MP3 albums or Kindle e-books and the like. But, they usually do work when you purchase gift cards (including digital gift cards). NOT Amazon gift cards. But third-party gift cards, including:

• Airbnb
• Uber
• Netflix
• Southwest
• Starbucks
• Whole Foods
• Gamestop
• Nordstrom
• And many more

This is another easy way to get discounts on gifts. Or you can purchase them for yourself and save on things you normal buy, like Uber Eats, Starbucks, or Southwest flights.

Here are the current offers.

Amex: Use 1 Membership Rewards point to save 20% off

• Link: Click here to see if you’re targeted and activate the deal
• Terms: Expires December 31, 2020 or when max activations reached
• Max discount of $20
• Enroll your Amex cards here

Capital One: Use 1 Capital One mile for $20 off $80+

• Link: Click here to see if you’re targeted and activate the deal
• Terms: Expires December 31, 2020 or when max activations reached
• Max discount of $20
• Limited to items sold and shipped by Amazon.com
• Works on gift cards!
• Enroll your Capital One cards here

Chase: Use 1 Ultimate Rewards point for $10 off $30+

• Link: Click here to see if you’re targeted and activate the deal
• Terms: Expires December 31, 2020 or when max activations reached
• Max discount of $10
• Limited to items sold and shipped by Amazon.com
• Works on gift cards!
• Enroll your Chase cards here

Citi: Use 1 ThankYou point for $20 off $50+

• Link: Click here to see if you’re targeted and activate the deal
• Terms: Expires December 31, 2020 or when max redeemed promotional codes reached
• Max discount of $20
• Limited to items sold and shipped by Amazon.com
• Works on gift cards!
• Enroll your Citi cards here

How to trigger these offers

Even if you’ve gotten these offers in the past, you can sometimes get them again by deleting all your payment methods associated with a particular rewards program and adding them again. Then, re-enroll your cards and wait to be targeted, which can take a day or so, according to Amazon.

I’ve done this a time or two. It’s also a good idea to do this periodically to keep your accounts “fresh” for new targeted promotions, so to speak.

Amazon bank points deals bottom line

I do my best to keep this page updated with the latest Amazon bank points deals. Here they are again for quick reference:

• Amex: Use 1 Membership Rewards point to save 30% or 40% off
• Capital One: Use 1 Capital One mile for $20 off $80+
• Chase: Use 1 Ultimate Rewards point for $10 off $30+
• Citi: Use 1 ThankYou point for $20 off $50+

Thank you for using my links and supporting the blog. Let me know if there are any other promotions I’m missing, or if you got a different offer. Sometimes people are targeted for better offers, and there’s no pattern to it, really.

I hope everyone has a wonderful holiday season. Stay safe and healthy wherever you are. ✨

Featured Photo by Wicked Monday on Unsplash.

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