chase freedom

Tag Archives for chase freedom.

10 Tricks to Save EVERY Time You Shop at Sam’s Club

If you like big box stores, I completely understand the sentiment. Buying in bulk and getting a month of grocery shopping knocked out in one go saves time and money – both of which are always worth saving.

I ignore the naysayers who over exaggerate what it means to buy in bulk. I have memberships at both Costco and Sam’s Club and use them both equally – especially now that both are around the corner from me at my pied-a-terre in Austin.

Sam’s Club is, in some ways, better than Costco. Both memberships add value to my life

What I like about Sam’s Club:

  • They have self-checkout
  • You can scan your items as you go (with the, what else, Scan & Go app) and check out instantly
  • Receipts are stored digitally online
  • Club pickup – Costco does NOT offer this
  • Digital membership card on your phone and in Apple Wallet
  • Cheaper prices on tires
  • They accept every payment method, not just Visa
  • You can easily reorder your most common items
  • Their app is way better

But they don’t offer free shipping on most items online like Costco does. And their food court offerings tend to be greasy, calorie-laden fiascos whereas Costco seems a *little* healthier. And in general, I find Costco stores to be cleaner and better laid-out. Sam’s Club locations can be hit-or-miss, whereas I feel like Costco has more consistency between the stores.

Also, there are more ways to save at Sam’s Club. A lot more ways. And that might seal the deal for some peeps, especially if both are nearby.

Let’s look at how to save money EVERY time you set foot (or web browser) in Sam’s Club.

10 ways to build your own discounts at Sam’s Club

Read More

Free Money: Why Even Frugal Folks Should Have a Credit Card

Just got back from FinCon. Of course I told everyone how I like to travel using credit card points & miles. Within the personal finance/FI/RE community, I was shocked how many people still don’t have credit cards.

And these are people who delight in number-crunching!

I understand the concerns about mismanagement, overspending, or accidentally missing a payment. But fact is, credit cards are part of adulting because your credit score is part of adulting.

Responsibly using credit is a sign to lenders that you qualify for lower rates and higher lines of credit. You can’t even rent an apartment without a credit check these days.

no annual fee credit cards

I’ve literally earned $1000s for free with no annual fee credit cards – everyone should!

And if you’re counting every penny, you definitely want a credit card. Because you can get back 2% of everything you spend. For completely free. Why wouldn’t anyone want that?

No annual fee credit cards are a no-brainer

Read More