Say what you will about Chase, but their hotel cards that come with a free anniversary night are worth every penny.
I wrote how I got $500 in value from the IHG® Rewards Premier Credit Card earlier this year. And I’ve used my World of Hyatt Credit Card free night certificate at the Hyatt Centric in New Orleans and the Hyatt at the Bellevue in Philadelphia. I also wrote about 5 worthwhile Category 4 hotels where you can get a lot of bang for your Hyatt free night cert.
And this past weekend, I got a stay worth ~$284 at the Hyatt Place Austin Downtown (full review soon!) in exchange for my $75 annual fee.
With values like this, a card with a valuable free night each cardmember year is a no-brainer to keep year after year. Especially when you can get outsized value in popular areas like downtown Austin.