ultimate rewards

Tag Archives for ultimate rewards.

Kohl’s Deal Results: What I Learned & How It Turned Out

"What have I gotten myself into now?"

Also see: 

A few times per year, Kohl’s sells small kitchen appliances at a steep discount. With card category bonuses, shopping portals, promo codes, and rebates, it works out to better than free – especially if you can resell them. It’s the ultimate in deal stacking.

I ordered 40 appliances. (Do I sound crazy yet?)

kohl's deal results

“What have I gotten myself into now?”

While I’d love to say the whole thing went off without a hitch, that’s not exactly true. Here’s what I learned about stacking. And how it all turned out.

Stacking is like jenga

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Review of My Free Stay at the Hyatt Zilara Cancun

Hyatt Zilara Cancun from above

Also see: 

Ahoy, mateys! I have so much to tell you about – just back from a week of meetings in Austin.

I’ve been meaning to report on the Hyatt Zilara Cancun, so here goes.

I booked 3 nights with points in late January.

The flights were paid with Citi ThankYou points (which I’m always rolling in). And I charged the $55 round-trip airport transfer to my Chase Sapphire Reserve, which trigged part of the $300 annual travel credit. And because it’s an all-inclusive, food was covered (more on that in a future post!).

Hyatt Zilara Cancun from above

Hyatt Zilara Cancun from above

So flights, hotel, food, and transportation were all completely free. I did bring $100 in cash to leave as tips for the drivers, bartenders, servers, and housekeeping staff.

This trip would’ve cost north of $2,000 out of pocket.

But back to the hotel!

Hyatt Zilara Cancun Index

Arrival and check-in

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Booked: 3 Free Nights at Hyatt Zilara Cancun With Points!

as

What I like most about the points and miles hobby is setting a goal, then attaining it.

For a long time, I’ve wanted to stay at the all-inclusive and adults-only Hyatt Zilara Cancun. And in a few weeks, I’ll be there!

Hyatt Zilara Cancun Points

Coming for ya, Zilara!

I used 75,000 Hyatt points for a stay that would’ve cost over $1,900 out-of-pocket. Here’s how it came together.

Booking a Hyatt Zilara Cancun Points Award

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Honest Review: Chase Ink Preferred 80,000 Point Offer

Um, what business is he in? Cuz I'd be all up in it

RIP: Chase Ink Plus was one of the best cards for 5X categories. Yes, you earned 5X Chase Ultimate Rewards points at office supply stores, and on phone, cable, and internet service. And 2X on hotels and gas.

chase ink preferred review

Um, what business is he in? Cuz I’d be all up in it

Chase Ink Plus is gone and in its place… the Chase Ink Preferred. But they nerfed the 5X categories! (And kept them on the Chase Ink Cash, thank gods.)

If you’ve opened more than 5 new cards in the last 24 months from ANY bank, go ahead and stop here. And read some of my other posts. Cuz its unlikely you’ll be approved for this one.

Or get one of these cards, which aren’t subject to the 5/24 “guideline”:

  • Chase British Airways
  • Chase Hyatt
  • Chase IHG
  • Chase Fairmont
  • Chase Marriott Business
  • Chase Ritz-Carlton

If you’re on the prowl for a card to use for your small business, the Chase Ink Preferred is still extremely worthwhile.

The short

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

I Imagined a New Premium Chase Card… How’d I Do?

Are you the premium Chase card of my dreamz?

Also see: 

Back in March, I imagined what a new premium Chase card would look like. By August, we had a new bundle of joy: the Chase Sapphire Reserve.

Are you the premium Chase card of my dreamz?

Are you the premium Chase card of my dreamz?

I had high hopes for such an offering. So I thought it’d be fun to look back and compare what I wanted at the time to what actually came about.

And because my points & miles predictions for 2016 aren’t doing so hot. Oops.

Chase Sapphire Reserve: What it is

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Honest Review: Chase Freedom (With Any Sign-Up Offer)

asd

Also see: 

Let (Chase) Freedom ring!

I love this card. 5X Chase Ultimate Rewards points on up to $1,5000 in spending per quarter – 7,500 bonus points – in rotating categories? And useful ones to boot? OK!

That’s why I called it the best card for shopping this holiday season

Chase Freedom review

2016 was another strong year for Chase Freedom quarterly bonus categories

This card has been a bastion in my arsenal for years by now. 

And why not? It’s free to keep forever. In fact, it’s my oldest card – I’ve had this account since 2002. So it’s been almost 15 years!

Chase Freedom provides an easy way to rack up an extra 30,000 Chase Ultimate Rewards points per year. That’s worth $300 on its own, which is awesome for a card with no annual fee.

Its power lies in pairing though, so be aware. However, 5% cash back – on its own – is nothing to sniff at, either.

The short

If you spend a lot in the rotating bonus categories, this card is an ace in hand. 

The long

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Why I Product Changed to the Chase Sapphire Reserve

I do love this card

Also see: 

I caved. And called Chase. Asked if they’d let me change my Chase Sapphire Preferred to the Chase Sapphire Reserve. And thankfully, they did.

I’m happy to report I’m now the owner of a shiny new Chase Sapphire Reserve card.

chase sapphire reserve product change

Got itttt

Here’s why I did it.

My Chase Sapphire Reserve Product Change

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Get an Extra 3X on Gift Cards at Staples (So 8X If You Have a 5X Office Supply Card)

Update: Wow, instant response! Chuck from Doctor of Credit let me know this may or may not work. So for now, I think the best thing to do is start slow at your local Staples (like try $5 and see if it works) and go from there, should you decide to try this. Thanks all for any info you want to add!

I was poking around as I am wont to do and assembled an 8X combination that I think will work.

Now, I haven’t done this myself, but it seems totally do-able.

What you’ll need to get started is:

  • The MileagePlus X app (which I’ve written about) AND
  • If you want 8X points, a Visa or MasterCard that earns 5X at office supply stores

Such as:

You can also get 5X on top of what you’ll earn from any other card with the exception of a couple of Amex cards.

Or, if you’re trying to meet a minimum spending requirement and want to get an extra 3X at office supply stores, this should work nicely.

Stack 3X through MileagePlus X with 5X on another card

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Chase OR Costco + Autoslash: Get the Best Price on Car Rentals

Laaaa!

I rented a car this past weekend in Albuquerque.

And I’m renting another one this upcoming weekend for a work trip to Austin.

I’ve rented enough cars by this point to rely solely on 2 places to look: the Chase Ultimate Rewards portal and Costco Travel. One or the other of them has the best deal almost always.

car rental best price

Laaaa! Behold Costco Travel’s car rental search

For good measure, I usually run a search through Kayak, too – just to be sure.

Last week, I booked through Costco. And this week, I booked through Chase. One of them simply always works out for the best.

A quick comparison

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Just Booked a Trip for Next Weekend in 10 Minutes (Instant Transfers Save the Day!)

Yes yes yes

Also see: 

I’ll never forget the thrill and uncertainty of booking my first award ticket. I thought I’d show up to the airport and be turned away for not paying (or something like that). Can a flight really cost ~$11 when you book with… points?

That was a few years ago. But there’s still something so novel about booking award trips. Some of them are planned in advance, like my upcoming trip to Hawaii. And some are aspirational or in the future, like the Brussels Airlines flights I booked with Etihad miles.

Mmm, love the high desert

Love the high desert!

Long story short, I needed to spend a couple of days in New Mexico to get some work done there. Looking at my upcoming weekends:

  • Next one was open
  • After that, Austin for work
  • Labor Day weekend – nothing available with points
  • Hawaii

4 weekends = a month of plans. I started poking around and realized, holy crap, I’m gonna book this trip for next weekend!

Finding flights

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

The Top Card for Beginners? Yeah, the Chase Sapphire Preferred

You can stay at the Hyatt at the Bellevue in Philly with Chase Ultimate Rewards points

Also see: 

I’m sure it’s happened to you at some point. A friend asks, “How do you do it?” Take all these trips to places like Hawaii, Tokyo and Osaka, Dublin, Barcelona, and more. How do you get free hotel rooms that cost hundreds of dollars a night?

“I want to travel like you do,” they say. “Where do I start?”

Chase Sapphire Preferred. You can stay at the Hyatt at the Bellevue in Philly with Chase Ultimate Rewards points

You can stay at the Hyatt at the Bellevue in Philly with Chase Ultimate Rewards points

And you have that moment where you’re thinking inside, “Well for starters, using that debit card for everything you buy isn’t helping anything.” *cough* Kierstin *cough*

You ask about their spending habits. “Do you shop online?” Definitely use a shopping portalget free miles for clicking a link.

And sign up for dining rewards while you’re at it because you never know when you’ll get some extra miles in your account – especially if you live in a mid-sized to large city.

As far as cards go… where to begin?

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!

Best Cards to Use for Amazon Prime Day

Prime Day

It’s here – Amazon Prime Day. I was excited to see what Amazon would do today (July 12th, 2016) after the disappointing selection last year.

Prime Day

Prime Day is here, and it’s worth it this year

It looks good – there are many worthwhile deals for items like TVs, tablets, portable readers, clothes, even cleaning supplies.

Discounts are around 25%, with some items even more reduced. So it might be worth it to stock up – or at least see if something catches your eye today.

What’s Prime Day?

Read More

* If you liked this post, consider signing up to receive free blog posts via email (only 1 per day!) or in an RSS reader and you’ll never miss an update! And thanks for using my links to apply for new card offers!