promos

Tag Archives for promos.

My IHG Q3 Accelerate Offer Is Actually OK! How’s Yours?

I’ve gotten some pretty terrible IHG offers from IHG’s various “Accelerate” promotions (including one that required me to stay at a hotel brand with only 2 locations).

But their new Q3 Accelerate offer is actually… kind of OK (but couldn’t they come up with a different name for it? Even the URL is bland lol).

It’s not worth moving a minor mountain for or anything, but it seems I can stay at an IHG for 2 nights in September 2016 and earn an extra 35,000 IHG points.

My IHG Accelerate offer

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Coming Soon: The Doubling (of Discover Cash Rewards Earned This Year)

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Or, “The Month Discover Pays My Mortgage

Or, “The Dublin

  • Link: Discover It (with $50 bonus after 1st purchase)

An event so anticipated. It only happens once per year. The month Discover is nice enough to pay my mortgage – THE DUBLIN.

Not this Dublin - but close!

Not this Dublin – but close!

If you don’t have a no annual fee card, or if you staunchly refuse to pay an annual fee on a card for whatever reason, you definitely have a lot of options.

Without making an exhaustive list, I can think of the Citi Hilton Visa, Chase Freedom, Citi Costco, Amex EveryDay, and the Chase Ink Cash and Amex SimplyCash Plus for small businesses.

And, if you want a cashback card with no annual fee, the best ones are:

  • Discover It (5% bonus categories and 1% cash back on other purchases, doubled after the 12th billing cycle for new cardmembers)
  • Discover It Miles (1.5% cashback on all purchases, ditto for the double cash back)
  • Fidelity Visa (straight 2% cashback, but you have to have a Fidelity account – all free to have and open)
  • Citi Double Cash (2% cashback, but you earn 1% when you make a purchase and 1% when you pay it off)

I tend to like bonus categories because I make the most of ’em, but you might prefer straight cashback with no categories to think about.

You can find all the cards that aren’t linked above by clicking through here.

History of The Dublin

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Free Food! Get $20 Toward Your First Meal With UberEATS

Sharing this easy, easy win.

ubereats promo code

Easy

If you’re in a city where UberEATS participates (and there are many – full list below), you can get $20 off your first order when you use an existing user’s promo code after you download the app for iOS or Android.

It only takes a few minutes and you can seriously get a free meal out of it. I’ll show you how easy it is. Rarely are wins this effortless.

What’s UberEATS?

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Best Cards to Use for Amazon Prime Day

It’s here – Amazon Prime Day. I was excited to see what Amazon would do today (July 12th, 2016) after the disappointing selection last year.

Prime Day

Prime Day is here, and it’s worth it this year

It looks good – there are many worthwhile deals for items like TVs, tablets, portable readers, clothes, even cleaning supplies.

Discounts are around 25%, with some items even more reduced. So it might be worth it to stock up – or at least see if something catches your eye today.

What’s Prime Day?

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Targeted Citi Hilton Visa Promo for 7,500 Points (Stack It to ~44 Hilton Points per Dollar)

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I noticed an offer in my Citi account – it can totally be a good one if you were targeted, and have paid Hilton stays coming up.

sad

Earn 10X Hilton points on up to $750 – total of 7,500 Hilton points

When you enroll and spend $750 at Hilton hotels through July 31st, 2016, you’ll get 7,500 bonus Hilton points AKA 10 extra points per dollar.

That’s a good deal if you A) have this card and B) have paid Hilton stays coming up.

You can also stack the heck out of this!

Combine promos to get a boatload of Hilton points

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Get FoundersCard for $295 Through May 13th, 2016

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Update: This offer has been extended through May 24th, 2016. My feeling is that it will keep getting extended. You can always contact me and I’ll check for you – I’ll also try to keep this page up-to-date.

Thought I’d post this promo and how to get it as a few readers have contacted me about the specifics.

Through May 13th, 2016, you can get FoundersCard for $295 a year – for life. The rate will never go up, so you can lock it in for $100 less than the usual $395 a year.

It sounds steep, but my FoundersCard has already paid for itself this year – and I just renewed (at the higher rate) in March 2016.

There are a ton of benefits that come with the card (including Total Rewards Diamond status).

I’ll show you how to get the lower rate because it’s not as straightforward as it should be.

How to get the $295 deal

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My FoundersCard Membership Just Paid for Itself This Year

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Update: You can lock in a FoundersCard membership for $295 a year through May 13th, 2016 when you sign-up with my link. This is $100 less than the usual rate!

Peeps are curious about FoundersCard. The many posts I’ve written are amongst my most-Googled. And a good 1/3 of reader emails ask about a specific benefit.

So I thought I’d post an update, as I still have and use mine regularly.

In fact, I just used it to join the Equinox in Dallas – and got $29 knocked off my monthly rate thanks to FoundersCard.

asd

Just saved a bundle to get back into shape

Now I’m not saying “join Equinox!” Instead, I’d say FoundersCard is worth it if you have a particular benefit in mind, like:

As long as it stays good, I'm on board

As long as it stays this good, I’m on board

Any one of these benefits can make up FoundersCard’s $395 annual fee if you really maximize it. And more if you can make use of 2 or 3 (or more) of them.

For example, I save about $20 a month off my AT&T bill.

And the TripIt Pro membership I got from my Barclaycard Arrival Plus is about to expire.

Free TripIt Pro saves $49

Free TripIt Pro saves $49

I’ve grown to love the service and use the app constantly for my travel plans. Would I pay for it? Maybe. But I won’t have to think about it for another year, because the next one is free thanks to FoundersCard.

How I use FoundersCard to save

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7 Hilton Hotels Where 120,000 Hilton Points Are Worth $700+

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You know, I think I’ll come right out and say it: I’m turning into a Hilton fanboy.

Words I thought I’d never utter (or type) have come true, almost by default.

The other major chains, Marriott and IHG, aren’t palatable for me. Some peeps love Marriott, and I can kinda see why through my Hilton-colored glasses: free breakfast, they’re everywhere, and their points are easy to redeem (once you have enough of them, same as Hilton).

All I really want

All I really want – is that so much?

Embedded in there is my raison d’etre: FREE BREAKFAST. That’s the reason why IHG can never win my heart through my stomach.

The smaller chains, Hyatt and Starwood, are great. But when Hyatt snubbed me Diamond status, Hilton gave it to me. Looking back, it was an incredibly smart marketing trick. Because look at me now, a fanboy.

As for Starwood, there’s no use gunning for status with them at this point. Unless you like Marriott. I picked up both SPG cards recently, and I might give them a few paid stays, but the SPG program will be torn end to end starting next year.

Which leaves Hilton by default. The first to devalue, Hilton became the pariah of hotel points.

But I’ve been finding them useful anyway: they’re incredibly easy to earn. I get suite upgrades with some frequency. And I love their Executive Lounges and free breakfast.

Yeah, yeah… the point is?

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MileagePlus X App: Earn Bonus United Miles at Amazon, eBay, & More

So I just got the Mileage Plus X app and am kicking myself, because it’s been available for points-earning potential since 2014.

But better late than never. And I’m discovering all these cool uses for it.

mileageplus x app

MileagePlus X – oldie but goodie

If you have the Citi AT&T Access More card, you can use it as a payment method on the app to earn a total of 5X miles on Amazon and eBay.

And, a step beyond, you can use it as a defacto shopping portal to get a better payout either in-person OR online.

I got some ‘splainin’ to do!

What’s MileagePlus X?

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Pay ~$12 for $50 Worth of Mother’s Day Gifts at 1800Flowers.com With Amex Offers

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I don’t usually post “deals” but I’m feeling mushy and this is a really good one.

If you want to send your Mom (or anyone else) a gift through 1800Flowers.com, there are currently some promotions you can stack for big discounts. Here’s how it works.

Stack it up

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My Experience Getting the $650 Phone Credit With Citi AT&T Access More Card

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Here’s my experience to add to the mix.

Getting the Card and Buying an iPhone

I applied for the Citi AT&T Access More card in late January, and received the card on February 2nd, 2016. That same day, I bought an iPhone.

Here’s the link Citi gives you to shop for a new phone – it won’t work unless you click through from your Citi account because it tracks your purchase, much like a shopping portal. With that in mind, it’s a good idea to turn off your ad blockers so the purchase is tracked correctly.

Pick a phone, any phone

Pick a phone, any phone

The selection of phones is the exact same as if you navigate to AT&T’s cell phone shop.

I sprang for an iPhone 6S with 128 GB of memory. The taxes for New York were ~$75. After the phone credit, that’s like paying ~$275 for a brand new phone with a lot of memory to burn through.

asd

Net $200 + taxes for a new 128 GB iPhone

I had an iPhone 5 with 16 GB and was tired of deleting apps/pictures/the entire phone every time it needed an update.

I sold it on eBay for ~$134.

Boo ya

Boo ya

There’s a FedEx ship center 2 blocks away. So I popped in and sent it. It took maybe 10 minutes to list and 10 minutes to ship.

Plus, the sale brought my out-of-pocket cost for the new iPhone down to ~$141 after taxes, which is a screaming good deal.

Do you HAVE TO HAVE AT&T service?

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Bye to RadPad, Hello to Plastiq for 2% Bill Payment Fees With MasterCard (Including Mortgages and Utilities)

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RadPad has been a sweet deal these past few months thanks to their 1.99% fee for paying with a MasterCard.

You could earn 3X Citi ThankYou points by paying with the Citi AT&T Access More card (and still can until June 1st, 2016). Because I have 3 Airbnbs, it’s been a points-generating machine for me.

Even better, when you pair it with Citi Prestige, the 3X points are worth nearly 5% back when you redeem for American Airlines flights. Even with the fee considered, you still come out ahead.

Another one bites the dust-ah

Another one bites the dust-ah

RadPad increases to 3.49%

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