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There were rumors on Reddit that Chase is putting together a new premium credit card with a high annual fee a la AMEX Platinum and Citi Prestige.
Moreover, on that same link, there’s another rumor that Chase is planning an overhaul to its Ultimate Rewards program to make it less lucrative.
While I don’t believe Chase would mess with Ultimate Rewards any time soon (because they need to compete with AMEX and Citi’s transferable points programs), I do think Chase is ripe for a new ultra-premium credit card offering.
I thought it’d be fun to imagine what that card might look like. And what features it would need to have for Chase to remain a viable competitor in the premium credit card space.