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A Step Beyond Foreign Transaction Fees: Bank Exchange Rates Affect How Much You Pay Abroad

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The other day, when I wrote about my experience booking a hotel room in Martinique, I pulled up the Mercez app to see what exchange rate I’d get on $1,118 Euros with the Citi Prestige card.

Lots of cards advertise “no foreign transaction fees” which means they don’t add extra fees to the amount they convert.

Mercez tells you the real rate for each of your cards

Mercez tells you the real rate for each of your cards

But what’s interesting is not all banks convert cash at the same rate.

The amounts can add up, especially if you spend a lot (or live) abroad.

Rates according to Mercez

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New App Alert: Mercez Helps You Pick the Right Card to Use Abroad

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Add this to apps you should download.

I love handy travel apps and saving money, and this one really impressed me.

Mercez lets you add all your credit cards, and then tells you which one has the best exchange rate abroad!

Mercez lets you add all your credit cards, and then tells you which one has the best exchange rate abroad!

What’s Mercez?

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