goals

Tag Archives for goals.

Out and Out’s Travel Goals & Plans for 2018 ✈️

a beach with palm trees and a body of water

Getting ready to give new life to this here dear blog. 2017 was a doozy; the beginning of 2018 wiped out a lot of my energy. I’ve spent the past couple of weeks reading, relaxing, and healing.

It’s been a long ride but I’m finally feeling a bit more “with it” after getting back from Puerto Vallarta last night (!).

travel plans 2018

One magical trip already in the books – what’s next for Out and Out in 2018?

I also haven’t told you about my trip to Denver last month. In fact, the last trip I wrote about was New Orleans from November 2017, so I have some catching up to do!

When I’m not writing here, you can always follow me on Instagram for updates. I think of it as my auxiliary journal and always post pics from every new place I visit!

Travel plans 2018 – in the books

Read More

The 10% Plan: Save 10 Percent of Everything You Make

10% of everything!

10% of everything!

I’ve started a new savings routine that is blowing me out of the water. That sounds weird to say, but it’s true. It’s an idea I directly lifted from a book called “The Automatic Millionaire” by David Bach.

The crux of the idea is that you put 10% of everything you make into a savings or retirement account. Everything.

If someone hands you a dollar, you put a dime into savings. You make $1,000, well, $100 goes into your savings account. 10%, all the time. From the savings account, you can distribute the money in a few ways:

  • Leave it in there to serve as a cushion (it’s a good idea to have 3-6 months of expenses saved)
  • Transfer to IRA
  • Save up for a goal (down payment on a car/house, repairs/renovations, etc)
  • Pay down student loans or other debts
  • Simply save it for peace of mind

After I read “The Automatic Millionaire” I started putting this into practice. It’s been about 2 months by now, and I’m kind of amazed at how much I’ve already been able to save – automatically.

It also signaled a shift in my mindset.

Why 10%?

Read More

Time to Set New Travel Goals

Also see:

gooseneck_03

Goosenecks in Utah

The first of the year is always a good time to reassess everything in the FF universe. All the clocks have just been reset to zero and we hang onto our statuses until the end of February. I’m going to lose Platinum with American. It’s my first time in a few years not having status with any airline.

I also have to decide whether or not I want that British Airways Travel Together certificate. I’ve been weighing the pros and cons – and as of right now, it’s not looking so appealing just due to the dang fuel surcharges. I’m also not sure if I want this year to be as Europe-centric as last year. My travel goals are pulling me to Asia and back to South America, although there are still many European countries I’d love to visit.

With all this in mind, I’ve begun the process of writing down my goals for the year.

I have four categories that I set up for goals:

  • Personal
  • Career/Business
  • Health
  • Travel

I set up a file in Evernote and type everything out, stream-of-consciousness style, in no order at all.

Then I go through and polish it up a little, connect the dots, expand, and refine.

I also did something this year that I’ve never done before: I wrote a letter to my future self, with a reminder set for one year from now. This is my way of holding myself accountable for the goals I set, and it gives my subconscious something to strive toward. It was also surprisingly cathartic.

I find that writing/typing out a goal is much better than keeping it in “the back of my mind.” If you don’t have Evernote, it’s a great thing to have even if you just use it for this one purpose.

Travel goals

Read More