altitude reserve

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Hacking Uber: Earn Points, Cashback, and Credits Every Time You Ride 🚙

To disclaim up front, I have a difficult relationship with Uber. I don’t like how they treat their drivers, women in particular, and their company culture seems… toxic. For the longest time, you couldn’t even tip your driver, which is why I preferred Lyft.

However, I’ve been riding Uber more lately because they make it so easy to stack multiple offers when you ride.

earn points with uber

Oh, Uber. I am “getting there”

And, I’m hopeful they’re slowly but surely turning things around.

With Lyft, you can only earn 3X Delta miles – and 30 JetBlue points on airport trips. Which, meh.

I’d rather earn cashback and Drop points, use travel credits, and get Uber credits for shopping around town. And many times you can stack these deals. You know I love a good stack!

1. Easy win: $1 from Ibotta every time you ride

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Should You Dump Your Car If You Have Premium Card Travel Credits?

It occurred to me I only drive for a handful of reasons:

  • To go to the gym
  • To drop the dog off before I travel
  • Costco runs every ~6 weeks
  • To visit nearby places, like Fort Worth

Most of the time I walk or use Uber/Lyft. Because if I intend to drink, I don’t want to deal with parking (and possibly having to pay for it) or of course driving back unsafely. And I live so close to many of the places I frequent that I can walk.

I realized, surprisingly, there are lots of peeps in Dallas who don’t have cars. And I I was shocked by how extremely walkable certain parts of the city really are.

dump car uber lyft

Lookit all my Lyft credits

I’ve also been using the $325 travel credit from my US Bank Altitude Reserve card for Lyft rides lately (I prefer Lyft for many reasons). Then it hit me that I could subsidize $825 in Uber and Lyft rides thanks to travel credits of 3 of my premium cards. It got me thinking – are those credits enough to consider getting rid of my car?

$825 in Uber and Lyft rides from 3 cards

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Booking Glacier: I Used Points for Free Flights and Hotel Nights – and Still Paid $1,000

Later this week, I’m heading to Kalispell, Montana, to hike in Glacier National Park with my friend Angie. I can’t wait – it’s been 10 years since I’ve been in Montana!

glacier national park

Me in Montana – 2007

Though I’m excited, I found it admittedly difficult to cobble this trip together with points and miles – rural places are not kind to our hobby. So I paid about $1,000 out-of-pocket because I really wanted to go.

Here’s how I minimized costs as much as possible.

Flights to Glacier National Park with US Bank Altitude Reserve points

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Plastiq Rent Payments With US Bank Altitude Code as Travel but Do NOT Earn 3X

On May 1st, I got the US Bank Altitude Reserve card – the first day it was available.

I wrote how payments with Plastiq coded as travel with the Chase Sapphire Reserve card (lots of peeps on Reddit confirm this, too). So I was hoping that would be the case with the US Bank Altitude Reserve. Especially because the minimum spending requirement is $4,500 – that would’ve been a nice points haul at 3X.

us bank altitude

The merchant code gave me hope for 3X

And the charges did code as travel. But my statement just closed and I only got 1X point per $1.

This US Bank card and the Chase Sapphire Reserve are both Visa cards. So while it doesn’t work for the former, I’m hoping it will still earn 3X with the latter for a while longer.

Here’s what I found.

A charge that codes as travel but didn’t earn 3X

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