What are Honest Reviews?
Honest Reviews are my honest opinion about a card offer. Each card will get a grade from A through D – because I don’t bother with Fs – and a recommendation to Keep the card if you already have it or DTMFA.
The rating scale
- A – Are you freakin’ kidding me, why haven’t you applied already AKA Apply now!
- B – Bitchin’
- C – Cool
- D – DIAF
How to use this page
You can sort the table by:
- Grade
- Bank
- Name of card
- Offer (number of points or miles)
- Price of annual fee
If you’re new to points and miles, the idea is to strongly consider the ones with an “A” grade first. Then fill-in as needed from the “B” and “C” cards. Don’t bother with “D” cards.
And if you’re already in the hobby, add the “A” cards to your portfolio stat! Then fill-in as needed based on where you are within card cycles, issuer rules, etc.
Honest Reviews
| Grade | Bank | Name of Card (Click for review) | Offer | Annual fee? | Link to apply |
|---|---|---|---|---|---|
| A | Chase | Sapphire Reserve | 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening | $450 | Proceed |
| B | Chase | Ink Preferred | 80,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months after account opening | $95 | Proceed |
| C | Citi | Prestige | 40,000 Citi ThankYou points after $4,000 in purchases made with your card in the first 3 months the account is open | $450 | Proceed |
| A | Chase | Freedom | 15,000 Chase Ultimate Rewards points ($150) after you spend $500 on purchases in your first 3 months from account opening | $0 | Proceed |
| A | Chase | Sapphire Preferred | 50,000 Chase Ultimate Rewards points 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening | $0 the 1st year, then $95 | Proceed |
| B | Citi | Hilton Visa | 75,000 Hilton points after making $2,000 in purchases within the first 3 months of account opening | $0 | Proceed |
| A | Chase | Ink Plus | 60,000 Chase Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months from account opening | $0 the 1st year, then $95 | Proceed |
| C | Barclaycard | Arrival Plus | Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days | $89 (waived the first year) | Proceed |
| A | Amex | Starwood Business | Earn 25,000 Bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months. And 10,000 more when you when $3,000 more in the first 6 months. | $0 introductory annual fee for the first year, then $95 | Proceed |
| A | Chase | IHG | 60,000 IHG points after you spend $1,000 on purchases in the first 3 months from account opening. | $0 the 1st year, then $49 | Proceed |
I only review the best offers and only link to the best offers. And I’ll link to the best offer every time.
Click here to find these cards. Or here’s a category breakdown:
Some of the links are commissionable. I appreciate when you use my links and thank you for the opportunity of your support!
Suggestions? Comments? Let me know!
- Capital One Venture X Rewards—Earn 90,000 Venture miles once you spend $4,000 on purchases within the first 3 months from account opening, plus a $300 annual statement credit for travel booked through Capital One
- Ink Business Preferred® Credit Card—Earn 100,000 Chase Ultimate Rewards points after you spend $15,000 on purchases in the first 3 months and 3X bonus points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Amex Blue Business Plus—Earn 15,00 Membership Rewards points once you spend after you spend $3,000 in purchases in the first 3 months of Card Membership and 2X bonus points on up to $50,000 in spending per year with NO annual fee
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
