This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. What is written in the article is the editor's opinion.
Through May 31st, 2017 (this Wednesday), the Hilton Surpass Amex has its best-ever sign-up bonus. Yes, it’s offered 100,000 Hilton points before. But this go-around, you also get a free weekend night certificate after your first cardmember year.
I wrote how 120,000 Hilton points can easily be worth over $700. But throw in the free night cert, and you’re approaching $1,000 in value from a single sign-up bonus.
Plus you get Hilton Gold elite status with the card which means… free breakfast! (My fave perk lol.)
I was low on Hilton points and am becoming intensely interested in a trip to Mexico City this year. There are lots of lower-category hotels there – and you get the 5th night free on any award stay.
In general, Hilton points go further at low-tier hotels. But it’s all about how you like to use them.
The Hilton Surpass Amex is worth it if you’ve never had it
- Link: Hilton Surpass Amex
I was light on Hilton points after burning them for a trip to Honolulu with my family this past September.
I’m loyal to Hilton lately because I:
- Can’t stand IHG
- Have absolutely no faith in Starwood beyond 2017 and earning their points is a real chore
- Am “meh” about Marriott
- Find Hyatt’s new program too weird and limiting
Hilton’s no angel, either. They don’t have an award chart, for one. But they treat their elites well with suite upgrades and free breakfast. And they throw points at you via promotions, stays, and credit cards.
The Hilton Surpass is actually my 3rd Hilton card – I have the no annual fee cards from Amex and Citi. I’ve had consistently good service with Hilton and have no reason not to give them my loyalty.
In the points and miles world, they’re as maligned as Delta once was – but the others have matched them, mostly. So as a free agent, I find Hilton to be the best choice.
Even if you’re not a Hilton fan, you can do well with 100,000 Hilton points.
For example, I’m thinking of spending 5 days in Mexico City. Here’s what I found:
Considering you get the 5th night free, you can easily spend 5 free nights with 100,000 Hilton points. And then use the free weekend night certificate somewhere really expensive.
Here are the paid rates:
The first hotel, Hampton Inn & Suites Mexico City – Centro Historico, would cost nearly $900.
The kicker, though, is you’d only pay 32,000 Hilton points (8,000 X 4 + 5th night free) for this room. So you’d still have 70,000 points left over. Or you could spring for a different hotel. I regularly find these kinds of deals with Hilton points.
The Hilton Surpass Amex has a $75 annual fee, but you also get:
- 12X points at Hilton hotels (in addition to what you earn as a Gold elite)
- 6X points at US supermarkets, US gas stations, and US restaurants
- 3X points on all other purchases
And of course you get 100,000 Hilton points after spending $3,000 on purchases in the first 3 months of account opening.
The Gold elite status that comes with the card gets you 10X points per $1 spent at Hilton, plus 25% bonus points and welcome points (the amount depends on the hotel brand). So for stays at Hilton, there is no better card.
It has a ~3% forex fee though (can you freaking believe that?!), so don’t use it abroad. But overall, this card is def worth getting if you’ve never had it before (Amex sign-up bonuses are once per lifetime).
Why I Got It
Simply, there are few cards I can get these days. So when a good offer rolls around – and I’m actually eligible – I perk up.
It’s not hyperbole to say this is the best-ever offer there’s been on this card. For me, the free weekend night certificate adds at least $300 in value to the sign-up bonus. And if I can squeeze $1,000 in sweet travel out of a sign-up bonus, you best believe I’ll jump all over it.
Plus, I like to keep a stash of Hilton points – they can be incredibly useful from time to time.
- Link: Hilton Surpass Amex
This offer goes poof in 3 days, so get it while you can! Don’t let the naysayers steer you wrong about Hilton points – there are still plenty of ways to wring life out of them, especially if you’re judicious and plan carefully.
FWIW, I was approved instantly online. And this was my 5th Amex card (I also have the Mercedes-Benz Platinum, SPG personal and biz, and no AF Hilton cards – 4 credit and 1 charge).
With the free weekend night certificate thrown in, I couldn’t help myself and dove into this offer because I’d never gotten it before. I have my sights set on Mexico City sometime this year, so I’ll likely use the points there, where 5 nights can easily be $900+.
It’s always good to have a goal in mind. But I like having a stash of Hilton points anyway because they’re now my go-to hotel chain. Especially once the other shoe drops for Starwood in 2018.
BEST Current Credit Card Deals
- Amex Starwood Small Business Card - 35,000 Starwood points - My review of this offer.
- Chase Sapphire Reserve - 50,000 Ultimate Rewards points - My review of this card.
- Discover it® Cashback Match™ Card - $50 after 1st purchase within 3 months of account opening - Why I love this card!
- Hilton Surpass Amex - 85,000 Hilton points - Why I picked up this card.