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- Discover It Is an Amazing Cashback Card (For the 1st Year at Least)!
- Get an Easy $600 with the Discover It Card
- Yay! Just got Discover It and Citi Hilton 75K cards!
I’ve loved having the Discover It card so far. It offers an unparalleled 10% cashback in rotating quarterly bonus categories – the 1st year at least. In fact, if you max out the categories each quarter, the card is good for an easy (and completely free!) $600 cashback.
The card has no foreign transaction fees and no annual fee. I’ve written about the importance of having at least 1 no annual fee credit card. And this one is a very worthy candidate for that slot.
Discover It’s Q4 bonus categories
I’m pleased to see the new Q4 bonus categories, which are:
- Amazon.com (again)
- Department stores (again)
- Clothing stores
The quarter runs October 1st through December 31st, so it’s great for cashback on holiday shopping. You’ll get 10% cashback at Amazon.com for a 2nd quarter in a row. That’s amazing!
New cardmembers get double cashback on the 5% bonus categories (so 10% cashback). You’ll get 5% cashback after your billing statement closes, and the doubled cashback after your 12th billing cycle.
To get double cashback, you’ll need to apply by September 30th (and the card is available via my links – thank you for using them!)
I recently got this card and am really glad I did!
To sweeten the pot
A couple of other things sweeten this deal even further.
You’ll get double cashback even via the Discover Deals shopping portal, where the rate is routinely 10% cashback – even on the bonus categories.
So, you can get as much as 30% cashback (5% back for bonus categories, and 10% back for shopping on the portal, both doubled) – and it’s stackable with other promos and discounts, which is an incredible deal.
In total, you’ll get 15% cashback when shopping at Amazon.com, which is pretty sweet, especially for holiday shopping.
I’m surprised to see Amazon.com repeated as a bonus category for Discover It 2 quarters in a row. It seems Discover is being aggressive about their cashback offerings, which is amazing for consumers.
I’m all for anything that saves me money on stuff I’m going to buy anyway.
And remember you can use Paribus to get even more cashback at Amazon.com if the price drops lower.
If you have the Discover It card, you can now sign up for the Q4 5% cashback categories, which include Amazon.com, and department & clothing stores.
The holidays will be here before you know it. Personally, I love getting cashback from Amazon.com with this card. And the new Giving Assistant portal is offering 5% cashback right now, which is even better.
This is quickly becoming one of my go-to cards, which is surprising considering I’ve only had the card for about a month.
It’s been in my wallet since the day I received it and hasn’t left, because I find myself accessing it so frequently. If Discover keeps it up with the cashback in easy-to-use (read as: easy-to-spend) categories, it’s a definite keeper.
The double cashback is good for new cardmembers through September 30th, so if you don’t already have this card, thank you for considering signing up through my links!
Oh, and you’ll get 12 or 18 months with 0% APR, just in case you need to float your purchases for a few months. Just be sure to keep track of when you opened the card so you never pay a dime of interest!
Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.