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Monthly Archives for August 2013.

Trip Report: AA Main Cabin Extra LGA-DFW-ANC

by Harlan Leave A Comment

I originally found this trip on The Flight Deal for $352 a person from NYC all the way to ANC. I’d just gotten the Citi AAdvantage Select American Express and it came with a $150 statement credit after buying my first American flight. I got two tickets, which came to $704, then was reduced to $554, or about 3 cents per mile – not only would I get to see Alaska for the first time, but that price was positively mileage run-worthy. Not to mention that I’d accrue nearly 20K AAdvantage miles in the process since I get a 100% mileage bonus for being Platinum, which I value at around $400. Schweeet!

I  held out hope that some twist of fate would land me an upgrade. But the day before, I checked out the first class cabin, and all the seats were already taken. Well.

Getting to La Guardia was easy enough via taxi, and once there, I breezed through security thanks to Pre-Check. GOD I love Pre-Check! There was no one in the line and it took literally 20 seconds. Right beyond security was the Admirals Club, and a few gates down was D6, our departure gate. We headed up to the Admirals Club using my American Express Platinum Card, had a few drinks and snacks, and I played a little Scrabble (my newest addiction). I didn’t take pictures. It was nearly empty and seating was easy to find. We got an entire huge room all to ourselves with a view of American planes on the tarmac. With that view, a rum & coke, and a game of Scrabble in front of me, I was in heaven.

When boarding rolled around, we went to the gate and I boarded with the other Platinums. It was one of the new planes in the livery, a 737-800 with the controversial new paint job. The first class cabin had 16 seats, but they really were all taken. I guess LGA-DFW (both American hubs) is a popular route. I had seat 8A, at the front – a Main Cabin ExtrAA seat. They advertise it as having more legroom and being more comfortable somehow, but I really didn’t see what the big deal was. I liked being closer to the door… I thought it came with a free premium beverage or something. Nope. They charged me for my white wine and I got one of their “hand made” sandwiches, which was actually pretty good, if a bit messy. They need to work on their packaging/presentation for that. And throw in a free drink to assuage the shame after walking through first class.

Anyway, we sat down and waited to take off. And waited. And then the A/C had to be fixed. Uh oh. TripIt Pro (which I got for free with my Barclay Arrivalcard) sent me an alert that we wouldn’t arrive to Dallas until 3:35. My flight to ANC was at 3:25. Fuck. I immediately researched alternate routes from DFW-LAX-ANC and DFW-PDX-ANC. There was hope, but I’d be getting in several hours late. So…

I tweeted to @AmericanAir.

 

Tweets from @AmericanAir

Tweets from @AmericanAir

 

I told them in advance that I was worried about missing my connection. Before I left LGA, while still on the plane, they wrote me back and said they’d monitor my flight and have me rebooked on the next flights heading to ANC by the time I landed. At that point I was already blown away. Anxious to leave, but soothed knowing I had options. And that’s what really felt the best. Knowing that it would be taken care of.

 

Goosenecks over Texas

Goosenecks over Texas

 

But then, the maintenance guys were able to quickly fix the problem and we pushed off. Even still, the connection would be tight at just 23 minutes. I feared I’d have to run all the way through Terminal C from gate 36 to 2.

 

Landing at DFW

Landing at DFW

 

The flight was nice enough. Pretty quick, smooth. Thoughts about “Main Cabin Extra” are above. We got to the gate and I leapt out like a gazelle ready to run. Someone called my name as soon as I walked off the jetway. It was a lady from American, standing in front of a cart. WHAT?! She hugged me, and told me to hop in and DROVE US TO THE GATE. I was blown away by this level of service. She said she recognized me from my Twitter picture and had been contacted about the tight connection. If we missed it, she had backup flights ready to go. Amazing, amazing, amazing.

We pulled up to C2 just as boarding began. Even with no upgrades, I was stunned at the level of service and professionalism American showed me today. Me, a lowly Platinum!

So now I’m on flight 279 to ANC on an old Boeing 757. Man, you can really tell this plane has seen better days. It’s got the old first class cabin, but I’ve got a great seat with tons of legroom – seat 10F – again, in Main Cabin Extra. And we’re flying over the Rockies right now. It’s gorgeous. And my birthday is in just a few days. Maybe I can convince American to upgrade me on the flight home. 🙂 I must say, I do like the new planes a lot better than the older ones.

 

Ample legroom in Main Cabin ExtrAA

Ample legroom in Main Cabin ExtrAA

 

But wow. I am just so very impressed with American right now. Would Delta have done this? That’s what I keep asking myself. But it doesn’t matter now. I’m resolved to keep flying American. I want to be a Million Miler and everything. And EXP next year. This trip to ANC puts me about 10K closer. Now if I could only repeat it nine more times.

Big kudos and thanks to American. They transformed a potentially stressful trip into a great customer service experience. As I heard EXPs being thanked, I wanted to be one of them. Soon enough. Wish I’d gotten in on that promo they had up for a few hours. With my upcoming trip to Santiago and Mexico City, I would’ve been a shoe-in. But that was a fluke. Small moves, small moves.

 

Done with Delta

by Harlan 8 Comments

delta-sucks

 

I read Rene’s blog post about this year’s changes on Delta Points and it got me thinking. Not about Delta, but about American. How they haven’t cut anything from their loyalty program this year. How good they are about upgrading elites. And how nice ‘n’ easy it was to achieve Platinum status after only one trip this year. In all reality, I will hit Platinum again for next year, although Executive Platinum is my stretch goal. And even if I don’t, their Elite Rewards program makes me want to continue flying with them even if I don’t hit the 100K mile/point threshold.

Delta, by contrast, has fierce upgrade competition in New York, despite expanding their presence and perhaps because of it (I’m thinking the new T4 @ JFK). They’re switching to MQDs in 2014. And they have American Express as a credit card partner.

At this point, the only downside to being loyal to American is the inability to transfer in miles from an outside program, like you can with United and Delta (from Ultimate Rewards and Membership Rewards, respectively). American will be the only legacy airline that doesn’t have an outside transfer program linked up to it. That, and the tiny regional jets they like to fly out of JFK. But that’s soon changing as they beef up their fleet.

This post isn’t meant to bash Delta, but rather to extoll American. Which means, by default, that I guess I’m done with Delta. I tried it, but it didn’t work. I loved how they have a nonstop from LGA-MEM (my hometown), their aircraft, and route network. And I’ve got to give it to them: their on-time performance is amazing. 

Their airline partners are “just OK.” American, though oneworld is a much small alliance, has more premium partners (Cathay Pacific, Qantas, British Airways, Etihad, JAL, LAN) and they have generous earning privileges when flying them. Delta really wants you to stick to Air France, KLM, Aeromexico, or Virgin Atlantic (the ones they co-own!), otherwise you get… pretty much nothin’.

That’s the root of it all right there: American is generous and Delta is getting more and more stingy. No doubt there will be further hacks to Skymiles in 2014. I have hopes for AAdvantage, merger and all.

For now, the images below can summarize my feelings for me. So long, farewell, auf wiedersehen.

 

delta-fuck-off

 

fuck-you-delta-ted

The Climb to Pay Off Debt and Be Financially Independent

by Harlan 1 Comment

I sent a payment today to my student loan company for $100. It felt like throwing a glass of water on a burning building. But that’s the exactly the attitude I’m trying to break.

Yes, right now, $100 toward my $47,584.54 student loan debt felt like taking a drop of water out of the ocean. But it’s $100 that’s out of the running for all that compound interest.

I’m trying to balance wanting to invest for the future, travel like a mofo, and get rid of all this damn debt. My student loan has an APR that will make you wince, so get ready for it: 6.75%. Any investment I could make may or may not have that type of return. But putting $100 in an investment account isn’t going to do me any good until I can wrangle the cost of my previous education.

It’s so weird that I could theoretically pay off this loan for the rest of my life. And I guess some people are OK with that. But I’m not. I want to get this debt off my plate ASAP. Even if I pay off $1000 a month, it’ll take 48 months, AKA 4 years – and that’s assuming no interest! It’s simply got to happen sooner than that.

I’m reading this book, Walden on Wheels, about Ken Ilgunas’ journey with this exact same thing. It’s such an inspiration. I highly encourage you to check it out.

a book cover of a red van

I’m about to get real aggressive with this real fast. I know I’m not the first person to grapple with this crippled system, but until I get this debt outta here, I can’t feasibly invest for my future or buy a house. Once I get into the principal a bit, maybe I can balance my goals a little better. But not now. This is my first priority.

I listed some stuff on eBay, I’m selling my books, and I work part-time for a courier service which nets me about $1000 a month, in addition to my salary of $50,000 a year. But now that I’m in super payoff mode, I want to find a way to generate even more money. I’ve been wanting to get my CFP certification, which costs only about $5000. But that’s now five months of loan payments… and thinking in terms of loan payments is the mindset I have to be in for the next couple of years.

I can’t stop traveling. That’s why I have so many cards that generate points and let me go places for free. In fact, I’m off to Alaska next week (on American in economy, but except thoughts/trip report nonetheless!). There is marginal cost, even for free travel, but I have to seek new experiences or I’ll wither away inside.

I want to chronicle, as so many others have done, my climb up the mountain of raging student loan debt. This blog will hold me accountable, motivate me, and hopefully allow me to learn some nuggets of wisdom that I can pass along.

I’ll post regular “Financial Snapshots.” In a decade, I want my net worth to go from $-50,000 to $+500,000. Let’s do this.

Thanks for reading!

Why I Want to Work for LearnVest

by Harlan Leave A Comment

LearnVest-logo

 

I’ve recently gotten hugely into turning my finances around. It’s been a part of taking control of my own life, dreaming out loud, and beginning to think about the future. The long-term future.

I’ve been reading a bunch of points and miles blogs for a while now, and recently added a new slew of financial advice blogs to my feedly account. One of them was LearnVest. Their articles are great, and I highly recommend them to anyone. The breadth and scope of financial advice was/is exactly what I’m looking for at this point in my life. They also help you to budget, keep track of financial accounts, and have a bunch of handy calculators.

I’m taking what I’m learning to heart. So much so that I want to go back to college to get my certification in financial planning so that I can help others by applying what I’ve learned. I typed “CFP jobs” into Google to see what the prospects were and got some results from… LearnVest. I audibly gasped. All of the CFP positions were in Phoenix, and besides, I’m not even certified yet. I went to close the browser window when I saw a few other positions… in New York. Including one I’m totally qualified for. This one: Operations Associate. It’s the perfect blend of my previous experience and future goals. Plus, it’s a woman-owned and operated company. And a tech startup. Headquartered in New York. And hiring! It couldn’t have been more perfect. I sent my resume in within five minutes, then tweeted them.

Maybe I’m putting the cart before the horse here, but I really want to work for this company. Along with getting my own finances in order and starting to think about getting my CFP license, this position seems like dream job material.

I saw the founder had a talk in New York a couple of nights ago. I couldn’t go because I had a lot going on at my current position and it fell on a Wednesday evening. The timing wasn’t right. Still, I hope I hear back from them. Wouldn’t that be awesome?

I freaking love feedly (a review)

by Harlan 1 Comment

<3

<3

 

In the wake of Google Reader’s demise, I scrambled, like everyone else, for a solution to find a new content aggregator for my daily blog consumption habit. In the beginning, I was hoping that Digg’s Reader would be a good replacement. It ended up being a valiant effort, but no dice. I signed up on the first day – keeping in mind that it was still very much in beta. I didn’t like how there was no unread post count, and no way to connect the desktop version with the iPhone app. I also didn’t like that my “Uncategorized” subscriptions sat on top of my categories. Small stuff I know, but Google Reader had it super figured out. Oh, and it was slow as shit. And had no search function. And just… wasn’t getting me there.

Flash forward to now. Digg Reader has added all the things I immediately wanted, and sped up the service tremendously. The app is great, and so are all the added options. But it was too little, too late. Another suitor swept in from the sidelines. Enter feedly (all lowercase).

feedly just “got it.” They seemed to really understand what a content aggregator/RSS service/blog scraper should be. In the beginning, I couldn’t stand how I had to have that stupid Chrome extension installed on both my home + work computers. Not to mention there was no app to speak of. Pffft, I thought. Fuck them. I didn’t even care that they got the unread post count right.

But then…

They made everything cloud-based. They sped it up to rival Google Reader’s speed. The app picks right back up where I left off from the desktop. They have themes! And options! And lots of other little things that make me want to use exclamation points! And from a design point of view, it’s incredibly simple and functional. It also updates automatically, just like Google Reader used to do.

When I saw they were offering a lifetime pro membership for only $99, I swiped my Fidelity Investment Rewards American Express out of my wallet so fast it burned my fingers. I could imagine so many other Brooklyn-based RSS lovers doing the same thing and I couldn’t get my card number entered fast enough. But everything went through, I got the lifetime membership, and am loving the pro version so far. Can’t wait to see what else they do with it.

Also, if you’re using a content aggregator, please consider adding this blog to it. Here’s the link to copy and paste:

http://www.outandout.net/feed/

I appreciate my readers and would love to know: do you use an RSS service? Which one?

 

New York Story

by Harlan Leave A Comment

New York Story

 

 

My new book is available in digital and paperback versions. It’s all about living and loving in the beast that is NYC. I wrote it while I was between jobs last year, and edited it in my free time. Very pleased with how it turned out, and with the response I’ve gotten so far.

For more info and to purchase, click here: New York Story

 

Financial Snapshot 8/10/13

by Harlan Leave A Comment

Screen shot 2013-08-10 at 9.04.48 PM

 

 

I use mint.com to keep track of my credit card accounts, IRAs, and student loans. My student loans are by far the bulk of my debt – about $50,000.

I currently have IRAs with two companies, Fidelity and USAA, and a brokerage account with Fidelity (the one my Fidelity Investment Rewards card plugs into). There’s about $4,000 among them.

My immediate goals are to pay down student loan debt, save up for a down payment on a house, and put the rest into an IRA until I max it out. This will definitely be a “slow and steady wins the race” kind of proposition.

My current salary is about $60,000 ($50,000 base + yearly bonus + reimbursements for healthcare).

My first Financial Snapshot. Really putting it all out there. Here goes nothin’…

Direction

by Harlan 1 Comment

I’ve decided to take this blog in an ever-so-slightly different direction.

Over the past few months, I’ve done a lot of soul-searching about what I want to be doing as far as a career path. I’m obviously hugely interested in travel, and to some extent travel writing, and that’s certainly one side of it. The other side is that I love to mine the terrain of points and miles. I’ve been getting more and and more into improving my finances – beyond just credit score.

I started investing. Slowly, at first. Now I have about $4,000 saved in IRAs and want to continue on a path that makes me financially independent. My goal is to save up $500,000 for my eventual retirement – while also paying off my student loan debt and saving up enough to buy a house in Vermont.

I’m just getting started on this new journey and want to share my thoughts here as they evolve. It’s been wonderful to document my travels and interest in points/miles, and hopefully writing about my finances will be a natural extension of that. It’s way more convoluted that any airline loyalty program, but I’ve found the best course of action is to keep it simple. And writing here will help to keep me accountable to my goals. It will involve a lot of purging, cutting out what’s unnecessary, and keeping an even close eye on my monthly budget. But I’m up for it.

Of course the travel stuff is going to stay, too. Thanks to all the supporters I’ve received so far here on Out and Out. Looking forward to interacting more with all of you.

 

Update: Blog Giveaway: 2 Admirals Club Passes

by Harlan Leave A Comment

Sooo I should’ve totally kept my word and done this when I said I would.

Without further adieu, I’ve selected Manda to receive the two Admirals Club passes.

Manda said:

I would use it on a trip home to see my folks!

Congrats, Manda, and I hope you get these in time to go see your folks. 🙂

I’ve sent an email and will move on to the next winner in case it’s too late or there’s no reply.

Thank you to all who entered.